Conecuh County, AL: Home-Insurance Distress & Forced-Sale Pressure
Conecuh County, AL: 44/100 (moderate) home-insurance distress; Conecuh, AL band MEDIUM; Conecuh, AL #1,240 of 3,222 counties; Conecuh, AL #44 of 67 in Alabama; Conecuh, AL coverage multiplier 0.85.
FEMA hazard, Conecuh, AL: 87/100; Conecuh, AL declarations, three years: 2; Conecuh, AL perils: 3 hurricane; Conecuh, AL five-year count 3 (severity 4.5); Conecuh, AL ten-year 3; hazard-weighted, Conecuh, AL: 10.0.
Declared incidents on the Conecuh, AL record: 2024 Hurricane 2 (Conecuh, AL).
NFIP claims, Conecuh, AL, three years: none; Conecuh, AL claim-stress 0/100.
Conecuh, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Conecuh, AL by month: March 43, April 43, May 40, June 40 (Conecuh, AL), July 39, August 40, September 45, October 37.
Conecuh, AL components: climate 73; Conecuh, AL retreat index 37; Conecuh, AL climate multiplier 0.85.
Construction distress, Conecuh, AL: 31/100 as of August 2026 (Conecuh, AL: 14/100 one-to-four unit, 25/100 multifamily).
Conecuh, AL ZIPs, June 2026 (Conecuh, AL, 13 highest): score 0 (Conecuh, AL), climate 79 (Conecuh, AL): 36426; score 0 (Conecuh, AL), climate 78 (Conecuh, AL): 36502; score 0 (Conecuh, AL), climate 70 (Conecuh, AL): 36421; score 0 (Conecuh, AL), climate 66 (Conecuh, AL): 36474; score 0 (Conecuh, AL), climate 42 (Conecuh, AL): 36460; score 0 (Conecuh, AL), climate 41 (Conecuh, AL): 36471; score 0 (Conecuh, AL), climate 39 (Conecuh, AL): 36432; score 0 (Conecuh, AL), climate 38 (Conecuh, AL): 36033; score 0 (Conecuh, AL), climate 34 (Conecuh, AL): 36456; score 0 (Conecuh, AL), climate 27 (Conecuh, AL): 36475; score 0 (Conecuh, AL), climate 26 (Conecuh, AL): 36401; score 0 (Conecuh, AL), climate 25 (Conecuh, AL): 36454, 36473.
DLRadar rescores Conecuh, AL monthly; Conecuh, AL readings join Conecuh, AL foreclosure, lien and ownership parcels (Conecuh, AL), so cost-squeezed Conecuh, AL owners surface before listing.
Inside Alabama, Conecuh County ranks 44th of 67 counties for home-insurance distress at 44/100; Cleburne County (44/100) sits just above Conecuh County, and Coosa County (44/100) sits just below Conecuh County.
Deterministic. Every Conecuh County, AL signal traces to a public Conecuh dataset (FEMA, NFIP, Census for Conecuh, AL) · how insurance distress works in Conecuh, AL · methodology
FAQ: Conecuh County, AL insurance distress
What is the Conecuh County, AL home-insurance-distress score?
Conecuh, AL: 44/100 (MEDIUM), #1,240 of 3,222, #44 in Alabama. FEMA hazard, Conecuh, AL: 87/100; NFIP stress, Conecuh, AL: 0/100; construction, Conecuh, AL: 31/100; Conecuh, AL rescores monthly.
Is Conecuh County insurance distress getting better or worse (AL)?
Conecuh, AL: 43 in March 2026; Conecuh, AL: 37 in October 2026 (better); Conecuh, AL climate component 73.
Which Conecuh County ZIP codes carry the most insurance distress (AL)?
Conecuh, AL, June 2026: 36426 at 0, 36502 at 0, 36421 at 0, 36474 at 0; Conecuh, AL climate scores there: 79, 78, 70, 66.
Why does Conecuh, AL insurance distress create sellers?
A Conecuh, AL premium outruns the Conecuh, AL budget; a carrier leaves Conecuh, AL; Conecuh, AL carrying cost passes plan; Conecuh, AL owners sell while current; Conecuh, AL insurance distress leads Conecuh, AL foreclosure data.