Perry County, AL: Home-Insurance Distress & Forced-Sale Pressure
Perry County, AL: 44/100 (moderate) home-insurance distress; Perry, AL band MEDIUM; Perry, AL #1,256 of 3,222 counties; Perry, AL #60 of 67 in Alabama; Perry, AL coverage multiplier 0.85.
FEMA hazard, Perry, AL: 87/100; Perry, AL declarations, three years: 2; Perry, AL perils: 3 hurricane; Perry, AL five-year count 3 (severity 4.5); Perry, AL ten-year 3; hazard-weighted, Perry, AL: 10.0.
Declared incidents on the Perry, AL record: 2024 Hurricane 2 (Perry, AL).
NFIP claims, Perry, AL, three years: none; Perry, AL claim-stress 0/100.
Perry, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Perry, AL by month: March 43, April 43, May 40, June 40 (Perry, AL), July 39, August 40, September 45, October 37.
Perry, AL components: climate 73; Perry, AL retreat index 37; Perry, AL climate multiplier 0.85.
Construction distress, Perry, AL: 20/100 as of August 2026 (Perry, AL: 20/100 one-to-four unit, 0/100 multifamily).
Perry, AL ZIPs, June 2026 (Perry, AL, 9 highest): score 0 (Perry, AL), climate 54 (Perry, AL): 36759; score 0 (Perry, AL), climate 46 (Perry, AL): 36701; score 0 (Perry, AL), climate 36 (Perry, AL): 36793; score 0 (Perry, AL), climate 33 (Perry, AL): 35034; score 0 (Perry, AL), climate 32 (Perry, AL): 36744; score 0 (Perry, AL), climate 31 (Perry, AL): 35042; score 0 (Perry, AL), climate 23 (Perry, AL): 36765; score 0 (Perry, AL), climate 20 (Perry, AL): 36786; score 0 (Perry, AL), climate 14 (Perry, AL): 36756.
DLRadar rescores Perry, AL monthly; Perry, AL readings join Perry, AL foreclosure, lien and ownership parcels (Perry, AL), so cost-squeezed Perry, AL owners surface before listing.
Inside Alabama, Perry County ranks 60th of 67 counties for home-insurance distress at 44/100; Morgan County (44/100) sits just above Perry County, and Pike County (44/100) sits just below Perry County.
Deterministic. Every Perry County, AL signal traces to a public Perry dataset (FEMA, NFIP, Census for Perry, AL) · how insurance distress works in Perry, AL · methodology
FAQ: Perry County, AL insurance distress
What is the Perry County, AL home-insurance-distress score?
Perry, AL: 44/100 (MEDIUM), #1,256 of 3,222, #60 in Alabama. FEMA hazard, Perry, AL: 87/100; NFIP stress, Perry, AL: 0/100; construction, Perry, AL: 20/100; Perry, AL rescores monthly.
Is Perry County insurance distress getting better or worse (AL)?
Perry, AL: 43 in March 2026; Perry, AL: 37 in October 2026 (better); Perry, AL climate component 73.
Which Perry County ZIP codes carry the most insurance distress (AL)?
Perry, AL, June 2026: 36759 at 0, 36701 at 0, 36793 at 0, 35034 at 0; Perry, AL climate scores there: 54, 46, 36, 33.
Why does Perry, AL insurance distress create sellers?
A Perry, AL premium outruns the Perry, AL budget; a carrier leaves Perry, AL; Perry, AL carrying cost passes plan; Perry, AL owners sell while current; Perry, AL insurance distress leads Perry, AL foreclosure data.