Thomas County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Thomas County, NE distress report, 2026: 4 ZIPs scored in Thomas, NE, Thomas, NE average 9/100; the top Thomas, NE ZIP is 69142 at 15/100; Thomas, NE market phase peak, Thomas, NE prices +3.3% year over year.
- Thomas, NE ranks #1,775 nationally (opportunity index); Thomas, NE #37 in Nebraska; Thomas, NE index 28.5.
- Thomas, NE: no CFPB county sample; Thomas, NE non-metro area reading 0.8%.
- Thomas, NE ZIP phases: 4 peak.
- Thomas, NE residential listings tracked: 1 across 2 ZIPs; Thomas, NE candidate listings 1.
- Thomas, NE lenders on watch: 2; largest Thomas, NE footprint Security First Bank (1 branch).
- Thomas, NE most distressed ZIP: 69142 at 15/100.
Thomas, NE figures: DLRadar distress index; Thomas, NE inputs: CFPB, FHFA, HUD, FDIC; Thomas, NE rebuilt as sources refresh.
| Rank | Thomas, NE ZIP | Score |
|---|---|---|
| 1 | 69142 | 15/100 |
| 2 | 69166 | 9/100 |
| 3 | 69161 | 8/100 |
| 4 | 69163 | 3/100 |
Most distressed Thomas, NE ZIPs (0-100, 2026)
Mortgage delinquency around Thomas, NE
No CFPB county sample covers Thomas, NE; the non-metro area reading for Thomas, NE: 0.8% ninety-plus; Thomas, NE area thirty-to-eighty-nine 2.1% (December 2025, Thomas, NE); Nebraska overall 0.6%.
Opportunity index: Thomas, NE
Thomas, NE index 28.5, Thomas, NE phase early_signal; Thomas, NE primary driver vacancy, Thomas, NE second driver bank institutional. Thomas, NE components: property stress 17.5, foreclosure pressure 18.2, bank stress 62.8, insurance 0.0; Thomas, NE pulse 33.5; Thomas, NE capital opportunity 20.9; Thomas, NE seven-day change +0.1%.
ZIP market phases inside Thomas, NE
4 Thomas, NE ZIPs carry a price-cycle phase; Thomas, NE ZIPs by phase (Thomas, NE), deepest drawdown first: peak, +3.3% YoY (Thomas, NE): 69142, 69161, 69166; peak, +3.1% YoY (Thomas, NE): 69163.
Residential listings by Thomas, NE ZIP
Thomas, NE ZIPs with the most tracked Thomas, NE residential listings: 69166 1 listings, 1 candidates, bank pressure 69; 69142 0 listings, 0 candidates, bank pressure 74. Thomas, NE totals: 1 listings; Thomas, NE candidates 1; active ZIPs 0.
Lenders with branches in Thomas, NE
Thomas, NE lenders by branch count: Security First Bank (Thomas, NE): stress 77, 1 branch low in Thomas, NE; Western Nebraska Bank (Thomas, NE): stress 71, 1 branch low in Thomas, NE.
Vacancy and permits, Thomas, NE
53 of 357 Thomas, NE housing units are vacant.
Work Thomas, NE at the parcel level
Every Thomas, NE parcel carries owner and address; every Thomas, NE parcel carries APN; Thomas, NE distress scores sit on the Thomas, NE live board.
Thomas, NE figures refresh with each source.
Thomas, NE questions
Most distressed ZIP code in Thomas County, NE?
ZIP 69142 leads Thomas, NE at 15/100; next in Thomas, NE: 69166 at 9/100; the Thomas, NE average is 9/100.
Where does Thomas County, NE rank for investment opportunity?
Thomas, NE is #1,775 among all ranked counties, #37 in Nebraska; the Thomas, NE driver is vacancy; Thomas, NE moved down 297 places.
How many mortgages are delinquent in Thomas County, NE?
Thomas, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Thomas, NE.
Which banks lend in Thomas County, NE?
2 watched lenders hold Thomas, NE branches; the largest Thomas, NE footprints are Security First Bank (1), Western Nebraska Bank (1).
More on Thomas, NE
Thomas County, NE distress report: public-record figures for Thomas, NE; not legal advice for Thomas, NE; not tax or investment advice; verify every Thomas, NE record before acting.