Hale County, AL: Home-Insurance Distress & Forced-Sale Pressure
Hale County, AL: 58/100 (elevated) home-insurance distress; Hale, AL band MEDIUM; Hale, AL #938 of 3,222 counties; Hale, AL #33 of 67 in Alabama.
FEMA hazard, Hale, AL: 87/100; Hale, AL declarations, three years: 3; Hale, AL perils: 3 hurricane; Hale, AL five-year count 3 (severity 4.5); Hale, AL ten-year 3; hazard-weighted, Hale, AL: 15.0.
Declared incidents on the Hale, AL record: 2024 Hurricane 3 (Hale, AL).
NFIP claims, Hale, AL, three years: 1; Hale, AL payouts $0; per Hale, AL claim $0; Hale, AL claim-stress 15/100.
Hale, AL monthly score rose, 43 (March 2026) to 50 (October 2026); Hale, AL by month: March 43, April 43, May 40, June 40 (Hale, AL), July 39, August 40, September 45, October 50.
Hale, AL components: climate 73, NFIP claims 15; Hale, AL retreat index 50.
Construction distress, Hale, AL: 3/100 as of August 2026 (Hale, AL: 2/100 one-to-four unit, 6/100 multifamily).
Hale, AL ZIPs, June 2026 (Hale, AL, 9 highest): score 0 (Hale, AL), climate 41 (Hale, AL): 36738, 36742; score 0 (Hale, AL), climate 39 (Hale, AL): 35474; score 0 (Hale, AL), climate 32 (Hale, AL): 35441, 36744, 36776; score 0 (Hale, AL), climate 23 (Hale, AL): 36765; score 0 (Hale, AL), climate 20 (Hale, AL): 36786; score 0 (Hale, AL), climate 14 (Hale, AL): 36756.
DLRadar rescores Hale, AL monthly; Hale, AL readings join Hale, AL foreclosure, lien and ownership parcels (Hale, AL), so cost-squeezed Hale, AL owners surface before listing.
Inside Alabama, Hale County ranks 33rd of 67 counties for home-insurance distress at 58/100; Etowah County (60/100) sits just above Hale County, and Jackson County (58/100) sits just below Hale County.
Deterministic. Every Hale County, AL signal traces to a public Hale dataset (FEMA, NFIP, Census for Hale, AL) · how insurance distress works in Hale, AL · methodology
FAQ: Hale County, AL insurance distress
What is the Hale County, AL home-insurance-distress score?
Hale, AL: 58/100 (MEDIUM), #938 of 3,222, #33 in Alabama. FEMA hazard, Hale, AL: 87/100; NFIP stress, Hale, AL: 15/100; construction, Hale, AL: 3/100; Hale, AL rescores monthly.
Is Hale County insurance distress getting better or worse (AL)?
Hale, AL: 43 in March 2026; Hale, AL: 50 in October 2026 (worse); Hale, AL climate component 73; Hale, AL NFIP claims score 15.
How many flood-insurance claims has Hale County, AL had?
Hale, AL: 1 NFIP claims, three years; Hale, AL paid $0; per Hale, AL claim $0; carriers reprice Hale, AL against that record.
Which Hale County ZIP codes carry the most insurance distress (AL)?
Hale, AL, June 2026: 36738 at 0, 36742 at 0, 35474 at 0, 35441 at 0; Hale, AL climate scores there: 41, 41, 39, 32.
Why does Hale, AL insurance distress create sellers?
A Hale, AL premium outruns the Hale, AL budget; a carrier leaves Hale, AL; Hale, AL carrying cost passes plan; Hale, AL owners sell while current; Hale, AL insurance distress leads Hale, AL foreclosure data.