Winston County, AL: Home-Insurance Distress & Forced-Sale Pressure
Winston County, AL: 44/100 (moderate) home-insurance distress; Winston, AL band MEDIUM; Winston, AL #1,263 of 3,222 counties; Winston, AL #67 of 67 in Alabama; Winston, AL coverage multiplier 0.85.
FEMA hazard, Winston, AL: 87/100; Winston, AL declarations, three years: 2; Winston, AL perils: 3 hurricane; Winston, AL five-year count 3 (severity 4.5); Winston, AL ten-year 3; hazard-weighted, Winston, AL: 10.0.
Declared incidents on the Winston, AL record: 2024 Hurricane 2 (Winston, AL).
NFIP claims, Winston, AL, three years: none; Winston, AL claim-stress 0/100.
Winston, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Winston, AL by month: March 43, April 43, May 40, June 40 (Winston, AL), July 39, August 40, September 45, October 37.
Winston, AL components: climate 73; Winston, AL retreat index 37; Winston, AL climate multiplier 0.85.
Construction distress, Winston, AL: 7/100 as of August 2026 (Winston, AL: 7/100 one-to-four unit, 0/100 multifamily).
Winston, AL ZIPs, June 2026 (Winston, AL, 12 highest): score 0 (Winston, AL), climate 78 (Winston, AL): 35179; score 0 (Winston, AL), climate 77 (Winston, AL): 35053, 35503; score 0 (Winston, AL), climate 75 (Winston, AL): 35098; score 0 (Winston, AL), climate 70 (Winston, AL): 35578; score 0 (Winston, AL), climate 57 (Winston, AL): 35565; score 0 (Winston, AL), climate 52 (Winston, AL): 35540, 35541; score 0 (Winston, AL), climate 51 (Winston, AL): 35553, 35572, 35575, 35577.
DLRadar rescores Winston, AL monthly; Winston, AL readings join Winston, AL foreclosure, lien and ownership parcels (Winston, AL), so cost-squeezed Winston, AL owners surface before listing.
Inside Alabama, Winston County ranks 67th of 67 counties for home-insurance distress at 44/100; Wilcox County (44/100) sits just above Winston County.
Deterministic. Every Winston County, AL signal traces to a public Winston dataset (FEMA, NFIP, Census for Winston, AL) · how insurance distress works in Winston, AL · methodology
FAQ: Winston County, AL insurance distress
What is the Winston County, AL home-insurance-distress score?
Winston, AL: 44/100 (MEDIUM), #1,263 of 3,222, #67 in Alabama. FEMA hazard, Winston, AL: 87/100; NFIP stress, Winston, AL: 0/100; construction, Winston, AL: 7/100; Winston, AL rescores monthly.
Is Winston County insurance distress getting better or worse (AL)?
Winston, AL: 43 in March 2026; Winston, AL: 37 in October 2026 (better); Winston, AL climate component 73.
Which Winston County ZIP codes carry the most insurance distress (AL)?
Winston, AL, June 2026: 35179 at 0, 35053 at 0, 35503 at 0, 35098 at 0; Winston, AL climate scores there: 78, 77, 77, 75.
Why does Winston, AL insurance distress create sellers?
A Winston, AL premium outruns the Winston, AL budget; a carrier leaves Winston, AL; Winston, AL carrying cost passes plan; Winston, AL owners sell while current; Winston, AL insurance distress leads Winston, AL foreclosure data.