Randolph County, AL: Home-Insurance Distress & Forced-Sale Pressure
Randolph County, AL: 44/100 (moderate) home-insurance distress; Randolph, AL band MEDIUM; Randolph, AL #1,258 of 3,222 counties; Randolph, AL #62 of 67 in Alabama; raw Randolph, AL 52.0; Randolph, AL coverage multiplier 0.85.
FEMA hazard, Randolph, AL: 87/100; Randolph, AL declarations, three years: 3; Randolph, AL perils: 3 hurricane; Randolph, AL five-year count 6 (severity 7.5); Randolph, AL ten-year 6; hazard-weighted, Randolph, AL: 15.0.
Declared incidents on the Randolph, AL record: 2024 Hurricane 3; 2023 Severe Storm 3 (Randolph, AL).
NFIP claims, Randolph, AL, three years: none; Randolph, AL claim-stress 0/100.
Randolph, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Randolph, AL by month: March 43, April 43, May 40, June 40 (Randolph, AL), July 39, August 40, September 45, October 37.
Randolph, AL components: climate 73; Randolph, AL retreat index 37; Randolph, AL climate multiplier 0.85.
Construction distress, Randolph, AL: 14/100 as of August 2026 (Randolph, AL: 19/100 one-to-four unit, 0/100 multifamily).
Randolph, AL ZIPs, June 2026 (Randolph, AL, 8 highest): score 0 (Randolph, AL), climate 33 (Randolph, AL): 36276; score 0 (Randolph, AL), climate 31 (Randolph, AL): 36274; score 0 (Randolph, AL), climate 28 (Randolph, AL): 36263, 36278, 36280; score 0 (Randolph, AL), climate 23 (Randolph, AL): 36258, 36264, 36266.
DLRadar rescores Randolph, AL monthly; Randolph, AL readings join Randolph, AL foreclosure, lien and ownership parcels (Randolph, AL), so cost-squeezed Randolph, AL owners surface before listing.
Inside Alabama, Randolph County ranks 62nd of 67 counties for home-insurance distress at 44/100; Pike County (44/100) sits just above Randolph County, and Sumter County (44/100) sits just below Randolph County.
Deterministic. Every Randolph County, AL signal traces to a public Randolph dataset (FEMA, NFIP, Census for Randolph, AL) · how insurance distress works in Randolph, AL · methodology
FAQ: Randolph County, AL insurance distress
What is the Randolph County, AL home-insurance-distress score?
Randolph, AL: 44/100 (MEDIUM), #1,258 of 3,222, #62 in Alabama. FEMA hazard, Randolph, AL: 87/100; NFIP stress, Randolph, AL: 0/100; construction, Randolph, AL: 14/100; Randolph, AL rescores monthly.
Is Randolph County insurance distress getting better or worse (AL)?
Randolph, AL: 43 in March 2026; Randolph, AL: 37 in October 2026 (better); Randolph, AL climate component 73.
Which Randolph County ZIP codes carry the most insurance distress (AL)?
Randolph, AL, June 2026: 36276 at 0, 36274 at 0, 36263 at 0, 36278 at 0; Randolph, AL climate scores there: 33, 31, 28, 28.
Why does Randolph, AL insurance distress create sellers?
A Randolph, AL premium outruns the Randolph, AL budget; a carrier leaves Randolph, AL; Randolph, AL carrying cost passes plan; Randolph, AL owners sell while current; Randolph, AL insurance distress leads Randolph, AL foreclosure data.