White County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
White County, AR distress report, 2026: 19 ZIPs scored in White, AR, White, AR average 29/100; the top White, AR ZIP is 72111 at 33/100; White, AR market phase peak, White, AR prices +2.6% year over year.
- White, AR ranks #898 nationally (opportunity index); White, AR #42 in Arkansas; White, AR index 31.6.
- White, AR: no CFPB county sample; White, AR non-metro area reading 1.5%.
- White, AR ZIP phases: 19 peak.
- White, AR residential listings tracked: 33 across 16 ZIPs; White, AR candidate listings 22.
- White, AR HUD assisted properties: 13 with 613 units.
- White, AR lenders on watch: 7; largest White, AR footprint First Security Bank (10 branches).
- White, AR most distressed ZIP: 72111 at 33/100.
White, AR figures: DLRadar distress index; White, AR inputs: CFPB, FHFA, HUD, FDIC; White, AR rebuilt as sources refresh.
| Rank | White, AR ZIP | Score |
|---|---|---|
| 1 | 72111 | 33/100 |
| 2 | 72010 | 29/100 |
| 3 | 72012 | 29/100 |
| 4 | 72045 | 29/100 |
| 5 | 72052 | 29/100 |
| 6 | 72068 | 29/100 |
| 7 | 72081 | 29/100 |
| 8 | 72082 | 29/100 |
| 9 | 72085 | 29/100 |
| 10 | 72102 | 29/100 |
| 11 | 72136 | 29/100 |
| 12 | 72139 | 29/100 |
Most distressed White, AR ZIPs (0-100, 2026)
Mortgage delinquency around White, AR
No CFPB county sample covers White, AR; the non-metro area reading for White, AR: 1.5% ninety-plus; White, AR area thirty-to-eighty-nine 3.0% (December 2025, White, AR); Arkansas overall 1.3%.
Opportunity index: White, AR
White, AR index 31.6, White, AR phase watchlist; White, AR primary driver vacancy, White, AR second driver construction. White, AR components: property stress 20.1, foreclosure pressure 20.7, listing discounts 36.2, bank stress 52.8, insurance 0.0; White, AR pulse 34.0; White, AR capital opportunity 28.0; White, AR seven-day change -0.1%.
ZIP market phases inside White, AR
19 White, AR ZIPs carry a price-cycle phase; White, AR ZIPs by phase (White, AR), deepest drawdown first: peak, +3.0% YoY, 0.0% off peak (White, AR): 72020; peak, +2.9% YoY, 0.0% off peak (White, AR): 72060; peak, +2.8% YoY, 0.0% off peak (White, AR): 72137, 72121; peak, +2.7% YoY, 0.0% off peak (White, AR): 72143; peak, +2.6% YoY (White, AR): 72010, 72012, 72045, 72052, White, AR 72068, 72081, 72082, 72085, White, AR 72102, 72136; peak, +2.3% YoY (White, AR): 72111.
Residential listings by White, AR ZIP
White, AR ZIPs with the most tracked White, AR residential listings: 72143 13 listings, 8 candidates, bank pressure 57; 72012 10 listings, 5 candidates, bank pressure 60; 72136 4 listings, 4 candidates, bank pressure 60; 72010 2 listings, 2 candidates, bank pressure 60 (White, AR); 72045 2 listings, 1 candidates, bank pressure 60; 72081 1 listings, 1 candidates, bank pressure 62; 72137 1 listings, 1 candidates, bank pressure 57; 72052 0 listings, 0 candidates, bank pressure 60. White, AR totals: 33 listings; White, AR candidates 22; active ZIPs 0.
HUD assisted housing in White, AR
13 assisted properties with 613 units sit in White, AR; largest White, AR properties: Christopher Homes Inc. (Searcy) 418 units, 414 assisted; Mills Center Apartments (Searcy) 24 units, 23 assisted; Mcrae Senior Housing (Mcrae) 20 units, 20 assisted in White, AR; Twin Oaks Apartments (Kensett) 20 units, 20 assisted; University Gardens (Beebe) 20 units, 20 assisted; White County Group Home (Searcy) 17 units, 15 assisted.
Lenders with branches in White, AR
White, AR lenders by branch count: First Security Bank (White, AR): stress 39, 10 branches low in White, AR; First Community Bank (White, AR): stress 72, 5 branches low in White, AR; Centennial Bank (White, AR): stress 23, 5 branches low in White, AR; Riverwind Bank (White, AR): stress 85, 3 branches moderate in White, AR; Merchants&Planters Bank (White, AR): stress 76, 1 branch low in White, AR; Eagle Bank&Trust Co (White, AR): stress 58, 1 branch low in White, AR; Simmons Bank (White, AR): stress 56, 1 branch low in White, AR.
Vacancy and permits, White, AR
4,271 of 33,900 White, AR housing units are vacant; White, AR permits, twelve months: 5 multifamily units in White, AR, 233 one-to-four unit units.
Work White, AR at the parcel level
Every White, AR parcel carries owner and address; every White, AR parcel carries APN; White, AR distress scores sit on the White, AR live board.
White, AR figures refresh with each source.
White, AR questions
Most distressed ZIP code in White County, AR?
ZIP 72111 leads White, AR at 33/100; next in White, AR: 72010 at 29/100; the White, AR average is 29/100.
Where does White County, AR rank for investment opportunity?
White, AR is #898 among all ranked counties, #42 in Arkansas; the White, AR driver is vacancy; White, AR moved up 504 places.
How many mortgages are delinquent in White County, AR?
White, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers White, AR.
Which banks lend in White County, AR?
7 watched lenders hold White, AR branches; the largest White, AR footprints are First Security Bank (10), First Community Bank (5), Centennial Bank (5).
More on White, AR
White County, AR distress report: public-record figures for White, AR; not legal advice for White, AR; not tax or investment advice; verify every White, AR record before acting.