Lee County, AL: Home-Insurance Distress & Forced-Sale Pressure
Lee County, AL: 83/100 (severe) home-insurance distress; Lee, AL band HIGH; Lee, AL #264 of 3,222 counties; Lee, AL #10 of 67 in Alabama; raw Lee, AL 75.3.
FEMA hazard, Lee, AL: 87/100; Lee, AL declarations, three years: 2; Lee, AL perils: 3 hurricane; Lee, AL five-year count 3 (severity 4.5); Lee, AL ten-year 3; hazard-weighted, Lee, AL: 10.0.
Declared incidents on the Lee, AL record: 2024 Hurricane 2 (Lee, AL).
NFIP claims, Lee, AL, three years: 6; Lee, AL payouts $170,302; per Lee, AL claim $28,384; Lee, AL claim-stress 78/100.
Lee, AL monthly score fell, 82 (March 2026) to 75 (October 2026); Lee, AL by month: March 82, April 82, May 79, June 79 (Lee, AL), July 78, August 79, September 84, October 75.
Lee, AL components: climate 73, NFIP claims 78; Lee, AL retreat index 75.
Construction distress, Lee, AL: 8/100 as of August 2026 (Lee, AL: 40/100 one-to-four unit, 0/100 multifamily).
Lee, AL ZIPs, June 2026 (Lee, AL, 15 highest): score 0 (Lee, AL), climate 80 (Lee, AL): 36849, 36865, 36877; score 0 (Lee, AL), climate 78 (Lee, AL): 36832, 36874; score 0 (Lee, AL), climate 72 (Lee, AL): 36801; score 0 (Lee, AL), climate 71 (Lee, AL): 36804; score 0 (Lee, AL), climate 70 (Lee, AL): 36870; score 0 (Lee, AL), climate 62 (Lee, AL): 36867; score 0 (Lee, AL), climate 61 (Lee, AL): 36850, 36879; score 0 (Lee, AL), climate 59 (Lee, AL): 36854; score 0 (Lee, AL), climate 58 (Lee, AL): 36852; score 0 (Lee, AL), climate 53 (Lee, AL): 36830; score 0 (Lee, AL), climate 34 (Lee, AL): 36866.
DLRadar rescores Lee, AL monthly; Lee, AL readings join Lee, AL foreclosure, lien and ownership parcels (Lee, AL), so cost-squeezed Lee, AL owners surface before listing.
Inside Alabama, Lee County ranks 10th of 67 counties for home-insurance distress at 83/100; Lawrence County (84/100) sits just above Lee County, and Jefferson County (82/100) sits just below Lee County.
Deterministic. Every Lee County, AL signal traces to a public Lee dataset (FEMA, NFIP, Census for Lee, AL) · how insurance distress works in Lee, AL · methodology
FAQ: Lee County, AL insurance distress
What is the Lee County, AL home-insurance-distress score?
Lee, AL: 83/100 (HIGH), #264 of 3,222, #10 in Alabama. FEMA hazard, Lee, AL: 87/100; NFIP stress, Lee, AL: 78/100; construction, Lee, AL: 8/100; Lee, AL rescores monthly.
Is Lee County insurance distress getting better or worse (AL)?
Lee, AL: 82 in March 2026; Lee, AL: 75 in October 2026 (better); Lee, AL climate component 73; Lee, AL NFIP claims score 78.
How many flood-insurance claims has Lee County, AL had?
Lee, AL: 6 NFIP claims, three years; Lee, AL paid $170,302; per Lee, AL claim $28,384; carriers reprice Lee, AL against that record.
Which Lee County ZIP codes carry the most insurance distress (AL)?
Lee, AL, June 2026: 36849 at 0, 36865 at 0, 36877 at 0, 36832 at 0; Lee, AL climate scores there: 80, 80, 80, 78.
Why does Lee, AL insurance distress create sellers?
A Lee, AL premium outruns the Lee, AL budget; a carrier leaves Lee, AL; Lee, AL carrying cost passes plan; Lee, AL owners sell while current; Lee, AL insurance distress leads Lee, AL foreclosure data.