Washington County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, TN distress report, 2026: 13 ZIPs scored in Washington, TN, Washington, TN average 31/100; the top Washington, TN ZIP is 37604 at 33/100; Washington, TN market phase neutral, Washington, TN prices +4.2% year over year.
- Washington, TN ranks #2,197 nationally (opportunity index); Washington, TN #67 in Tennessee; Washington, TN index 27.0.
- Washington, TN: no CFPB county sample; Washington, TN metro area reading 0.7%.
- Washington, TN ZIP phases: 10 neutral, 3 peak.
- Washington, TN residential listings tracked: 5 across 8 ZIPs; Washington, TN candidate listings 2.
- Washington, TN HUD assisted properties: 13 with 519 units.
- Washington, TN lenders on watch: 6; largest Washington, TN footprint Bank Of Tennessee (5 branches).
- Washington, TN most distressed ZIP: 37604 at 33/100.
Washington, TN figures: DLRadar distress index; Washington, TN inputs: CFPB, FHFA, HUD, FDIC; Washington, TN rebuilt as sources refresh.
| Rank | Washington, TN ZIP | Score |
|---|---|---|
| 1 | 37604 | 33/100 |
| 2 | 37614 | 33/100 |
| 3 | 37615 | 33/100 |
| 4 | 37659 | 33/100 |
| 5 | 37690 | 33/100 |
| 6 | 37601 | 32/100 |
| 7 | 37656 | 32/100 |
| 8 | 37681 | 32/100 |
| 9 | 37641 | 31/100 |
| 10 | 37663 | 30/100 |
| 11 | 37694 | 30/100 |
| 12 | 37686 | 29/100 |
Most distressed Washington, TN ZIPs (0-100, 2026)
Mortgage delinquency around Washington, TN
No CFPB county sample covers Washington, TN; the metro area reading for Washington, TN (Johnson City, TN): 0.7% ninety-plus; Washington, TN area thirty-to-eighty-nine 2.7% (December 2025, Washington, TN); Tennessee overall 0.9%.
Opportunity index: Washington, TN
Washington, TN index 27.0, Washington, TN phase weak; Washington, TN primary driver construction, Washington, TN second driver vacancy. Washington, TN components: property stress 21.9, foreclosure pressure 20.7, listing discounts 13.3, bank stress 45.7, insurance 0.0; Washington, TN pulse 31.2; Washington, TN capital opportunity 20.6; Washington, TN seven-day change -0.9%.
ZIP market phases inside Washington, TN
13 Washington, TN ZIPs carry a price-cycle phase; Washington, TN ZIPs by phase (Washington, TN), deepest drawdown first: peak, +1.8% YoY, 0.2% off peak (Washington, TN): 37686; peak, +1.9% YoY, 0.2% off peak (Washington, TN): 37663; neutral, +3.8% YoY, 0.0% off peak (Washington, TN): 37694; neutral, +3.4% YoY, 0.0% off peak (Washington, TN): 37656; neutral, +4.2% YoY, 0.0% off peak (Washington, TN): 37659; neutral, +4.2% YoY (Washington, TN): 37601, 37604, 37614, 37615, Washington, TN 37650, 37690; peak, +2.4% YoY (Washington, TN): 37641; neutral, +3.4% YoY (Washington, TN): 37681.
Residential listings by Washington, TN ZIP
Washington, TN ZIPs with the most tracked Washington, TN residential listings: 37604 4 listings, 1 candidates, bank pressure 48; 37615 1 listings, 1 candidates, bank pressure 51; 37601 0 listings, 0 candidates, bank pressure 48; 37614 0 listings, 0 candidates, bank pressure 51 (Washington, TN); 37656 0 listings, 0 candidates, bank pressure 51; 37659 0 listings, 0 candidates, bank pressure 51; 37681 0 listings, 0 candidates, bank pressure 52; 37690 0 listings, 0 candidates, bank pressure 51. Washington, TN totals: 5 listings; Washington, TN candidates 2; active ZIPs 2.
HUD assisted housing in Washington, TN
13 assisted properties with 519 units sit in Washington, TN; largest Washington, TN properties: Fox Glen Townhouses (Johnson City) 129 units; Charleston Square Townhomes (Johnson City) 80 units, 56 assisted; Doe Ridge Apts (Johnson City) 64 units in Washington, TN; Jackson Heights Apartments (Jonesborough) 58 units, 57 assisted; Bethel Housing Inc (Jonesborough) 51 units, 50 assisted; Alpine Village (Johnson City) 38 units, 38 assisted.
Lenders with branches in Washington, TN
Washington, TN lenders by branch count: Bank Of Tennessee (Washington, TN): stress 59, 5 branches low in Washington, TN; First Horizon Bank (Washington, TN): stress 58, 4 branches low in Washington, TN; Andrew Johnson Bank (Washington, TN): stress 59, 2 branches low in Washington, TN; Elizabethton Fsb (Washington, TN): stress 28, 2 branches low in Washington, TN; Commercial Bank (Washington, TN): stress 50, 1 branch low in Washington, TN; Citizens Bank (Washington, TN): stress 42, 1 branch low in Washington, TN.
Vacancy and permits, Washington, TN
5,318 of 62,077 Washington, TN housing units are vacant; Washington, TN permits, twelve months: 18 multifamily units in Washington, TN, 633 one-to-four unit units.
Work Washington, TN at the parcel level
Every Washington, TN parcel carries owner and address; every Washington, TN parcel carries APN; Washington, TN distress scores sit on the Washington, TN live board.
Washington, TN figures refresh with each source.
Washington, TN questions
Most distressed ZIP code in Washington County, TN?
ZIP 37604 leads Washington, TN at 33/100; next in Washington, TN: 37614 at 33/100; the Washington, TN average is 31/100.
Where does Washington County, TN rank for investment opportunity?
Washington, TN is #2,197 among all ranked counties, #67 in Tennessee; the Washington, TN driver is construction; Washington, TN moved down 242 places.
How many mortgages are delinquent in Washington County, TN?
Washington, TN takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Washington, TN.
Which banks lend in Washington County, TN?
6 watched lenders hold Washington, TN branches; the largest Washington, TN footprints are Bank Of Tennessee (5), First Horizon Bank (4), Andrew Johnson Bank (2).
More on Washington, TN
Washington County, TN distress report: public-record figures for Washington, TN; not legal advice for Washington, TN; not tax or investment advice; verify every Washington, TN record before acting.