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Polk County, AR: Foreclosures, Tax Liens & Distressed Properties

Polk County, AR, Arkansas: 7 ZIP codes scored, Polk County, AR averaging 15/100 (low, Polk, AR), from 12 to 28. Polk County, AR is in its peak phase (Polk, AR confidence 24/100): Polk, AR home prices up 3.3% (Polk, AR) over twelve months. Polk County, AR lender headwind: 12/100.

Highest-scoring Polk County, AR ZIPs: 71841 (28/100), 71953 (15/100), 71973 (13/100), 71937 (12/100), 71944 (12/100), 71945 (12/100). Also scored in Polk County, AR: 71972.

Across Polk County, AR's scored ZIPs: median home value $102,557, household income $49,727, 21.3% vacancy, 23.0% poverty, 80% owner-occupied, median age 38.6.

Polk County, AR insurance distress 25/100 (#1,898 in the US); FEMA hazard 50/100 for Polk, AR; 6 federal disaster declarations in Polk County, AR since 2023; Polk, AR construction distress 23/100.

5 banks with 7 branches lend in Polk County, AR; Polk, AR weighted bank stress 50/100, highest 85/100 in Polk, AR.

Polk County, AR unemployment 4.2% (Polk, AR -0.7 pts, six months); 4 new housing units permitted in Polk County, AR over twelve months, Polk, AR up 33% from 3; Polk, AR home prices +12.5% a year (Polk, AR) over three years.

9,643 housing units in Polk County, AR; 1,407 Polk, AR renter households; 31% of Polk, AR renters spend 30%+ of income on rent, 20% (Polk, AR) half or more.

Polk County, AR ranks #1,199 nationally on the opportunity index (Polk, AR, among all ranked counties); Polk, AR scores 30.5/100 and Polk, AR sits #53 inside Arkansas. Polk, AR is in the watchlist opportunity phase; Polk, AR's primary driver is vacancy, Polk, AR second driver bank institutional; Polk, AR moved up 227 places. 4 short-sale listings across Polk, AR; 64 days on market observed in Polk, AR; 18.0% vacancy over 7 Polk, AR ZIPs.

No CFPB county sample covers Polk County, AR. The non-metro area reading for Polk, AR: 1.5% ninety-plus days late; Polk, AR's thirty-to-eighty-nine share is 3.0% (Polk, AR, December 2025 data); Arkansas overall 1.3%.

Polk County, AR has 5 watched banks; 5 Polk, AR banks sit in an elevated band. Polk, AR footprints: Union Bank (3 branches, stress 38) in Polk, AR; Arvest Bank (1 branch, stress 85) in Polk, AR; Diamond Bank (1 branch, stress 67) in Polk, AR.

HUD lists 1 assisted multifamily property in Polk County, AR with 10 units; 9 Polk, AR units are assisted, 1 Polk, AR properties under project-based Section 8.

1,745 of the 9,643 housing units in Polk, AR sit vacant. Polk County, AR permitted 0 multifamily units in twelve months; Polk, AR's one-to-four unit structures added 4 units in Polk County, AR.

Peak
Market phase
3.3%
Polk, AR HPI YoY
-0.1%
Drawdown
24
Polk confidence

Where distress concentrates in Polk County

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