Stillwater County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Stillwater County, Montana? DLRadar grades every Stillwater County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Stillwater County breakdown.
- Stillwater County's most distressed ZIP is 59015 at 15/100.
- 10 ZIP codes tracked in Stillwater County, averaging 14/100 distress.
- Stillwater County reads expansion — home values up 5.0% year over year, 1.4% off peak.
- Vacancy runs 23.6% across Stillwater County's tracked ZIPs, with a 12.9% poverty rate.
- The typical Stillwater County home is worth about $386,600 against a ~$81,446 median income.
- Lending headwind in Stillwater County sits at 0/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59015 | 15/100 |
| 2 | 59001 | 14/100 |
| 3 | 59019 | 14/100 |
| 4 | 59028 | 14/100 |
| 5 | 59061 | 14/100 |
| 6 | 59063 | 14/100 |
| 7 | 59067 | 14/100 |
| 8 | 59057 | 13/100 |
| 9 | 59069 | 13/100 |
| 10 | 59074 | 11/100 |
Most distressed ZIP codes in Stillwater County (composite distress 0-100, 2026)
What is driving Stillwater County distress
Stillwater County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Stillwater County market phase and pricing
DLRadar places Stillwater County in expansion; prices moved up 5.0% over the year and remain 1.4% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Stillwater County
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Common questions
Which Stillwater County ZIP scores worst for distress?
ZIP 59015 leads Stillwater County at 15/100, recomputed monthly from public records.
Which phase does Stillwater County sit in right now?
Phase for Stillwater County: expansion, tracking a 5.0% gain year over year, read off the FHFA index.
What are the sources behind these Stillwater County numbers?
Each Stillwater County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Stillwater County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Stillwater County ZIPs DLRadar ranks, scores run from 15/100 in 59015 down to 11/100 in 59074, against a Stillwater County average of 14/100. A spread of 4 points means Stillwater County has to be worked ZIP by ZIP.
What do Stillwater County home values and vacancy say about distressed supply?
The typical Stillwater County home carries about $386,600 of value against a median household income near $81,446. Vacancy across Stillwater County's tracked ZIPs runs 23.6% and the poverty rate is 12.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Stillwater County's foreclosure and lien filings and its 0/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.