Warren County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Warren County, TN distress report, 2026: 7 ZIPs scored in Warren, TN, Warren, TN average 21/100; the top Warren, TN ZIP is 37394 at 24/100; Warren, TN market phase peak, Warren, TN prices +2.0% year over year.
- Warren, TN ranks #1,375 nationally (opportunity index); Warren, TN #35 in Tennessee; Warren, TN index 29.9.
- Warren, TN: no CFPB county sample; Warren, TN non-metro area reading 1.3%.
- Warren, TN ZIP phases: 7 peak.
- Warren, TN residential listings tracked: 14 across 5 ZIPs; Warren, TN candidate listings 0.
- Warren, TN HUD assisted properties: 3 with 123 units.
- Warren, TN lenders on watch: 5; largest Warren, TN footprint First Nb Of Middle Tennessee (5 branches).
- Warren, TN most distressed ZIP: 37394 at 24/100.
Warren, TN figures: DLRadar distress index; Warren, TN inputs: CFPB, FHFA, HUD, FDIC; Warren, TN rebuilt as sources refresh.
| Rank | Warren, TN ZIP | Score |
|---|---|---|
| 1 | 37394 | 24/100 |
| 2 | 38550 | 24/100 |
| 3 | 37190 | 23/100 |
| 4 | 37357 | 23/100 |
| 5 | 37110 | 22/100 |
| 6 | 38581 | 18/100 |
| 7 | 37166 | 13/100 |
Most distressed Warren, TN ZIPs (0-100, 2026)
Mortgage delinquency around Warren, TN
No CFPB county sample covers Warren, TN; the non-metro area reading for Warren, TN: 1.3% ninety-plus; Warren, TN area thirty-to-eighty-nine 3.3% (December 2025, Warren, TN); Tennessee overall 0.9%.
Opportunity index: Warren, TN
Warren, TN index 29.9, Warren, TN phase early_signal; Warren, TN primary driver vacancy, Warren, TN second driver bank institutional. Warren, TN components: property stress 19.7, foreclosure pressure 20.0, listing discounts 29.0, bank stress 55.1, insurance 0.0; Warren, TN pulse 33.5; Warren, TN capital opportunity 24.5; Warren, TN seven-day change -0.4%.
ZIP market phases inside Warren, TN
7 Warren, TN ZIPs carry a price-cycle phase; Warren, TN ZIPs by phase (Warren, TN), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Warren, TN): 37190; peak, +2.1% YoY, 0.0% off peak (Warren, TN): 37357, 37110; peak, +2.8% YoY, 0.0% off peak (Warren, TN): 37166; peak, +2.0% YoY (Warren, TN): 37394, 38550; peak, +2.4% YoY (Warren, TN): 38581.
Residential listings by Warren, TN ZIP
Warren, TN ZIPs with the most tracked Warren, TN residential listings: 37110 14 listings, 0 candidates, bank pressure 61; 37357 0 listings, 0 candidates, bank pressure 58; 37394 0 listings, 0 candidates, bank pressure 55; 38550 0 listings, 0 candidates, bank pressure 55 (Warren, TN); 38581 0 listings, 0 candidates, bank pressure 57. Warren, TN totals: 14 listings; Warren, TN candidates 0; active ZIPs 1.
HUD assisted housing in Warren, TN
3 assisted properties with 123 units sit in Warren, TN; largest Warren, TN properties: Beersheba Heights Tower (Mcminnville) 100 units, 100 assisted; Golden Oaks (Mcminnville) 15 units, 14 assisted; Fiddlers Annex (Smithville) 8 units, 8 assisted in Warren, TN.
Lenders with branches in Warren, TN
Warren, TN lenders by branch count: First Nb Of Middle Tennessee (Warren, TN): stress 71, 5 branches low in Warren, TN; Citizens Tri-County Bank (Warren, TN): stress 57, 4 branches low in Warren, TN; Homeland Community Bank (Warren, TN): stress 83, 3 branches low in Warren, TN; Security Fsb Of Mcminnville (Warren, TN): stress 53, 3 branches low in Warren, TN; Coffee County Bank (Warren, TN): stress 42, 1 branch low in Warren, TN.
Vacancy and permits, Warren, TN
2,334 of 18,537 Warren, TN housing units are vacant; Warren, TN permits, twelve months: 32 multifamily units in Warren, TN, 266 one-to-four unit units.
Work Warren, TN at the parcel level
Every Warren, TN parcel carries owner and address; every Warren, TN parcel carries APN; Warren, TN distress scores sit on the Warren, TN live board.
Warren, TN figures refresh with each source.
Warren, TN questions
Most distressed ZIP code in Warren County, TN?
ZIP 37394 leads Warren, TN at 24/100; next in Warren, TN: 38550 at 24/100; the Warren, TN average is 21/100.
Where does Warren County, TN rank for investment opportunity?
Warren, TN is #1,375 among all ranked counties, #35 in Tennessee; the Warren, TN driver is vacancy; Warren, TN moved up 79 places.
How many mortgages are delinquent in Warren County, TN?
Warren, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Warren, TN.
Which banks lend in Warren County, TN?
5 watched lenders hold Warren, TN branches; the largest Warren, TN footprints are First Nb Of Middle Tennessee (5), Citizens Tri-County Bank (4), Homeland Community Bank (3).
More on Warren, TN
Warren County, TN distress report: public-record figures for Warren, TN; not legal advice for Warren, TN; not tax or investment advice; verify every Warren, TN record before acting.