Stillwater County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Stillwater County, MT distress report, 2026: 10 ZIPs scored in Stillwater, MT, Stillwater, MT average 14/100; the top Stillwater, MT ZIP is 59015 at 16/100; Stillwater, MT market phase expansion, Stillwater, MT prices +5.0% year over year.
- Stillwater, MT ranks #877 nationally (opportunity index); Stillwater, MT #12 in Montana; Stillwater, MT index 31.7.
- Stillwater, MT: no CFPB county sample; Stillwater, MT metro area reading 0.8%.
- Stillwater, MT ZIP phases: 7 expansion, 2 neutral, 1 peak.
- Stillwater, MT residential listings tracked: 1 across 8 ZIPs; Stillwater, MT candidate listings 0.
- Stillwater, MT lenders on watch: 2; largest Stillwater, MT footprint First Interstate Bank (2 branches).
- Stillwater, MT most distressed ZIP: 59015 at 16/100.
Stillwater, MT figures: DLRadar distress index; Stillwater, MT inputs: CFPB, FHFA, HUD, FDIC; Stillwater, MT rebuilt as sources refresh.
| Rank | Stillwater, MT ZIP | Score |
|---|---|---|
| 1 | 59015 | 16/100 |
| 2 | 59001 | 14/100 |
| 3 | 59019 | 14/100 |
| 4 | 59028 | 14/100 |
| 5 | 59061 | 14/100 |
| 6 | 59063 | 14/100 |
| 7 | 59067 | 14/100 |
| 8 | 59057 | 13/100 |
| 9 | 59069 | 13/100 |
| 10 | 59074 | 11/100 |
Most distressed Stillwater, MT ZIPs (0-100, 2026)
Mortgage delinquency around Stillwater, MT
No CFPB county sample covers Stillwater, MT; the metro area reading for Stillwater, MT (Billings, MT): 0.8% ninety-plus; Stillwater, MT area thirty-to-eighty-nine 1.7% (December 2025, Stillwater, MT); Montana overall 0.6%.
Opportunity index: Stillwater, MT
Stillwater, MT index 31.7, Stillwater, MT phase early_signal; Stillwater, MT primary driver construction, Stillwater, MT second driver vacancy. Stillwater, MT components: property stress 23.6, foreclosure pressure 23.7, bank stress 42.2, insurance 0.0; Stillwater, MT pulse 35.3; Stillwater, MT capital opportunity 26.3.
ZIP market phases inside Stillwater, MT
10 Stillwater, MT ZIPs carry a price-cycle phase; Stillwater, MT ZIPs by phase (Stillwater, MT), deepest drawdown first: expansion, +5.0% YoY, 1.4% off peak (Stillwater, MT): 59001, 59019, 59028, 59057, Stillwater, MT 59061, 59063, 59067; neutral, +4.5% YoY, 1.2% off peak (Stillwater, MT): 59015; neutral, +3.6% YoY, 0.7% off peak (Stillwater, MT): 59069; peak, +2.4% YoY, 0.1% off peak (Stillwater, MT): 59074.
Residential listings by Stillwater, MT ZIP
Stillwater, MT ZIPs with the most tracked Stillwater, MT residential listings: 59063 1 listings, 0 candidates, bank pressure 53; 59001 0 listings, 0 candidates, bank pressure 55; 59019 0 listings, 0 candidates, bank pressure 55; 59028 0 listings, 0 candidates, bank pressure 44 (Stillwater, MT); 59057 0 listings, 0 candidates, bank pressure 53; 59061 0 listings, 0 candidates, bank pressure 44; 59067 0 listings, 0 candidates, bank pressure 44; 59069 0 listings, 0 candidates, bank pressure 56. Stillwater, MT totals: 1 listings; Stillwater, MT candidates 0; active ZIPs 1.
Lenders with branches in Stillwater, MT
Stillwater, MT lenders by branch count: First Interstate Bank (Stillwater, MT): stress 57, 2 branches low in Stillwater, MT; Yellowstone Bank (Stillwater, MT): stress 30, 2 branches low in Stillwater, MT.
Vacancy and permits, Stillwater, MT
847 of 4,657 Stillwater, MT housing units are vacant.
Work Stillwater, MT at the parcel level
Every Stillwater, MT parcel carries owner and address; every Stillwater, MT parcel carries APN; Stillwater, MT distress scores sit on the Stillwater, MT live board.
Stillwater, MT figures refresh with each source.
Stillwater, MT questions
Most distressed ZIP code in Stillwater County, MT?
ZIP 59015 leads Stillwater, MT at 16/100; next in Stillwater, MT: 59001 at 14/100; the Stillwater, MT average is 14/100.
Where does Stillwater County, MT rank for investment opportunity?
Stillwater, MT is #877 among all ranked counties, #12 in Montana; the Stillwater, MT driver is construction; Stillwater, MT moved up 205 places.
How many mortgages are delinquent in Stillwater County, MT?
Stillwater, MT takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Stillwater, MT.
Which banks lend in Stillwater County, MT?
2 watched lenders hold Stillwater, MT branches; the largest Stillwater, MT footprints are First Interstate Bank (2), Yellowstone Bank (2).
More on Stillwater, MT
Stillwater County, MT distress report: public-record figures for Stillwater, MT; not legal advice for Stillwater, MT; not tax or investment advice; verify every Stillwater, MT record before acting.