Valley County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Valley County, Nebraska? DLRadar grades every Valley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Valley County breakdown.
- Valley County's most distressed ZIP is 68815 at 5/100.
- 6 ZIP codes tracked in Valley County, averaging 5/100 distress.
- Valley County reads peak — home values up 3.3% year over year.
- Vacancy runs 23% across Valley County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Valley County home is worth about $137,720 against a ~$62,805 median income.
- Lending headwind in Valley County sits at 28/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68815 | 5/100 |
| 2 | 68828 | 5/100 |
| 3 | 68837 | 5/100 |
| 4 | 68859 | 5/100 |
| 5 | 68823 | 4/100 |
| 6 | 68862 | 4/100 |
Most distressed ZIP codes in Valley County (composite distress 0-100, 2026)
What is driving Valley County distress
DLRadar builds Valley County's distress picture only from records anyone can pull; its ZIPs average 5/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Valley County market phase and pricing
Phase for Valley County: peak (+3.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Valley County
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What people ask
What is the hardest-hit ZIP in Valley County?
ZIP 68815 leads Valley County at 5/100, recomputed monthly from public records.
Where is Valley County in the housing cycle?
Phase for Valley County: peak, tracking a 3.3% gain year over year, read off the FHFA index.
Which datasets feed the Valley County scores?
Each Valley County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.
How much do distress scores vary between Valley County ZIP codes?
A single county score papers over real variation. Across the Valley County ZIPs DLRadar ranks, scores run from 5/100 in 68815 down to 4/100 in 68862, against a Valley County average of 5/100. A spread of 1 points means Valley County has to be worked ZIP by ZIP.
What do Valley County home values and vacancy say about distressed supply?
The typical Valley County home carries about $137,720 of value against a median household income near $62,805. Vacancy across Valley County's tracked ZIPs runs 23% and the poverty rate is 9.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Valley County's foreclosure and tax-lien filings and its 28/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.