Carroll County, AR: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, AR: 32/100 (moderate) home-insurance distress; Carroll, AR band LOW; Carroll, AR #1,513 of 3,222 counties; Carroll, AR #61 of 75 in Arkansas; raw Carroll, AR 31.2; Carroll, AR coverage multiplier 0.85.
FEMA hazard, Carroll, AR: 63/100; Carroll, AR declarations, three years: 6; Carroll, AR perils: 4 severe-storm; Carroll, AR five-year count 9 (severity 16.5); Carroll, AR ten-year 9; hazard-weighted, Carroll, AR: 4.0.
Declared incidents on the Carroll, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Carroll, AR); 2024 Severe Storm 2 (Carroll, AR).
NFIP claims, Carroll, AR, three years: none; Carroll, AR claim-stress 0/100.
Carroll, AR monthly score fell, 33 (March 2026) to 26 (October 2026); Carroll, AR by month: March 33, April 33, May 30, June 30 (Carroll, AR), July 27, August 26, September 32, October 26.
Carroll, AR components: climate 52; Carroll, AR retreat index 26; Carroll, AR climate multiplier 0.85.
Construction distress, Carroll, AR: 50/100 as of August 2026 (Carroll, AR: 51/100 one-to-four unit, 7/100 multifamily).
Carroll, AR ZIPs, June 2026 (Carroll, AR, 9 highest): score 0 (Carroll, AR), climate 62 (Carroll, AR): 72662; score 0 (Carroll, AR), climate 59 (Carroll, AR): 72611, 72616, 72631, 72632, Carroll, AR 72660; score 0 (Carroll, AR), climate 57 (Carroll, AR): 72638; score 0 (Carroll, AR), climate 44 (Carroll, AR): 72740; score 0 (Carroll, AR), climate 20 (Carroll, AR): 72624.
DLRadar rescores Carroll, AR monthly; Carroll, AR readings join Carroll, AR foreclosure, lien and ownership parcels (Carroll, AR), so cost-squeezed Carroll, AR owners surface before listing.
Inside Arkansas, Carroll County ranks 61st of 75 counties for home-insurance distress at 32/100; Boone County (32/100) sits just above Carroll County, and Madison County (32/100) sits just below Carroll County.
Deterministic. Every Carroll County, AR signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, AR) · how insurance distress works in Carroll, AR · methodology
FAQ: Carroll County, AR insurance distress
What is the Carroll County, AR home-insurance-distress score?
Carroll, AR: 32/100 (LOW), #1,513 of 3,222, #61 in Arkansas. FEMA hazard, Carroll, AR: 63/100; NFIP stress, Carroll, AR: 0/100; construction, Carroll, AR: 50/100; Carroll, AR rescores monthly.
Is Carroll County insurance distress getting better or worse (AR)?
Carroll, AR: 33 in March 2026; Carroll, AR: 26 in October 2026 (better); Carroll, AR climate component 52.
Which Carroll County ZIP codes carry the most insurance distress (AR)?
Carroll, AR, June 2026: 72662 at 0, 72611 at 0, 72616 at 0, 72631 at 0; Carroll, AR climate scores there: 62, 59, 59, 59.
Why does Carroll, AR insurance distress create sellers?
A Carroll, AR premium outruns the Carroll, AR budget; a carrier leaves Carroll, AR; Carroll, AR carrying cost passes plan; Carroll, AR owners sell while current; Carroll, AR insurance distress leads Carroll, AR foreclosure data.