Washington County, AL: Home-Insurance Distress & Forced-Sale Pressure
Washington County, AL: 44/100 (moderate) home-insurance distress; Washington, AL band MEDIUM; Washington, AL #1,261 of 3,222 counties; Washington, AL #65 of 67 in Alabama; raw Washington, AL 52.0; Washington, AL coverage multiplier 0.85.
FEMA hazard, Washington, AL: 87/100; Washington, AL declarations, three years: 3; Washington, AL perils: 3 hurricane; Washington, AL five-year count 3 (severity 4.5); Washington, AL ten-year 3; hazard-weighted, Washington, AL: 15.0.
Declared incidents on the Washington, AL record: 2024 Hurricane 3 (Washington, AL).
NFIP claims, Washington, AL, three years: none; Washington, AL claim-stress 0/100.
Washington, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Washington, AL by month: March 43, April 43, May 40, June 40 (Washington, AL), July 39, August 40, September 45, October 37.
Washington, AL components: climate 73; Washington, AL retreat index 37; Washington, AL climate multiplier 0.85.
Construction distress, Washington, AL: 51/100 as of August 2026 (Washington, AL: 49/100 one-to-four unit, 6/100 multifamily).
Washington, AL ZIPs, June 2026 (Washington, AL, 16 highest): score 0 (Washington, AL), climate 85 (Washington, AL): 36522; score 0 (Washington, AL), climate 68 (Washington, AL): 36513; score 0 (Washington, AL), climate 66 (Washington, AL): 36919; score 0 (Washington, AL), climate 44 (Washington, AL): 36558; score 0 (Washington, AL), climate 42 (Washington, AL): 36518, 36529, 36538, 36539, Washington, AL 36548, 36553, 36556, 36569, Washington, AL 36581, 36583, 36584, 36585.
DLRadar rescores Washington, AL monthly; Washington, AL readings join Washington, AL foreclosure, lien and ownership parcels (Washington, AL), so cost-squeezed Washington, AL owners surface before listing.
Inside Alabama, Washington County ranks 65th of 67 counties for home-insurance distress at 44/100; Tallapoosa County (44/100) sits just above Washington County, and Wilcox County (44/100) sits just below Washington County.
Deterministic. Every Washington County, AL signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, AL) · how insurance distress works in Washington, AL · methodology
FAQ: Washington County, AL insurance distress
What is the Washington County, AL home-insurance-distress score?
Washington, AL: 44/100 (MEDIUM), #1,261 of 3,222, #65 in Alabama. FEMA hazard, Washington, AL: 87/100; NFIP stress, Washington, AL: 0/100; construction, Washington, AL: 51/100; Washington, AL rescores monthly.
Is Washington County insurance distress getting better or worse (AL)?
Washington, AL: 43 in March 2026; Washington, AL: 37 in October 2026 (better); Washington, AL climate component 73.
Which Washington County ZIP codes carry the most insurance distress (AL)?
Washington, AL, June 2026: 36522 at 0, 36513 at 0, 36919 at 0, 36558 at 0; Washington, AL climate scores there: 85, 68, 66, 44.
Why does Washington, AL insurance distress create sellers?
A Washington, AL premium outruns the Washington, AL budget; a carrier leaves Washington, AL; Washington, AL carrying cost passes plan; Washington, AL owners sell while current; Washington, AL insurance distress leads Washington, AL foreclosure data.