St. Francis County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
St. Francis County, AR distress report, 2026: 13 ZIPs scored in St. Francis, AR, St. Francis, AR average 20/100; the top St. Francis, AR ZIP is 72376 at 34/100; St. Francis, AR market phase peak, St. Francis, AR prices +2.6% year over year.
- St. Francis, AR ranks #907 nationally (opportunity index); St. Francis, AR #41 in Arkansas; St. Francis, AR index 31.6.
- St. Francis, AR: no CFPB county sample; St. Francis, AR non-metro area reading 1.5%.
- St. Francis, AR ZIP phases: 13 peak.
- St. Francis, AR residential listings tracked: 3 across 9 ZIPs; St. Francis, AR candidate listings 0.
- St. Francis, AR HUD assisted properties: 6 with 135 units.
- St. Francis, AR lenders on watch: 3; largest St. Francis, AR footprint First Nb Of Eastern Arkansas (7 branches).
- St. Francis, AR most distressed ZIP: 72376 at 34/100.
St. Francis, AR figures: DLRadar distress index; St. Francis, AR inputs: CFPB, FHFA, HUD, FDIC; St. Francis, AR rebuilt as sources refresh.
| Rank | St. Francis, AR ZIP | Score |
|---|---|---|
| 1 | 72376 | 34/100 |
| 2 | 72348 | 29/100 |
| 3 | 72396 | 25/100 |
| 4 | 72021 | 19/100 |
| 5 | 72346 | 18/100 |
| 6 | 72322 | 17/100 |
| 7 | 72326 | 17/100 |
| 8 | 72335 | 17/100 |
| 9 | 72340 | 17/100 |
| 10 | 72359 | 17/100 |
| 11 | 72372 | 17/100 |
| 12 | 72392 | 17/100 |
Most distressed St. Francis, AR ZIPs (0-100, 2026)
Mortgage delinquency around St. Francis, AR
No CFPB county sample covers St. Francis, AR; the non-metro area reading for St. Francis, AR: 1.5% ninety-plus; St. Francis, AR area thirty-to-eighty-nine 3.0% (December 2025, St. Francis, AR); Arkansas overall 1.3%.
Opportunity index: St. Francis, AR
St. Francis, AR index 31.6, St. Francis, AR phase watchlist; St. Francis, AR primary driver vacancy, St. Francis, AR second driver bank institutional. St. Francis, AR components: property stress 22.2, foreclosure pressure 23.4, listing discounts 38.6, bank stress 61.4, insurance 0.0; St. Francis, AR pulse 34.2; St. Francis, AR capital opportunity 27.6.
ZIP market phases inside St. Francis, AR
13 St. Francis, AR ZIPs carry a price-cycle phase; St. Francis, AR ZIPs by phase (St. Francis, AR), deepest drawdown first: peak, +3.3% YoY, 0.1% off peak (St. Francis, AR): 72021, 72396; peak, +2.8% YoY, 0.0% off peak (St. Francis, AR): 72372; peak, +2.7% YoY, 0.0% off peak (St. Francis, AR): 72392, 72326, 72335; peak, +2.0% YoY, 0.0% off peak (St. Francis, AR): 72348; peak, +2.6% YoY, 0.0% off peak (St. Francis, AR): 72346; peak, +2.6% YoY (St. Francis, AR): 72322, 72340, 72359, 72394; peak, +1.2% YoY (St. Francis, AR): 72376.
Residential listings by St. Francis, AR ZIP
St. Francis, AR ZIPs with the most tracked St. Francis, AR residential listings: 72335 2 listings, 0 candidates, bank pressure 64; 72326 1 listings, 0 candidates, bank pressure 60; 72322 0 listings, 0 candidates, bank pressure 61; 72340 0 listings, 0 candidates, bank pressure 61 (St. Francis, AR); 72346 0 listings, 0 candidates, bank pressure 59; 72359 0 listings, 0 candidates, bank pressure 61; 72372 0 listings, 0 candidates, bank pressure 64; 72392 0 listings, 0 candidates, bank pressure 65. St. Francis, AR totals: 3 listings; St. Francis, AR candidates 0; active ZIPs 2.
HUD assisted housing in St. Francis, AR
6 assisted properties with 135 units sit in St. Francis, AR; largest St. Francis, AR properties: Indian Hills Apartments (Forrest City) 70 units, 70 assisted; Christopher Homes Of Palestine (Palestine) 20 units, 20 assisted; Eastgate Apartments (Hughes) 16 units, 16 assisted in St. Francis, AR; Wheatley Manor Apartments (Wheatley) 12 units, 12 assisted; Forrest City Independent Living Center (Forrest City) 9 units, 9 assisted; Forrest City Group Home (Forrest City) 8 units, 8 assisted.
Lenders with branches in St. Francis, AR
St. Francis, AR lenders by branch count: First Nb Of Eastern Arkansas (St. Francis, AR): stress 64, 7 branches low in St. Francis, AR; Armor Bank (St. Francis, AR): stress 78, 2 branches low in St. Francis, AR; First Financial Bank (St. Francis, AR): stress 42, 1 branch low in St. Francis, AR.
Vacancy and permits, St. Francis, AR
1,787 of 9,570 St. Francis, AR housing units are vacant; St. Francis, AR permits, twelve months: 0 multifamily units in St. Francis, AR, 9 one-to-four unit units.
Work St. Francis, AR at the parcel level
Every St. Francis, AR parcel carries owner and address; every St. Francis, AR parcel carries APN; St. Francis, AR distress scores sit on the St. Francis, AR live board.
St. Francis, AR figures refresh with each source.
St. Francis, AR questions
Most distressed ZIP code in St. Francis County, AR?
ZIP 72376 leads St. Francis, AR at 34/100; next in St. Francis, AR: 72348 at 29/100; the St. Francis, AR average is 20/100.
Where does St. Francis County, AR rank for investment opportunity?
St. Francis, AR is #907 among all ranked counties, #41 in Arkansas; the St. Francis, AR driver is vacancy; St. Francis, AR moved up 313 places.
How many mortgages are delinquent in St. Francis County, AR?
St. Francis, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers St. Francis, AR.
Which banks lend in St. Francis County, AR?
3 watched lenders hold St. Francis, AR branches; the largest St. Francis, AR footprints are First Nb Of Eastern Arkansas (7), Armor Bank (2), First Financial Bank (1).
More on St. Francis, AR
St. Francis County, AR distress report: public-record figures for St. Francis, AR; not legal advice for St. Francis, AR; not tax or investment advice; verify every St. Francis, AR record before acting.