Valley County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Valley County, NE distress report, 2026: 6 ZIPs scored in Valley, NE, Valley, NE average 4/100; the top Valley, NE ZIP is 68815 at 5/100; Valley, NE market phase peak, Valley, NE prices +3.3% year over year.
- Valley, NE ranks #3,203 nationally (opportunity index); Valley, NE #92 in Nebraska; Valley, NE index 19.7.
- Valley, NE: no CFPB county sample; Valley, NE non-metro area reading 0.8%.
- Valley, NE ZIP phases: 6 peak.
- Valley, NE residential listings tracked: 0 across 4 ZIPs; Valley, NE candidate listings 0.
- Valley, NE lenders on watch: 6; largest Valley, NE footprint Security First Bank (1 branch).
- Valley, NE most distressed ZIP: 68815 at 5/100.
Valley, NE figures: DLRadar distress index; Valley, NE inputs: CFPB, FHFA, HUD, FDIC; Valley, NE rebuilt as sources refresh.
| Rank | Valley, NE ZIP | Score |
|---|---|---|
| 1 | 68815 | 5/100 |
| 2 | 68828 | 5/100 |
| 3 | 68837 | 5/100 |
| 4 | 68859 | 5/100 |
| 5 | 68862 | 4/100 |
| 6 | 68823 | 2/100 |
Most distressed Valley, NE ZIPs (0-100, 2026)
Mortgage delinquency around Valley, NE
No CFPB county sample covers Valley, NE; the non-metro area reading for Valley, NE: 0.8% ninety-plus; Valley, NE area thirty-to-eighty-nine 2.1% (December 2025, Valley, NE); Nebraska overall 0.6%.
Opportunity index: Valley, NE
Valley, NE index 19.7, Valley, NE phase weak; Valley, NE primary driver vacancy, Valley, NE second driver bank institutional. Valley, NE components: property stress 12.5, foreclosure pressure 12.9, listing discounts 1.6, bank stress 55.3, insurance 0.0; Valley, NE pulse 24.7; Valley, NE capital opportunity 12.1.
ZIP market phases inside Valley, NE
6 Valley, NE ZIPs carry a price-cycle phase; Valley, NE ZIPs by phase (Valley, NE), deepest drawdown first: peak, +3.3% YoY (Valley, NE): 68815, 68823, 68828, 68837, Valley, NE 68859, 68862.
Residential listings by Valley, NE ZIP
Valley, NE ZIPs with the most tracked Valley, NE residential listings: 68815 0 listings, 0 candidates, bank pressure 53; 68837 0 listings, 0 candidates, bank pressure 56; 68859 0 listings, 0 candidates, bank pressure 53; 68862 0 listings, 0 candidates, bank pressure 57 (Valley, NE). Valley, NE totals: 0 listings; Valley, NE candidates 0; active ZIPs 0.
Lenders with branches in Valley, NE
Valley, NE lenders by branch count: Security First Bank (Valley, NE): stress 77, 1 branch low in Valley, NE; Cornerstone Bank (Valley, NE): stress 69, 1 branch low in Valley, NE; First Nebraska Bank (Valley, NE): stress 65, 1 branch low in Valley, NE; Pathway Bank (Valley, NE): stress 52, 1 branch low in Valley, NE; First National Bank In Ord (Valley, NE): stress 46, 1 branch low in Valley, NE; Bankfirst (Valley, NE): stress 31, 1 branch low in Valley, NE.
Vacancy and permits, Valley, NE
312 of 2,108 Valley, NE housing units are vacant; Valley, NE permits, twelve months: 0 multifamily units in Valley, NE, 6 one-to-four unit units.
Work Valley, NE at the parcel level
Every Valley, NE parcel carries owner and address; every Valley, NE parcel carries APN; Valley, NE distress scores sit on the Valley, NE live board.
Valley, NE figures refresh with each source.
Valley, NE questions
Most distressed ZIP code in Valley County, NE?
ZIP 68815 leads Valley, NE at 5/100; next in Valley, NE: 68828 at 5/100; the Valley, NE average is 4/100.
Where does Valley County, NE rank for investment opportunity?
Valley, NE is #3,203 among all ranked counties, #92 in Nebraska; the Valley, NE driver is vacancy; Valley, NE moved down 141 places.
How many mortgages are delinquent in Valley County, NE?
Valley, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Valley, NE.
Which banks lend in Valley County, NE?
6 watched lenders hold Valley, NE branches; the largest Valley, NE footprints are Security First Bank (1), Cornerstone Bank (1), First Nebraska Bank (1).
More on Valley, NE
Valley County, NE distress report: public-record figures for Valley, NE; not legal advice for Valley, NE; not tax or investment advice; verify every Valley, NE record before acting.