Wayne County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, MS distress report, 2026: 8 ZIPs scored in Wayne, MS, Wayne, MS average 15/100; the top Wayne, MS ZIP is 39443 at 24/100; Wayne, MS market phase peak, Wayne, MS prices +3.8% year over year.
- Wayne, MS ranks #244 nationally (opportunity index); Wayne, MS #8 in Mississippi; Wayne, MS index 35.3.
- Wayne, MS: no CFPB county sample; Wayne, MS non-metro area reading 1.8%.
- Wayne, MS ZIP phases: 7 peak, 1 neutral.
- Wayne, MS residential listings tracked: 7 across 3 ZIPs; Wayne, MS candidate listings 2.
- Wayne, MS lenders on watch: 4; largest Wayne, MS footprint First State Bank (7 branches).
- Wayne, MS most distressed ZIP: 39443 at 24/100.
Wayne, MS figures: DLRadar distress index; Wayne, MS inputs: CFPB, FHFA, HUD, FDIC; Wayne, MS rebuilt as sources refresh.
| Rank | Wayne, MS ZIP | Score |
|---|---|---|
| 1 | 39443 | 24/100 |
| 2 | 39439 | 18/100 |
| 3 | 39322 | 14/100 |
| 4 | 39324 | 14/100 |
| 5 | 39367 | 14/100 |
| 6 | 39362 | 13/100 |
| 7 | 39476 | 12/100 |
| 8 | 39360 | 9/100 |
Most distressed Wayne, MS ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, MS
No CFPB county sample covers Wayne, MS; the non-metro area reading for Wayne, MS: 1.8% ninety-plus; Wayne, MS area thirty-to-eighty-nine 5.9% (December 2025, Wayne, MS); Mississippi overall 1.8%.
Opportunity index: Wayne, MS
Wayne, MS index 35.3, Wayne, MS phase peak_opportunity; Wayne, MS primary driver vacancy, Wayne, MS second driver bank institutional. Wayne, MS components: property stress 21.4, foreclosure pressure 21.8, listing discounts 49.6, bank stress 69.4, insurance 0.0; Wayne, MS pulse 38.7; Wayne, MS capital opportunity 30.3; Wayne, MS seven-day change +0.3%.
ZIP market phases inside Wayne, MS
8 Wayne, MS ZIPs carry a price-cycle phase; Wayne, MS ZIPs by phase (Wayne, MS), deepest drawdown first: neutral, +3.9% YoY, 1.1% off peak (Wayne, MS): 39476; peak, +3.8% YoY (Wayne, MS): 39322, 39324, 39362, 39367; peak, +3.7% YoY (Wayne, MS): 39360; peak, +3.6% YoY (Wayne, MS): 39439, 39443.
Residential listings by Wayne, MS ZIP
Wayne, MS ZIPs with the most tracked Wayne, MS residential listings: 39367 5 listings, 2 candidates, bank pressure 71; 39322 2 listings, 0 candidates, bank pressure 70; 39324 0 listings, 0 candidates, bank pressure 70. Wayne, MS totals: 7 listings; Wayne, MS candidates 2; active ZIPs 1.
Lenders with branches in Wayne, MS
Wayne, MS lenders by branch count: First State Bank (Wayne, MS): stress 85, 7 branches low in Wayne, MS; Great Southern Bank (Wayne, MS): stress 86, 1 branch low in Wayne, MS; Bankplus (Wayne, MS): stress 61, 1 branch low in Wayne, MS; Citizens Nb Of Meridian (Wayne, MS): stress 58, 1 branch low in Wayne, MS.
Vacancy and permits, Wayne, MS
1,462 of 9,143 Wayne, MS housing units are vacant; Wayne, MS permits, twelve months: 0 multifamily units in Wayne, MS, 7 one-to-four unit units.
Work Wayne, MS at the parcel level
Every Wayne, MS parcel carries owner and address; every Wayne, MS parcel carries APN; Wayne, MS distress scores sit on the Wayne, MS live board.
Wayne, MS figures refresh with each source.
Wayne, MS questions
Most distressed ZIP code in Wayne County, MS?
ZIP 39443 leads Wayne, MS at 24/100; next in Wayne, MS: 39439 at 18/100; the Wayne, MS average is 15/100.
Where does Wayne County, MS rank for investment opportunity?
Wayne, MS is #244 among all ranked counties, #8 in Mississippi; the Wayne, MS driver is vacancy; Wayne, MS moved up 184 places.
How many mortgages are delinquent in Wayne County, MS?
Wayne, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Wayne, MS.
Which banks lend in Wayne County, MS?
4 watched lenders hold Wayne, MS branches; the largest Wayne, MS footprints are First State Bank (7), Great Southern Bank (1), Bankplus (1).
More on Wayne, MS
Wayne County, MS distress report: public-record figures for Wayne, MS; not legal advice for Wayne, MS; not tax or investment advice; verify every Wayne, MS record before acting.