Washburn County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washburn County, WI distress report, 2026: 12 ZIPs scored in Washburn, WI, Washburn, WI average 14/100; the top Washburn, WI ZIP is 54843 at 17/100; Washburn, WI market phase peak, Washburn, WI prices +4.6% year over year.
- Washburn, WI ranks #924 nationally (opportunity index); Washburn, WI #7 in Wisconsin; Washburn, WI index 31.5.
- Washburn, WI: no CFPB county sample; Washburn, WI non-metro area reading 0.5%.
- Washburn, WI ZIP phases: 11 peak, 1 expansion.
- Washburn, WI residential listings tracked: 12 across 7 ZIPs; Washburn, WI candidate listings 8.
- Washburn, WI HUD assisted properties: 1 with 8 units.
- Washburn, WI lenders on watch: 4; largest Washburn, WI footprint Shell Lake State Bank (3 branches).
- Washburn, WI most distressed ZIP: 54843 at 17/100.
Washburn, WI figures: DLRadar distress index; Washburn, WI inputs: CFPB, FHFA, HUD, FDIC; Washburn, WI rebuilt as sources refresh.
| Rank | Washburn, WI ZIP | Score |
|---|---|---|
| 1 | 54843 | 17/100 |
| 2 | 54876 | 16/100 |
| 3 | 54813 | 14/100 |
| 4 | 54817 | 14/100 |
| 5 | 54830 | 14/100 |
| 6 | 54868 | 14/100 |
| 7 | 54801 | 13/100 |
| 8 | 54859 | 13/100 |
| 9 | 54870 | 13/100 |
| 10 | 54871 | 13/100 |
| 11 | 54875 | 13/100 |
| 12 | 54888 | 13/100 |
Most distressed Washburn, WI ZIPs (0-100, 2026)
Mortgage delinquency around Washburn, WI
No CFPB county sample covers Washburn, WI; the non-metro area reading for Washburn, WI: 0.5% ninety-plus; Washburn, WI area thirty-to-eighty-nine 1.3% (December 2025, Washburn, WI); Wisconsin overall 0.5%.
Opportunity index: Washburn, WI
Washburn, WI index 31.5, Washburn, WI phase early_signal; Washburn, WI primary driver vacancy, Washburn, WI second driver construction. Washburn, WI components: property stress 19.8, foreclosure pressure 18.9, listing discounts 27.0, bank stress 54.4, insurance 0.0; Washburn, WI pulse 36.5; Washburn, WI capital opportunity 23.9.
ZIP market phases inside Washburn, WI
12 Washburn, WI ZIPs carry a price-cycle phase; Washburn, WI ZIPs by phase (Washburn, WI), deepest drawdown first: peak, +4.6% YoY (Washburn, WI): 54801, 54843, 54870, 54871, Washburn, WI 54875, 54876, 54888; peak, +4.8% YoY (Washburn, WI): 54813; peak, +4.7% YoY (Washburn, WI): 54817; peak, +4.2% YoY (Washburn, WI): 54830; peak, +4.4% YoY (Washburn, WI): 54859; expansion, +5.3% YoY (Washburn, WI): 54868.
Residential listings by Washburn, WI ZIP
Washburn, WI ZIPs with the most tracked Washburn, WI residential listings: 54801 3 listings, 2 candidates, bank pressure 63; 54817 3 listings, 2 candidates, bank pressure 62; 54859 2 listings, 2 candidates, bank pressure 56; 54875 2 listings, 0 candidates, bank pressure 64 (Washburn, WI); 54888 2 listings, 2 candidates, bank pressure 64; 54870 0 listings, 0 candidates, bank pressure 62; 54871 0 listings, 0 candidates, bank pressure 63. Washburn, WI totals: 12 listings; Washburn, WI candidates 8; active ZIPs 1.
HUD assisted housing in Washburn, WI
1 assisted properties with 8 units sit in Washburn, WI; largest Washburn, WI properties: Lorraine Glassing Villa (Spooner) 8 units, 8 assisted.
Lenders with branches in Washburn, WI
Washburn, WI lenders by branch count: Shell Lake State Bank (Washburn, WI): stress 58, 3 branches low in Washburn, WI; Ccfbank National Assn (Washburn, WI): stress 69, 1 branch low in Washburn, WI; Dairy State Bank (Washburn, WI): stress 65, 1 branch low in Washburn, WI; Johnson Bank (Washburn, WI): stress 57, 1 branch low in Washburn, WI.
Vacancy and permits, Washburn, WI
5,287 of 12,853 Washburn, WI housing units are vacant; Washburn, WI permits, twelve months: 0 multifamily units in Washburn, WI, 119 one-to-four unit units.
Work Washburn, WI at the parcel level
Every Washburn, WI parcel carries owner and address; every Washburn, WI parcel carries APN; Washburn, WI distress scores sit on the Washburn, WI live board.
Washburn, WI figures refresh with each source.
Washburn, WI questions
Most distressed ZIP code in Washburn County, WI?
ZIP 54843 leads Washburn, WI at 17/100; next in Washburn, WI: 54876 at 16/100; the Washburn, WI average is 14/100.
Where does Washburn County, WI rank for investment opportunity?
Washburn, WI is #924 among all ranked counties, #7 in Wisconsin; the Washburn, WI driver is vacancy; Washburn, WI moved down 130 places.
How many mortgages are delinquent in Washburn County, WI?
Washburn, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Washburn, WI.
Which banks lend in Washburn County, WI?
4 watched lenders hold Washburn, WI branches; the largest Washburn, WI footprints are Shell Lake State Bank (3), Ccfbank National Assn (1), Dairy State Bank (1).
More on Washburn, WI
Washburn County, WI distress report: public-record figures for Washburn, WI; not legal advice for Washburn, WI; not tax or investment advice; verify every Washburn, WI record before acting.