Baxter County, AR: Home-Insurance Distress & Forced-Sale Pressure
Baxter County, AR: 32/100 (moderate) home-insurance distress; Baxter, AR band LOW; Baxter, AR #1,511 of 3,222 counties; Baxter, AR #59 of 75 in Arkansas; raw Baxter, AR 31.2; Baxter, AR coverage multiplier 0.85.
FEMA hazard, Baxter, AR: 63/100; Baxter, AR declarations, three years: 6; Baxter, AR perils: 4 severe-storm; Baxter, AR five-year count 9 (severity 16.5); Baxter, AR ten-year 9; hazard-weighted, Baxter, AR: 4.0.
Declared incidents on the Baxter, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Baxter, AR); 2024 Severe Storm 2 (Baxter, AR).
NFIP claims, Baxter, AR, three years: none; Baxter, AR claim-stress 0/100.
Baxter, AR monthly score fell, 33 (March 2026) to 26 (October 2026); Baxter, AR by month: March 33, April 33, May 30, June 30 (Baxter, AR), July 27, August 26, September 32, October 26.
Baxter, AR components: climate 52; Baxter, AR retreat index 26; Baxter, AR climate multiplier 0.85.
Construction distress, Baxter, AR: 36/100 as of August 2026 (Baxter, AR: 27/100 one-to-four unit, 70/100 multifamily).
Baxter, AR ZIPs, June 2026 (Baxter, AR, 12 highest): score 0 (Baxter, AR), climate 67 (Baxter, AR): 72537, 72544, 72617, 72623, Baxter, AR 72626, 72635, 72642, 72651, Baxter, AR 72658; score 0 (Baxter, AR), climate 66 (Baxter, AR): 72653; score 0 (Baxter, AR), climate 53 (Baxter, AR): 72519, 72531.
DLRadar rescores Baxter, AR monthly; Baxter, AR readings join Baxter, AR foreclosure, lien and ownership parcels (Baxter, AR), so cost-squeezed Baxter, AR owners surface before listing.
Inside Arkansas, Baxter County ranks 59th of 75 counties for home-insurance distress at 32/100; Ashley County (36/100) sits just above Baxter County, and Boone County (32/100) sits just below Baxter County.
Deterministic. Every Baxter County, AR signal traces to a public Baxter dataset (FEMA, NFIP, Census for Baxter, AR) · how insurance distress works in Baxter, AR · methodology
FAQ: Baxter County, AR insurance distress
What is the Baxter County, AR home-insurance-distress score?
Baxter, AR: 32/100 (LOW), #1,511 of 3,222, #59 in Arkansas. FEMA hazard, Baxter, AR: 63/100; NFIP stress, Baxter, AR: 0/100; construction, Baxter, AR: 36/100; Baxter, AR rescores monthly.
Is Baxter County insurance distress getting better or worse (AR)?
Baxter, AR: 33 in March 2026; Baxter, AR: 26 in October 2026 (better); Baxter, AR climate component 52.
Which Baxter County ZIP codes carry the most insurance distress (AR)?
Baxter, AR, June 2026: 72537 at 0, 72544 at 0, 72617 at 0, 72623 at 0; Baxter, AR climate scores there: 67, 67, 67, 67.
Why does Baxter, AR insurance distress create sellers?
A Baxter, AR premium outruns the Baxter, AR budget; a carrier leaves Baxter, AR; Baxter, AR carrying cost passes plan; Baxter, AR owners sell while current; Baxter, AR insurance distress leads Baxter, AR foreclosure data.