Lowndes County, AL: Home-Insurance Distress & Forced-Sale Pressure
Lowndes County, AL: 73/100 (severe) home-insurance distress; Lowndes, AL band MEDIUM; Lowndes, AL #555 of 3,222 counties; Lowndes, AL #30 of 67 in Alabama; raw Lowndes, AL 65.1.
FEMA hazard, Lowndes, AL: 87/100; Lowndes, AL declarations, three years: 2; Lowndes, AL perils: 3 hurricane; Lowndes, AL five-year count 3 (severity 4.5); Lowndes, AL ten-year 3; hazard-weighted, Lowndes, AL: 10.0.
Declared incidents on the Lowndes, AL record: 2024 Hurricane 2 (Lowndes, AL).
NFIP claims, Lowndes, AL, three years: 1; Lowndes, AL payouts $4,817; per Lowndes, AL claim $4,817; Lowndes, AL claim-stress 53/100.
Lowndes, AL monthly score fell, 73 (March 2026) to 65 (October 2026); Lowndes, AL by month: March 73, April 73, May 70, June 70 (Lowndes, AL), July 69, August 70, September 75, October 65.
Lowndes, AL components: climate 73, NFIP claims 53; Lowndes, AL retreat index 65.
Construction distress, Lowndes, AL: 26/100 as of August 2026 (Lowndes, AL: 24/100 one-to-four unit, 26/100 multifamily).
Lowndes, AL ZIPs, June 2026 (Lowndes, AL, 8 highest): score 0 (Lowndes, AL), climate 52 (Lowndes, AL): 36043; score 0 (Lowndes, AL), climate 49 (Lowndes, AL): 36775; score 0 (Lowndes, AL), climate 48 (Lowndes, AL): 36761; score 0 (Lowndes, AL), climate 41 (Lowndes, AL): 36785; score 0 (Lowndes, AL), climate 29 (Lowndes, AL): 36047; score 0 (Lowndes, AL), climate 24 (Lowndes, AL): 36032; score 0 (Lowndes, AL), climate 22 (Lowndes, AL): 36040, 36752.
DLRadar rescores Lowndes, AL monthly; Lowndes, AL readings join Lowndes, AL foreclosure, lien and ownership parcels (Lowndes, AL), so cost-squeezed Lowndes, AL owners surface before listing.
Inside Alabama, Lowndes County ranks 30th of 67 counties for home-insurance distress at 73/100; Walker County (74/100) sits just above Lowndes County, and Bibb County (72/100) sits just below Lowndes County.
Deterministic. Every Lowndes County, AL signal traces to a public Lowndes dataset (FEMA, NFIP, Census for Lowndes, AL) · how insurance distress works in Lowndes, AL · methodology
FAQ: Lowndes County, AL insurance distress
What is the Lowndes County, AL home-insurance-distress score?
Lowndes, AL: 73/100 (MEDIUM), #555 of 3,222, #30 in Alabama. FEMA hazard, Lowndes, AL: 87/100; NFIP stress, Lowndes, AL: 53/100; construction, Lowndes, AL: 26/100; Lowndes, AL rescores monthly.
Is Lowndes County insurance distress getting better or worse (AL)?
Lowndes, AL: 73 in March 2026; Lowndes, AL: 65 in October 2026 (better); Lowndes, AL climate component 73; Lowndes, AL NFIP claims score 53.
How many flood-insurance claims has Lowndes County, AL had?
Lowndes, AL: 1 NFIP claims, three years; Lowndes, AL paid $4,817; per Lowndes, AL claim $4,817; carriers reprice Lowndes, AL against that record.
Which Lowndes County ZIP codes carry the most insurance distress (AL)?
Lowndes, AL, June 2026: 36043 at 0, 36775 at 0, 36761 at 0, 36785 at 0; Lowndes, AL climate scores there: 52, 49, 48, 41.
Why does Lowndes, AL insurance distress create sellers?
A Lowndes, AL premium outruns the Lowndes, AL budget; a carrier leaves Lowndes, AL; Lowndes, AL carrying cost passes plan; Lowndes, AL owners sell while current; Lowndes, AL insurance distress leads Lowndes, AL foreclosure data.