Blount County, AL: Home-Insurance Distress & Forced-Sale Pressure
Blount County, AL: 75/100 (severe) home-insurance distress; Blount, AL band MEDIUM; Blount, AL #498 of 3,222 counties; Blount, AL #28 of 67 in Alabama.
FEMA hazard, Blount, AL: 87/100; Blount, AL declarations, three years: 3; Blount, AL perils: 3 hurricane; Blount, AL five-year count 3 (severity 4.5); Blount, AL ten-year 3; hazard-weighted, Blount, AL: 15.0.
Declared incidents on the Blount, AL record: 2024 Hurricane 2 (Blount, AL).
NFIP claims, Blount, AL, three years: 1; Blount, AL payouts $14,813; per Blount, AL claim $14,813; Blount, AL claim-stress 58/100.
Blount, AL monthly score rose, 43 (March 2026) to 68 (October 2026); Blount, AL by month: March 43, April 43, May 72, June 72 (Blount, AL), July 70, August 72, September 77, October 68.
Blount, AL components: climate 74, NFIP claims 58; Blount, AL retreat index 68.
Construction distress, Blount, AL: 41/100 as of August 2026 (Blount, AL: 49/100 one-to-four unit, 1/100 multifamily).
Blount, AL ZIPs, June 2026 (Blount, AL, 16 highest): score 0 (Blount, AL), climate 96 (Blount, AL): 35126; score 0 (Blount, AL), climate 86 (Blount, AL): 35180; score 0 (Blount, AL), climate 84 (Blount, AL): 35976; score 0 (Blount, AL), climate 83 (Blount, AL): 35016, 35957; score 0 (Blount, AL), climate 79 (Blount, AL): 35063; score 0 (Blount, AL), climate 77 (Blount, AL): 35952; score 0 (Blount, AL), climate 76 (Blount, AL): 35980; score 0 (Blount, AL), climate 73 (Blount, AL): 35146; score 0 (Blount, AL), climate 71 (Blount, AL): 35172; score 0 (Blount, AL), climate 66 (Blount, AL): 35121, 35133; score 0 (Blount, AL), climate 65 (Blount, AL): 35013, 35031, 35049, 35079.
DLRadar rescores Blount, AL monthly; Blount, AL readings join Blount, AL foreclosure, lien and ownership parcels (Blount, AL), so cost-squeezed Blount, AL owners surface before listing.
Inside Alabama, Blount County ranks 28th of 67 counties for home-insurance distress at 75/100; Limestone County (76/100) sits just above Blount County, and Walker County (74/100) sits just below Blount County.
Deterministic. Every Blount County, AL signal traces to a public Blount dataset (FEMA, NFIP, Census for Blount, AL) · how insurance distress works in Blount, AL · methodology
FAQ: Blount County, AL insurance distress
What is the Blount County, AL home-insurance-distress score?
Blount, AL: 75/100 (MEDIUM), #498 of 3,222, #28 in Alabama. FEMA hazard, Blount, AL: 87/100; NFIP stress, Blount, AL: 58/100; construction, Blount, AL: 41/100; Blount, AL rescores monthly.
Is Blount County insurance distress getting better or worse (AL)?
Blount, AL: 43 in March 2026; Blount, AL: 68 in October 2026 (worse); Blount, AL climate component 74; Blount, AL NFIP claims score 58.
How many flood-insurance claims has Blount County, AL had?
Blount, AL: 1 NFIP claims, three years; Blount, AL paid $14,813; per Blount, AL claim $14,813; carriers reprice Blount, AL against that record.
Which Blount County ZIP codes carry the most insurance distress (AL)?
Blount, AL, June 2026: 35126 at 0, 35180 at 0, 35976 at 0, 35016 at 0; Blount, AL climate scores there: 96, 86, 84, 83.
Why does Blount, AL insurance distress create sellers?
A Blount, AL premium outruns the Blount, AL budget; a carrier leaves Blount, AL; Blount, AL carrying cost passes plan; Blount, AL owners sell while current; Blount, AL insurance distress leads Blount, AL foreclosure data.