Lamar County, AL: Home-Insurance Distress & Forced-Sale Pressure
Lamar County, AL: 44/100 (moderate) home-insurance distress; Lamar, AL band MEDIUM; Lamar, AL #1,251 of 3,222 counties; Lamar, AL #55 of 67 in Alabama; raw Lamar, AL 52.0; Lamar, AL coverage multiplier 0.85.
FEMA hazard, Lamar, AL: 87/100; Lamar, AL declarations, three years: 3; Lamar, AL perils: 3 hurricane; Lamar, AL five-year count 3 (severity 4.5); Lamar, AL ten-year 3; hazard-weighted, Lamar, AL: 15.0.
Declared incidents on the Lamar, AL record: 2024 Hurricane 2 (Lamar, AL).
NFIP claims, Lamar, AL, three years: none; Lamar, AL claim-stress 0/100.
Lamar, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Lamar, AL by month: March 43, April 43, May 40, June 40 (Lamar, AL), July 39, August 40, September 45, October 37.
Lamar, AL components: climate 73; Lamar, AL retreat index 37; Lamar, AL climate multiplier 0.85.
Construction distress, Lamar, AL: 10/100 as of August 2026 (Lamar, AL: 10/100 one-to-four unit, 0/100 multifamily).
Lamar, AL ZIPs, June 2026 (Lamar, AL, 9 highest): score 0 (Lamar, AL), climate 61 (Lamar, AL): 35570; score 0 (Lamar, AL), climate 58 (Lamar, AL): 35563; score 0 (Lamar, AL), climate 48 (Lamar, AL): 35552; score 0 (Lamar, AL), climate 37 (Lamar, AL): 35555; score 0 (Lamar, AL), climate 32 (Lamar, AL): 35574; score 0 (Lamar, AL), climate 30 (Lamar, AL): 35576; score 0 (Lamar, AL), climate 28 (Lamar, AL): 35544, 35586, 35592.
DLRadar rescores Lamar, AL monthly; Lamar, AL readings join Lamar, AL foreclosure, lien and ownership parcels (Lamar, AL), so cost-squeezed Lamar, AL owners surface before listing.
Inside Alabama, Lamar County ranks 55th of 67 counties for home-insurance distress at 44/100; Greene County (44/100) sits just above Lamar County, and Marengo County (44/100) sits just below Lamar County.
Deterministic. Every Lamar County, AL signal traces to a public Lamar dataset (FEMA, NFIP, Census for Lamar, AL) · how insurance distress works in Lamar, AL · methodology
FAQ: Lamar County, AL insurance distress
What is the Lamar County, AL home-insurance-distress score?
Lamar, AL: 44/100 (MEDIUM), #1,251 of 3,222, #55 in Alabama. FEMA hazard, Lamar, AL: 87/100; NFIP stress, Lamar, AL: 0/100; construction, Lamar, AL: 10/100; Lamar, AL rescores monthly.
Is Lamar County insurance distress getting better or worse (AL)?
Lamar, AL: 43 in March 2026; Lamar, AL: 37 in October 2026 (better); Lamar, AL climate component 73.
Which Lamar County ZIP codes carry the most insurance distress (AL)?
Lamar, AL, June 2026: 35570 at 0, 35563 at 0, 35552 at 0, 35555 at 0; Lamar, AL climate scores there: 61, 58, 48, 37.
Why does Lamar, AL insurance distress create sellers?
A Lamar, AL premium outruns the Lamar, AL budget; a carrier leaves Lamar, AL; Lamar, AL carrying cost passes plan; Lamar, AL owners sell while current; Lamar, AL insurance distress leads Lamar, AL foreclosure data.