Wilson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wilson County, TN distress report, 2026: 12 ZIPs scored in Wilson, TN, Wilson, TN average 28/100; the top Wilson, TN ZIP is 37076 at 33/100; Wilson, TN market phase peak, Wilson, TN prices +1.3% year over year.
- Wilson, TN ranks #1,713 nationally (opportunity index); Wilson, TN #53 in Tennessee; Wilson, TN index 28.7.
- Wilson, TN ninety-day mortgage delinquency 0.5% in December 2025; Wilson, TN twelve-month change +0.1%.
- Wilson, TN ZIP phases: 12 peak.
- Wilson, TN residential listings tracked: 133 across 5 ZIPs; Wilson, TN candidate listings 14.
- Wilson, TN HUD assisted properties: 8 with 501 units.
- Wilson, TN lenders on watch: 8; largest Wilson, TN footprint Wilson Bank&Trust (10 branches).
- Wilson, TN most distressed ZIP: 37076 at 33/100.
Wilson, TN figures: DLRadar distress index; Wilson, TN inputs: CFPB, FHFA, HUD, FDIC; Wilson, TN rebuilt as sources refresh.
| Rank | Wilson, TN ZIP | Score |
|---|---|---|
| 1 | 37076 | 33/100 |
| 2 | 37138 | 32/100 |
| 3 | 37090 | 30/100 |
| 4 | 37122 | 30/100 |
| 5 | 37184 | 30/100 |
| 6 | 37085 | 29/100 |
| 7 | 37129 | 29/100 |
| 8 | 37087 | 28/100 |
| 9 | 37118 | 28/100 |
| 10 | 37016 | 27/100 |
| 11 | 37012 | 19/100 |
| 12 | 37095 | 15/100 |
Most distressed Wilson, TN ZIPs (0-100, 2026)
Mortgage delinquency in Wilson, TN
0.5% of Wilson, TN mortgages were ninety-plus days late (Wilson, TN, December 2025); Wilson, TN thirty-to-eighty-nine days late: 1.5%; Wilson, TN twelve-month change +0.1%; Wilson, TN peak since 2008: 3.5% (January 2010); Tennessee overall 0.9%. Wilson, TN ninety-day series: Dec 24 0.4, Jan 25 0.6, Feb 25 0.5 (Wilson, TN), Mar 25 0.5, Apr 25 0.4, May 25 0.4 (Wilson, TN), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (Wilson, TN), Sep 25 0.3, Oct 25 0.4, Nov 25 0.5 (Wilson, TN), Dec 25 0.5.
Opportunity index: Wilson, TN
Wilson, TN index 28.7, Wilson, TN phase early_signal; Wilson, TN primary driver construction, Wilson, TN second driver bank institutional. Wilson, TN components: property stress 16.0, foreclosure pressure 15.5, listing discounts 31.3, bank stress 56.6, insurance 0.0; Wilson, TN pulse 31.4; Wilson, TN capital opportunity 24.6; Wilson, TN seven-day change -0.4%.
ZIP market phases inside Wilson, TN
12 Wilson, TN ZIPs carry a price-cycle phase; Wilson, TN ZIPs by phase (Wilson, TN), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Wilson, TN): 37016, 37129, 37076, 37085, Wilson, TN 37087, 37090, 37118, 37122, Wilson, TN 37138, 37184; peak, +2.2% YoY, 0.1% off peak (Wilson, TN): 37012; peak, +2.5% YoY, 0.1% off peak (Wilson, TN): 37095.
Residential listings by Wilson, TN ZIP
Wilson, TN ZIPs with the most tracked Wilson, TN residential listings: 37122 114 listings, 8 candidates, bank pressure 60; 37087 15 listings, 4 candidates, bank pressure 62; 37090 3 listings, 1 candidates, bank pressure 60; 37184 1 listings, 1 candidates, bank pressure 61 (Wilson, TN); 37016 0 listings, 0 candidates, bank pressure 62. Wilson, TN totals: 133 listings; Wilson, TN candidates 14; active ZIPs 4.
HUD assisted housing in Wilson, TN
8 assisted properties with 501 units sit in Wilson, TN; largest Wilson, TN properties: The Falls At 109 (Lebanon) 210 units; Saddlebrook Senior Apartments (Lebanon) 115 units; Northwood Park Apartments (Lebanon) 80 units, 80 assisted in Wilson, TN; Lebanon Square (Lebanon) 47 units, 46 assisted; Peyton Manor (Lebanon) 35 units, 34 assisted; Prospect Manor (Lebanon) 12 units, 9 assisted.
Lenders with branches in Wilson, TN
Wilson, TN lenders by branch count: Wilson Bank&Trust (Wilson, TN): stress 61, 10 branches low in Wilson, TN; Pinnacle Bank (Wilson, TN): stress 64, 3 branches low in Wilson, TN; First Horizon Bank (Wilson, TN): stress 58, 3 branches low in Wilson, TN; First Freedom Bank (Wilson, TN): stress 43, 3 branches low in Wilson, TN; Southern Bank Of Tennessee (Wilson, TN): stress 68, 2 branches low in Wilson, TN; Wellworth Bank (Wilson, TN): stress 65, 2 branches low in Wilson, TN; Banktennessee (Wilson, TN): stress 70, 1 branch low in Wilson, TN; Lawrence Bank (Wilson, TN): stress 64, 1 branch low in Wilson, TN.
Vacancy and permits, Wilson, TN
3,892 of 63,031 Wilson, TN housing units are vacant; Wilson, TN permits, twelve months: 95 multifamily units in Wilson, TN, 1,620 one-to-four unit units.
Work Wilson, TN at the parcel level
Every Wilson, TN parcel carries owner and address; every Wilson, TN parcel carries APN; Wilson, TN distress scores sit on the Wilson, TN live board.
Wilson, TN figures refresh with each source.
Wilson, TN questions
Most distressed ZIP code in Wilson County, TN?
ZIP 37076 leads Wilson, TN at 33/100; next in Wilson, TN: 37138 at 32/100; the Wilson, TN average is 28/100.
Where does Wilson County, TN rank for investment opportunity?
Wilson, TN is #1,713 among all ranked counties, #53 in Tennessee; the Wilson, TN driver is construction; Wilson, TN moved up 145 places.
How many mortgages are delinquent in Wilson County, TN?
0.5% of Wilson, TN mortgages were ninety-plus days late in December 2025; the Wilson, TN peak since 2008 was 3.5%.
Which banks lend in Wilson County, TN?
8 watched lenders hold Wilson, TN branches; the largest Wilson, TN footprints are Wilson Bank&Trust (10), Pinnacle Bank (3), First Horizon Bank (3).
More on Wilson, TN
Wilson County, TN distress report: public-record figures for Wilson, TN; not legal advice for Wilson, TN; not tax or investment advice; verify every Wilson, TN record before acting.