Barbour County, AL: Home-Insurance Distress & Forced-Sale Pressure
Barbour County, AL: 44/100 (moderate) home-insurance distress; Barbour, AL band MEDIUM; Barbour, AL #1,232 of 3,222 counties; Barbour, AL #36 of 67 in Alabama; raw Barbour, AL 52.0; Barbour, AL coverage multiplier 0.85.
FEMA hazard, Barbour, AL: 87/100; Barbour, AL declarations, three years: 3; Barbour, AL perils: 3 hurricane; Barbour, AL five-year count 3 (severity 4.5); Barbour, AL ten-year 3; hazard-weighted, Barbour, AL: 15.0.
Declared incidents on the Barbour, AL record: 2024 Hurricane 3 (Barbour, AL).
NFIP claims, Barbour, AL, three years: none; Barbour, AL claim-stress 0/100.
Barbour, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Barbour, AL by month: March 43, April 43, May 40, June 40 (Barbour, AL), July 39, August 40, September 45, October 37.
Barbour, AL components: climate 73; Barbour, AL retreat index 37; Barbour, AL climate multiplier 0.85.
Construction distress, Barbour, AL: 69/100 as of August 2026 (Barbour, AL: 69/100 one-to-four unit, 7/100 multifamily).
Barbour, AL ZIPs, June 2026 (Barbour, AL, 9 highest): score 0 (Barbour, AL), climate 60 (Barbour, AL): 36374; score 0 (Barbour, AL), climate 56 (Barbour, AL): 36311; score 0 (Barbour, AL), climate 41 (Barbour, AL): 36027; score 0 (Barbour, AL), climate 39 (Barbour, AL): 36016, 36017, 36048; score 0 (Barbour, AL), climate 38 (Barbour, AL): 36317; score 0 (Barbour, AL), climate 31 (Barbour, AL): 36005, 36053.
DLRadar rescores Barbour, AL monthly; Barbour, AL readings join Barbour, AL foreclosure, lien and ownership parcels (Barbour, AL), so cost-squeezed Barbour, AL owners surface before listing.
Inside Alabama, Barbour County ranks 36th of 67 counties for home-insurance distress at 44/100; Macon County (58/100) sits just above Barbour County, and Bullock County (44/100) sits just below Barbour County.
Deterministic. Every Barbour County, AL signal traces to a public Barbour dataset (FEMA, NFIP, Census for Barbour, AL) · how insurance distress works in Barbour, AL · methodology
FAQ: Barbour County, AL insurance distress
What is the Barbour County, AL home-insurance-distress score?
Barbour, AL: 44/100 (MEDIUM), #1,232 of 3,222, #36 in Alabama. FEMA hazard, Barbour, AL: 87/100; NFIP stress, Barbour, AL: 0/100; construction, Barbour, AL: 69/100; Barbour, AL rescores monthly.
Is Barbour County insurance distress getting better or worse (AL)?
Barbour, AL: 43 in March 2026; Barbour, AL: 37 in October 2026 (better); Barbour, AL climate component 73.
Which Barbour County ZIP codes carry the most insurance distress (AL)?
Barbour, AL, June 2026: 36374 at 0, 36311 at 0, 36027 at 0, 36016 at 0; Barbour, AL climate scores there: 60, 56, 41, 39.
Why does Barbour, AL insurance distress create sellers?
A Barbour, AL premium outruns the Barbour, AL budget; a carrier leaves Barbour, AL; Barbour, AL carrying cost passes plan; Barbour, AL owners sell while current; Barbour, AL insurance distress leads Barbour, AL foreclosure data.