Macon County, AL: Home-Insurance Distress & Forced-Sale Pressure
Macon County, AL: 58/100 (elevated) home-insurance distress; Macon, AL band MEDIUM; Macon, AL #940 of 3,222 counties; Macon, AL #35 of 67 in Alabama; raw Macon, AL 50.1.
FEMA hazard, Macon, AL: 87/100; Macon, AL declarations, three years: 2; Macon, AL perils: 3 hurricane; Macon, AL five-year count 6 (severity 7.5); Macon, AL ten-year 6; hazard-weighted, Macon, AL: 10.0.
Declared incidents on the Macon, AL record: 2024 Hurricane 2; 2023 Severe Storm 3 (Macon, AL).
NFIP claims, Macon, AL, three years: 1; Macon, AL payouts $0; per Macon, AL claim $0; Macon, AL claim-stress 15/100.
Macon, AL monthly score fell, 57 (March 2026) to 50 (October 2026); Macon, AL by month: March 57, April 57, May 54, June 54 (Macon, AL), July 52, August 53, September 59, October 50.
Macon, AL components: climate 73, NFIP claims 15; Macon, AL retreat index 50.
Construction distress, Macon, AL: 21/100 as of August 2026 (Macon, AL: 26/100 one-to-four unit, 1/100 multifamily).
Macon, AL ZIPs, June 2026 (Macon, AL, 13 highest): score 0 (Macon, AL), climate 78 (Macon, AL): 36832; score 0 (Macon, AL), climate 71 (Macon, AL): 36804; score 0 (Macon, AL), climate 68 (Macon, AL): 36078; score 0 (Macon, AL), climate 53 (Macon, AL): 36830; score 0 (Macon, AL), climate 40 (Macon, AL): 36860; score 0 (Macon, AL), climate 34 (Macon, AL): 36866; score 0 (Macon, AL), climate 22 (Macon, AL): 36029; score 0 (Macon, AL), climate 19 (Macon, AL): 36031, 36039, 36075, 36083, Macon, AL 36088, 36089.
DLRadar rescores Macon, AL monthly; Macon, AL readings join Macon, AL foreclosure, lien and ownership parcels (Macon, AL), so cost-squeezed Macon, AL owners surface before listing.
Inside Alabama, Macon County ranks 35th of 67 counties for home-insurance distress at 58/100; Jackson County (58/100) sits just above Macon County, and Barbour County (44/100) sits just below Macon County.
Deterministic. Every Macon County, AL signal traces to a public Macon dataset (FEMA, NFIP, Census for Macon, AL) · how insurance distress works in Macon, AL · methodology
FAQ: Macon County, AL insurance distress
What is the Macon County, AL home-insurance-distress score?
Macon, AL: 58/100 (MEDIUM), #940 of 3,222, #35 in Alabama. FEMA hazard, Macon, AL: 87/100; NFIP stress, Macon, AL: 15/100; construction, Macon, AL: 21/100; Macon, AL rescores monthly.
Is Macon County insurance distress getting better or worse (AL)?
Macon, AL: 57 in March 2026; Macon, AL: 50 in October 2026 (better); Macon, AL climate component 73; Macon, AL NFIP claims score 15.
How many flood-insurance claims has Macon County, AL had?
Macon, AL: 1 NFIP claims, three years; Macon, AL paid $0; per Macon, AL claim $0; carriers reprice Macon, AL against that record.
Which Macon County ZIP codes carry the most insurance distress (AL)?
Macon, AL, June 2026: 36832 at 0, 36804 at 0, 36078 at 0, 36830 at 0; Macon, AL climate scores there: 78, 71, 68, 53.
Why does Macon, AL insurance distress create sellers?
A Macon, AL premium outruns the Macon, AL budget; a carrier leaves Macon, AL; Macon, AL carrying cost passes plan; Macon, AL owners sell while current; Macon, AL insurance distress leads Macon, AL foreclosure data.