Washington County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, MS distress report, 2026: 10 ZIPs scored in Washington, MS, Washington, MS average 25/100; the top Washington, MS ZIP is 38701 at 25/100; Washington, MS market phase peak, Washington, MS prices +3.6% year over year.
- Washington, MS ranks #741 nationally (opportunity index); Washington, MS #21 in Mississippi; Washington, MS index 32.2.
- Washington, MS: no CFPB county sample; Washington, MS non-metro area reading 1.8%.
- Washington, MS ZIP phases: 10 peak.
- Washington, MS residential listings tracked: 4 across 10 ZIPs; Washington, MS candidate listings 3.
- Washington, MS HUD assisted properties: 7 with 390 units.
- Washington, MS lenders on watch: 4; largest Washington, MS footprint Guaranty Bank&Trust Co (4 branches).
- Washington, MS most distressed ZIP: 38701 at 25/100.
Washington, MS figures: DLRadar distress index; Washington, MS inputs: CFPB, FHFA, HUD, FDIC; Washington, MS rebuilt as sources refresh.
| Rank | Washington, MS ZIP | Score |
|---|---|---|
| 1 | 38701 | 25/100 |
| 2 | 38722 | 25/100 |
| 3 | 38723 | 25/100 |
| 4 | 38731 | 25/100 |
| 5 | 38756 | 25/100 |
| 6 | 38760 | 25/100 |
| 7 | 38776 | 25/100 |
| 8 | 38703 | 24/100 |
| 9 | 38748 | 24/100 |
| 10 | 38744 | 22/100 |
Most distressed Washington, MS ZIPs (0-100, 2026)
Mortgage delinquency around Washington, MS
No CFPB county sample covers Washington, MS; the non-metro area reading for Washington, MS: 1.8% ninety-plus; Washington, MS area thirty-to-eighty-nine 5.9% (December 2025, Washington, MS); Mississippi overall 1.8%.
Opportunity index: Washington, MS
Washington, MS index 32.2, Washington, MS phase watchlist; Washington, MS primary driver vacancy, Washington, MS second driver bank institutional. Washington, MS components: property stress 22.8, foreclosure pressure 24.2, listing discounts 35.7, bank stress 55.1, insurance 0.0; Washington, MS pulse 35.1; Washington, MS capital opportunity 27.8.
ZIP market phases inside Washington, MS
10 Washington, MS ZIPs carry a price-cycle phase; Washington, MS ZIPs by phase (Washington, MS), deepest drawdown first: peak, +3.6% YoY (Washington, MS): 38701, 38703, 38722, 38723, Washington, MS 38731, 38748, 38756, 38760, Washington, MS 38776; peak, +3.7% YoY (Washington, MS): 38744.
Residential listings by Washington, MS ZIP
Washington, MS ZIPs with the most tracked Washington, MS residential listings: 38701 2 listings, 2 candidates, bank pressure 58; 38748 1 listings, 0 candidates, bank pressure 57; 38756 1 listings, 1 candidates, bank pressure 58; 38703 0 listings, 0 candidates, bank pressure 56 (Washington, MS); 38722 0 listings, 0 candidates, bank pressure 58; 38723 0 listings, 0 candidates, bank pressure 58; 38731 0 listings, 0 candidates, bank pressure 58; 38744 0 listings, 0 candidates, bank pressure 57. Washington, MS totals: 4 listings; Washington, MS candidates 3; active ZIPs 1.
HUD assisted housing in Washington, MS
7 assisted properties with 390 units sit in Washington, MS; largest Washington, MS properties: The Mark (Greenville) 136 units; George E Lewis Estates (Greenville) 81 units, 81 assisted; Delta Towers (Greenville) 72 units, 72 assisted in Washington, MS; Magnolia Terrace (Greenville) 40 units, 39 assisted; Bayou Acres (Metcalfe) 32 units, 32 assisted; Villa Elizabeth (Greenville) 16 units, 15 assisted.
Lenders with branches in Washington, MS
Washington, MS lenders by branch count: Guaranty Bank&Trust Co (Washington, MS): stress 64, 4 branches low in Washington, MS; Planters Bank&Trust Co (Washington, MS): stress 59, 4 branches low in Washington, MS; Trustmark Bank (Washington, MS): stress 58, 3 branches low in Washington, MS; Jefferson Bank (Washington, MS): stress 23, 2 branches low in Washington, MS.
Vacancy and permits, Washington, MS
3,754 of 20,867 Washington, MS housing units are vacant; Washington, MS permits, twelve months: 0 multifamily units in Washington, MS, 8 one-to-four unit units.
Work Washington, MS at the parcel level
Every Washington, MS parcel carries owner and address; every Washington, MS parcel carries APN; Washington, MS distress scores sit on the Washington, MS live board.
Washington, MS figures refresh with each source.
Washington, MS questions
Most distressed ZIP code in Washington County, MS?
ZIP 38701 leads Washington, MS at 25/100; next in Washington, MS: 38722 at 25/100; the Washington, MS average is 25/100.
Where does Washington County, MS rank for investment opportunity?
Washington, MS is #741 among all ranked counties, #21 in Mississippi; the Washington, MS driver is vacancy; Washington, MS moved up 341 places.
How many mortgages are delinquent in Washington County, MS?
Washington, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Washington, MS.
Which banks lend in Washington County, MS?
4 watched lenders hold Washington, MS branches; the largest Washington, MS footprints are Guaranty Bank&Trust Co (4), Planters Bank&Trust Co (4), Trustmark Bank (3).
More on Washington, MS
Washington County, MS distress report: public-record figures for Washington, MS; not legal advice for Washington, MS; not tax or investment advice; verify every Washington, MS record before acting.