Dale County, AL: Home-Insurance Distress & Forced-Sale Pressure
Dale County, AL: 44/100 (moderate) home-insurance distress; Dale, AL band MEDIUM; Dale, AL #1,245 of 3,222 counties; Dale, AL #49 of 67 in Alabama; raw Dale, AL 52.0; Dale, AL coverage multiplier 0.85.
FEMA hazard, Dale, AL: 87/100; Dale, AL declarations, three years: 3; Dale, AL perils: 3 hurricane; Dale, AL five-year count 3 (severity 4.5); Dale, AL ten-year 3; hazard-weighted, Dale, AL: 15.0.
Declared incidents on the Dale, AL record: 2024 Hurricane 2 (Dale, AL).
NFIP claims, Dale, AL, three years: none; Dale, AL claim-stress 0/100.
Dale, AL monthly score fell, 43 (March 2026) to 38 (October 2026); Dale, AL by month: March 43, April 43, May 40, June 40 (Dale, AL), July 39, August 40, September 45, October 38.
Dale, AL components: climate 74; Dale, AL retreat index 38; Dale, AL climate multiplier 0.85.
Construction distress, Dale, AL: 54/100 as of August 2026 (Dale, AL: 55/100 one-to-four unit, 35/100 multifamily).
Dale, AL ZIPs, June 2026 (Dale, AL, 14 highest): score 0 (Dale, AL), climate 84 (Dale, AL): 36303; score 0 (Dale, AL), climate 81 (Dale, AL): 36330; score 0 (Dale, AL), climate 76 (Dale, AL): 36352; score 0 (Dale, AL), climate 63 (Dale, AL): 36350, 36360, 36362, 36371; score 0 (Dale, AL), climate 62 (Dale, AL): 36322; score 0 (Dale, AL), climate 60 (Dale, AL): 36374; score 0 (Dale, AL), climate 56 (Dale, AL): 36311; score 0 (Dale, AL), climate 48 (Dale, AL): 36010; score 0 (Dale, AL), climate 42 (Dale, AL): 36345; score 0 (Dale, AL), climate 40 (Dale, AL): 36353; score 0 (Dale, AL), climate 38 (Dale, AL): 36317.
DLRadar rescores Dale, AL monthly; Dale, AL readings join Dale, AL foreclosure, lien and ownership parcels (Dale, AL), so cost-squeezed Dale, AL owners surface before listing.
Inside Alabama, Dale County ranks 49th of 67 counties for home-insurance distress at 44/100; Cullman County (44/100) sits just above Dale County, and Dekalb County (44/100) sits just below Dale County.
Deterministic. Every Dale County, AL signal traces to a public Dale dataset (FEMA, NFIP, Census for Dale, AL) · how insurance distress works in Dale, AL · methodology
FAQ: Dale County, AL insurance distress
What is the Dale County, AL home-insurance-distress score?
Dale, AL: 44/100 (MEDIUM), #1,245 of 3,222, #49 in Alabama. FEMA hazard, Dale, AL: 87/100; NFIP stress, Dale, AL: 0/100; construction, Dale, AL: 54/100; Dale, AL rescores monthly.
Is Dale County insurance distress getting better or worse (AL)?
Dale, AL: 43 in March 2026; Dale, AL: 38 in October 2026 (better); Dale, AL climate component 74.
Which Dale County ZIP codes carry the most insurance distress (AL)?
Dale, AL, June 2026: 36303 at 0, 36330 at 0, 36352 at 0, 36350 at 0; Dale, AL climate scores there: 84, 81, 76, 63.
Why does Dale, AL insurance distress create sellers?
A Dale, AL premium outruns the Dale, AL budget; a carrier leaves Dale, AL; Dale, AL carrying cost passes plan; Dale, AL owners sell while current; Dale, AL insurance distress leads Dale, AL foreclosure data.