Waukesha County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Waukesha County, WI distress report, 2026: 31 ZIPs scored in Waukesha, WI, Waukesha, WI average 30/100; the top Waukesha, WI ZIP is 53225 at 37/100; Waukesha, WI market phase expansion, Waukesha, WI prices +5.7% year over year.
- Waukesha, WI ranks #3,118 nationally (opportunity index); Waukesha, WI #64 in Wisconsin; Waukesha, WI index 21.9.
- Waukesha, WI ninety-day mortgage delinquency 0.2% in December 2025; Waukesha, WI twelve-month change -0.1%.
- Waukesha, WI ZIP phases: 31 expansion.
- Waukesha, WI residential listings tracked: 164 across 26 ZIPs; Waukesha, WI candidate listings 18.
- Waukesha, WI HUD assisted properties: 19 with 1,497 units.
- Waukesha, WI lenders on watch: 8; largest Waukesha, WI footprint Waukesha State Bank (15 branches).
- Waukesha, WI most distressed ZIP: 53225 at 37/100.
Waukesha, WI figures: DLRadar distress index; Waukesha, WI inputs: CFPB, FHFA, HUD, FDIC; Waukesha, WI rebuilt as sources refresh.
| Rank | Waukesha, WI ZIP | Score |
|---|---|---|
| 1 | 53225 | 37/100 |
| 2 | 53227 | 37/100 |
| 3 | 53005 | 30/100 |
| 4 | 53007 | 30/100 |
| 5 | 53018 | 30/100 |
| 6 | 53029 | 30/100 |
| 7 | 53045 | 30/100 |
| 8 | 53046 | 30/100 |
| 9 | 53051 | 30/100 |
| 10 | 53058 | 30/100 |
| 11 | 53069 | 30/100 |
| 12 | 53072 | 30/100 |
Most distressed Waukesha, WI ZIPs (0-100, 2026)
Mortgage delinquency in Waukesha, WI
0.2% of Waukesha, WI mortgages were ninety-plus days late (Waukesha, WI, December 2025); Waukesha, WI thirty-to-eighty-nine days late: 0.8%; Waukesha, WI twelve-month change -0.1%; Waukesha, WI peak since 2008: 2.1% (October 2009); Wisconsin overall 0.5%. Waukesha, WI ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.2 (Waukesha, WI), Mar 25 0.1, Apr 25 0.1, May 25 0.2 (Waukesha, WI), Jun 25 0.2, Jul 25 0.2, Aug 25 0.3 (Waukesha, WI), Sep 25 0.2, Oct 25 0.3, Nov 25 0.3 (Waukesha, WI), Dec 25 0.2.
Opportunity index: Waukesha, WI
Waukesha, WI index 21.9, Waukesha, WI phase weak; Waukesha, WI primary driver bank institutional, Waukesha, WI second driver construction. Waukesha, WI components: property stress 13.9, foreclosure pressure 10.2, listing discounts 16.9, bank stress 56.4, insurance 0.0; Waukesha, WI pulse 24.3; Waukesha, WI capital opportunity 18.4.
ZIP market phases inside Waukesha, WI
31 Waukesha, WI ZIPs carry a price-cycle phase; Waukesha, WI ZIPs by phase (Waukesha, WI), deepest drawdown first: expansion, +5.7% YoY (Waukesha, WI): 53005, 53007, 53017, 53018, Waukesha, WI 53029, 53045, 53046, 53051, Waukesha, WI 53058, 53069, 53072, 53089, Waukesha, WI 53103, 53118; expansion, +5.3% YoY (Waukesha, WI): 53036; expansion, +5.6% YoY (Waukesha, WI): 53066.
Residential listings by Waukesha, WI ZIP
Waukesha, WI ZIPs with the most tracked Waukesha, WI residential listings: 53151 57 listings, 4 candidates, bank pressure 61; 53045 53 listings, 10 candidates, bank pressure 61; 53005 29 listings, 0 candidates, bank pressure 61; 53146 17 listings, 1 candidates, bank pressure 61 (Waukesha, WI); 53122 6 listings, 2 candidates, bank pressure 61; 53051 1 listings, 0 candidates, bank pressure 61; 53183 1 listings, 1 candidates, bank pressure 61; 53007 0 listings, 0 candidates, bank pressure 61. Waukesha, WI totals: 164 listings; Waukesha, WI candidates 18; active ZIPs 7.
HUD assisted housing in Waukesha, WI
19 assisted properties with 1,497 units sit in Waukesha, WI; largest Waukesha, WI properties: The Sanctuary (New Berlin) 182 units; Woodfield Heights (Waukesha) 160 units; Georgetown Square Apartments (Brookfield) 144 units in Waukesha, WI; The Club Terraces At Brookfield Hills (Brookfield) 135 units; Bristol Courts (Sussex) 117 units, 117 assisted; Pinnacle At Brookfield Hills (Brookfield) 112 units.
Lenders with branches in Waukesha, WI
Waukesha, WI lenders by branch count: Waukesha State Bank (Waukesha, WI): stress 40, 15 branches low in Waukesha, WI; Associated Bank Na (Waukesha, WI): stress 68, 13 branches moderate in Waukesha, WI; Citizens Bank (Waukesha, WI): stress 52, 9 branches moderate in Waukesha, WI; Bank Five Nine (Waukesha, WI): stress 66, 8 branches low in Waukesha, WI; North Shore Bank (Waukesha, WI): stress 51, 7 branches low in Waukesha, WI; Town Bank National Assn (Waukesha, WI): stress 61, 6 branches low in Waukesha, WI; Tri City National Bank (Waukesha, WI): stress 75, 4 branches moderate in Waukesha, WI; Johnson Bank (Waukesha, WI): stress 57, 4 branches moderate in Waukesha, WI.
Vacancy and permits, Waukesha, WI
6,933 of 175,591 Waukesha, WI housing units are vacant; Waukesha, WI permits, twelve months: 533 multifamily units in Waukesha, WI, 1,025 one-to-four unit units.
Work Waukesha, WI at the parcel level
Every Waukesha, WI parcel carries owner and address; every Waukesha, WI parcel carries APN; Waukesha, WI distress scores sit on the Waukesha, WI live board.
Waukesha, WI figures refresh with each source.
Waukesha, WI questions
Most distressed ZIP code in Waukesha County, WI?
ZIP 53225 leads Waukesha, WI at 37/100; next in Waukesha, WI: 53227 at 37/100; the Waukesha, WI average is 30/100.
Where does Waukesha County, WI rank for investment opportunity?
Waukesha, WI is #3,118 among all ranked counties, #64 in Wisconsin; the Waukesha, WI driver is bank institutional; Waukesha, WI moved down 24 places.
How many mortgages are delinquent in Waukesha County, WI?
0.2% of Waukesha, WI mortgages were ninety-plus days late in December 2025; the Waukesha, WI peak since 2008 was 2.1%.
Which banks lend in Waukesha County, WI?
8 watched lenders hold Waukesha, WI branches; the largest Waukesha, WI footprints are Waukesha State Bank (15), Associated Bank Na (13), Citizens Bank (9).
More on Waukesha, WI
Waukesha County, WI distress report: public-record figures for Waukesha, WI; not legal advice for Waukesha, WI; not tax or investment advice; verify every Waukesha, WI record before acting.