Calhoun County, AL: Home-Insurance Distress & Forced-Sale Pressure
Calhoun County, AL: 82/100 (severe) home-insurance distress; Calhoun, AL band HIGH; Calhoun, AL #302 of 3,222 counties; Calhoun, AL #12 of 67 in Alabama.
FEMA hazard, Calhoun, AL: 87/100; Calhoun, AL declarations, three years: 3; Calhoun, AL perils: 3 hurricane; Calhoun, AL five-year count 3 (severity 4.5); Calhoun, AL ten-year 3; hazard-weighted, Calhoun, AL: 15.0.
Declared incidents on the Calhoun, AL record: 2024 Hurricane 3 (Calhoun, AL).
NFIP claims, Calhoun, AL, three years: 8; Calhoun, AL payouts $118,661; per Calhoun, AL claim $14,833; Calhoun, AL claim-stress 75/100.
Calhoun, AL monthly score fell, 81 (March 2026) to 74 (October 2026); Calhoun, AL by month: March 81, April 81, May 78, June 78 (Calhoun, AL), July 76, August 78, September 83, October 74.
Calhoun, AL components: climate 73, NFIP claims 75; Calhoun, AL retreat index 74.
Construction distress, Calhoun, AL: 77/100 as of August 2026 (Calhoun, AL: 77/100 one-to-four unit, 2/100 multifamily).
Calhoun, AL ZIPs, June 2026 (Calhoun, AL, 14 highest): score 0 (Calhoun, AL), climate 87 (Calhoun, AL): 36201, 36205, 36206, 36207, Calhoun, AL 36250, 36265, 36271, 36277, Calhoun, AL 36279; score 0 (Calhoun, AL), climate 86 (Calhoun, AL): 35905; score 0 (Calhoun, AL), climate 85 (Calhoun, AL): 36203; score 0 (Calhoun, AL), climate 83 (Calhoun, AL): 36260; score 0 (Calhoun, AL), climate 82 (Calhoun, AL): 35096; score 0 (Calhoun, AL), climate 62 (Calhoun, AL): 36272.
DLRadar rescores Calhoun, AL monthly; Calhoun, AL readings join Calhoun, AL foreclosure, lien and ownership parcels (Calhoun, AL), so cost-squeezed Calhoun, AL owners surface before listing.
Inside Alabama, Calhoun County ranks 12th of 67 counties for home-insurance distress at 82/100; Jefferson County (82/100) sits just above Calhoun County, and Elmore County (81/100) sits just below Calhoun County.
Deterministic. Every Calhoun County, AL signal traces to a public Calhoun dataset (FEMA, NFIP, Census for Calhoun, AL) · how insurance distress works in Calhoun, AL · methodology
FAQ: Calhoun County, AL insurance distress
What is the Calhoun County, AL home-insurance-distress score?
Calhoun, AL: 82/100 (HIGH), #302 of 3,222, #12 in Alabama. FEMA hazard, Calhoun, AL: 87/100; NFIP stress, Calhoun, AL: 75/100; construction, Calhoun, AL: 77/100; Calhoun, AL rescores monthly.
Is Calhoun County insurance distress getting better or worse (AL)?
Calhoun, AL: 81 in March 2026; Calhoun, AL: 74 in October 2026 (better); Calhoun, AL climate component 73; Calhoun, AL NFIP claims score 75.
How many flood-insurance claims has Calhoun County, AL had?
Calhoun, AL: 8 NFIP claims, three years; Calhoun, AL paid $118,661; per Calhoun, AL claim $14,833; carriers reprice Calhoun, AL against that record.
Which Calhoun County ZIP codes carry the most insurance distress (AL)?
Calhoun, AL, June 2026: 36201 at 0, 36205 at 0, 36206 at 0, 36207 at 0; Calhoun, AL climate scores there: 87, 87, 87, 87.
Why does Calhoun, AL insurance distress create sellers?
A Calhoun, AL premium outruns the Calhoun, AL budget; a carrier leaves Calhoun, AL; Calhoun, AL carrying cost passes plan; Calhoun, AL owners sell while current; Calhoun, AL insurance distress leads Calhoun, AL foreclosure data.