Pike County, AL: Home-Insurance Distress & Forced-Sale Pressure
Pike County, AL: 44/100 (moderate) home-insurance distress; Pike, AL band MEDIUM; Pike, AL #1,257 of 3,222 counties; Pike, AL #61 of 67 in Alabama; raw Pike, AL 52.0; Pike, AL coverage multiplier 0.85.
FEMA hazard, Pike, AL: 87/100; Pike, AL declarations, three years: 3; Pike, AL perils: 3 hurricane; Pike, AL five-year count 3 (severity 4.5); Pike, AL ten-year 3; hazard-weighted, Pike, AL: 15.0.
Declared incidents on the Pike, AL record: 2024 Hurricane 3 (Pike, AL).
NFIP claims, Pike, AL, three years: none; Pike, AL claim-stress 0/100.
Pike, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Pike, AL by month: March 43, April 43, May 40, June 40 (Pike, AL), July 39, August 40, September 45, October 37.
Pike, AL components: climate 73; Pike, AL retreat index 37; Pike, AL climate multiplier 0.85.
Construction distress, Pike, AL: 7/100 as of August 2026 (Pike, AL: 6/100 one-to-four unit, 41/100 multifamily).
Pike, AL ZIPs, June 2026 (Pike, AL, 9 highest): score 0 (Pike, AL), climate 88 (Pike, AL): 36069; score 0 (Pike, AL), climate 52 (Pike, AL): 36034; score 0 (Pike, AL), climate 48 (Pike, AL): 36010; score 0 (Pike, AL), climate 44 (Pike, AL): 36079; score 0 (Pike, AL), climate 41 (Pike, AL): 36082; score 0 (Pike, AL), climate 38 (Pike, AL): 36035, 36081; score 0 (Pike, AL), climate 31 (Pike, AL): 36005; score 0 (Pike, AL), climate 29 (Pike, AL): 36049.
DLRadar rescores Pike, AL monthly; Pike, AL readings join Pike, AL foreclosure, lien and ownership parcels (Pike, AL), so cost-squeezed Pike, AL owners surface before listing.
Inside Alabama, Pike County ranks 61st of 67 counties for home-insurance distress at 44/100; Perry County (44/100) sits just above Pike County, and Randolph County (44/100) sits just below Pike County.
Deterministic. Every Pike County, AL signal traces to a public Pike dataset (FEMA, NFIP, Census for Pike, AL) · how insurance distress works in Pike, AL · methodology
FAQ: Pike County, AL insurance distress
What is the Pike County, AL home-insurance-distress score?
Pike, AL: 44/100 (MEDIUM), #1,257 of 3,222, #61 in Alabama. FEMA hazard, Pike, AL: 87/100; NFIP stress, Pike, AL: 0/100; construction, Pike, AL: 7/100; Pike, AL rescores monthly.
Is Pike County insurance distress getting better or worse (AL)?
Pike, AL: 43 in March 2026; Pike, AL: 37 in October 2026 (better); Pike, AL climate component 73.
Which Pike County ZIP codes carry the most insurance distress (AL)?
Pike, AL, June 2026: 36069 at 0, 36034 at 0, 36010 at 0, 36079 at 0; Pike, AL climate scores there: 88, 52, 48, 44.
Why does Pike, AL insurance distress create sellers?
A Pike, AL premium outruns the Pike, AL budget; a carrier leaves Pike, AL; Pike, AL carrying cost passes plan; Pike, AL owners sell while current; Pike, AL insurance distress leads Pike, AL foreclosure data.