Dallas County, AL: Home-Insurance Distress & Forced-Sale Pressure
Dallas County, AL: 80/100 (severe) home-insurance distress; Dallas, AL band MEDIUM; Dallas, AL #372 of 3,222 counties; Dallas, AL #18 of 67 in Alabama; raw Dallas, AL 71.6.
FEMA hazard, Dallas, AL: 87/100; Dallas, AL declarations, three years: 2; Dallas, AL perils: 3 hurricane; Dallas, AL five-year count 3 (severity 4.5); Dallas, AL ten-year 3; hazard-weighted, Dallas, AL: 10.0.
Declared incidents on the Dallas, AL record: 2024 Hurricane 2 (Dallas, AL).
NFIP claims, Dallas, AL, three years: 3; Dallas, AL payouts $55,551; per Dallas, AL claim $18,517; Dallas, AL claim-stress 69/100.
Dallas, AL monthly score fell, 79 (March 2026) to 72 (October 2026); Dallas, AL by month: March 79, April 79, May 76, June 76 (Dallas, AL), July 74, August 75, September 81, October 72.
Dallas, AL components: climate 73, NFIP claims 69; Dallas, AL retreat index 72.
Construction distress, Dallas, AL: 78/100 as of August 2026 (Dallas, AL: 78/100 one-to-four unit, 0/100 multifamily).
Dallas, AL ZIPs, June 2026 (Dallas, AL, 10 highest): score 0 (Dallas, AL), climate 64 (Dallas, AL): 36767; score 0 (Dallas, AL), climate 63 (Dallas, AL): 36703; score 0 (Dallas, AL), climate 62 (Dallas, AL): 36773; score 0 (Dallas, AL), climate 60 (Dallas, AL): 36749; score 0 (Dallas, AL), climate 59 (Dallas, AL): 36758; score 0 (Dallas, AL), climate 54 (Dallas, AL): 36759; score 0 (Dallas, AL), climate 49 (Dallas, AL): 36775; score 0 (Dallas, AL), climate 48 (Dallas, AL): 36761; score 0 (Dallas, AL), climate 46 (Dallas, AL): 36701; score 0 (Dallas, AL), climate 41 (Dallas, AL): 36785.
DLRadar rescores Dallas, AL monthly; Dallas, AL readings join Dallas, AL foreclosure, lien and ownership parcels (Dallas, AL), so cost-squeezed Dallas, AL owners surface before listing.
Inside Alabama, Dallas County ranks 18th of 67 counties for home-insurance distress at 80/100; Colbert County (80/100) sits just above Dallas County, and Henry County (79/100) sits just below Dallas County.
Deterministic. Every Dallas County, AL signal traces to a public Dallas dataset (FEMA, NFIP, Census for Dallas, AL) · how insurance distress works in Dallas, AL · methodology
FAQ: Dallas County, AL insurance distress
What is the Dallas County, AL home-insurance-distress score?
Dallas, AL: 80/100 (MEDIUM), #372 of 3,222, #18 in Alabama. FEMA hazard, Dallas, AL: 87/100; NFIP stress, Dallas, AL: 69/100; construction, Dallas, AL: 78/100; Dallas, AL rescores monthly.
Is Dallas County insurance distress getting better or worse (AL)?
Dallas, AL: 79 in March 2026; Dallas, AL: 72 in October 2026 (better); Dallas, AL climate component 73; Dallas, AL NFIP claims score 69.
How many flood-insurance claims has Dallas County, AL had?
Dallas, AL: 3 NFIP claims, three years; Dallas, AL paid $55,551; per Dallas, AL claim $18,517; carriers reprice Dallas, AL against that record.
Which Dallas County ZIP codes carry the most insurance distress (AL)?
Dallas, AL, June 2026: 36767 at 0, 36703 at 0, 36773 at 0, 36749 at 0; Dallas, AL climate scores there: 64, 63, 62, 60.
Why does Dallas, AL insurance distress create sellers?
A Dallas, AL premium outruns the Dallas, AL budget; a carrier leaves Dallas, AL; Dallas, AL carrying cost passes plan; Dallas, AL owners sell while current; Dallas, AL insurance distress leads Dallas, AL foreclosure data.