Bibb County, AL: Home-Insurance Distress & Forced-Sale Pressure
Bibb County, AL: 72/100 (severe) home-insurance distress; Bibb, AL band MEDIUM; Bibb, AL #581 of 3,222 counties; Bibb, AL #31 of 67 in Alabama; raw Bibb, AL 63.9.
FEMA hazard, Bibb, AL: 87/100; Bibb, AL declarations, three years: 2; Bibb, AL perils: 3 hurricane; Bibb, AL five-year count 3 (severity 4.5); Bibb, AL ten-year 3; hazard-weighted, Bibb, AL: 10.0.
Declared incidents on the Bibb, AL record: 2024 Hurricane 2 (Bibb, AL).
NFIP claims, Bibb, AL, three years: 1; Bibb, AL payouts $86; per Bibb, AL claim $86; Bibb, AL claim-stress 50/100.
Bibb, AL monthly score fell, 72 (March 2026) to 64 (October 2026); Bibb, AL by month: March 72, April 72, May 69, June 69 (Bibb, AL), July 67, August 68, September 74, October 64.
Bibb, AL components: climate 73, NFIP claims 50; Bibb, AL retreat index 64.
Construction distress, Bibb, AL: 28/100 as of August 2026 (Bibb, AL: 32/100 one-to-four unit, 9/100 multifamily).
Bibb, AL ZIPs, June 2026 (Bibb, AL, 11 highest): score 0 (Bibb, AL), climate 92 (Bibb, AL): 35111; score 0 (Bibb, AL), climate 78 (Bibb, AL): 35115; score 0 (Bibb, AL), climate 54 (Bibb, AL): 36750; score 0 (Bibb, AL), climate 50 (Bibb, AL): 35188; score 0 (Bibb, AL), climate 38 (Bibb, AL): 35035, 36792; score 0 (Bibb, AL), climate 36 (Bibb, AL): 36793; score 0 (Bibb, AL), climate 35 (Bibb, AL): 35074, 35184; score 0 (Bibb, AL), climate 33 (Bibb, AL): 35034; score 0 (Bibb, AL), climate 31 (Bibb, AL): 35042.
DLRadar rescores Bibb, AL monthly; Bibb, AL readings join Bibb, AL foreclosure, lien and ownership parcels (Bibb, AL), so cost-squeezed Bibb, AL owners surface before listing.
Inside Alabama, Bibb County ranks 31st of 67 counties for home-insurance distress at 72/100; Lowndes County (73/100) sits just above Bibb County, and Etowah County (60/100) sits just below Bibb County.
Deterministic. Every Bibb County, AL signal traces to a public Bibb dataset (FEMA, NFIP, Census for Bibb, AL) · how insurance distress works in Bibb, AL · methodology
FAQ: Bibb County, AL insurance distress
What is the Bibb County, AL home-insurance-distress score?
Bibb, AL: 72/100 (MEDIUM), #581 of 3,222, #31 in Alabama. FEMA hazard, Bibb, AL: 87/100; NFIP stress, Bibb, AL: 50/100; construction, Bibb, AL: 28/100; Bibb, AL rescores monthly.
Is Bibb County insurance distress getting better or worse (AL)?
Bibb, AL: 72 in March 2026; Bibb, AL: 64 in October 2026 (better); Bibb, AL climate component 73; Bibb, AL NFIP claims score 50.
How many flood-insurance claims has Bibb County, AL had?
Bibb, AL: 1 NFIP claims, three years; Bibb, AL paid $86; per Bibb, AL claim $86; carriers reprice Bibb, AL against that record.
Which Bibb County ZIP codes carry the most insurance distress (AL)?
Bibb, AL, June 2026: 35111 at 0, 35115 at 0, 36750 at 0, 35188 at 0; Bibb, AL climate scores there: 92, 78, 54, 50.
Why does Bibb, AL insurance distress create sellers?
A Bibb, AL premium outruns the Bibb, AL budget; a carrier leaves Bibb, AL; Bibb, AL carrying cost passes plan; Bibb, AL owners sell while current; Bibb, AL insurance distress leads Bibb, AL foreclosure data.