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Clark County, AR: Home-Insurance Distress & Forced-Sale Pressure

Clark County, AR: 77/100 (severe) home-insurance distress; Clark, AR band MEDIUM; Clark, AR #447 of 3,222 counties; Clark, AR #17 of 75 in Arkansas; raw Clark, AR 68.9.

FEMA hazard, Clark, AR: 72/100; Clark, AR declarations, three years: 6; Clark, AR perils: 3 flood, 2 severe-storm; Clark, AR five-year count 9 (severity 18.0); Clark, AR ten-year 9; hazard-weighted, Clark, AR: 6.0.

Declared incidents on the Clark, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Clark, AR); 2025 Flood 2 (Clark, AR).

NFIP claims, Clark, AR, three years: 6; Clark, AR payouts $343,937; per Clark, AR claim $57,323; Clark, AR claim-stress 84/100.

Clark, AR monthly score fell, 78 (March 2026) to 69 (October 2026); Clark, AR by month: March 78, April 78, May 75, June 75 (Clark, AR), July 73, August 72, September 78, October 69.

Clark, AR components: climate 60, NFIP claims 84; Clark, AR retreat index 69.

Construction distress, Clark, AR: 76/100 as of August 2026 (Clark, AR: 76/100 one-to-four unit, 0/100 multifamily).

Clark, AR ZIPs, June 2026 (Clark, AR, 11 highest): score 0 (Clark, AR), climate 51 (Clark, AR): 71929; score 0 (Clark, AR), climate 38 (Clark, AR): 71721, 71728, 71743, 71772, Clark, AR 71923, 71962, 71998, 71999; score 0 (Clark, AR), climate 36 (Clark, AR): 71921; score 0 (Clark, AR), climate 13 (Clark, AR): 71763.

DLRadar rescores Clark, AR monthly; Clark, AR readings join Clark, AR foreclosure, lien and ownership parcels (Clark, AR), so cost-squeezed Clark, AR owners surface before listing.

Inside Arkansas, Clark County ranks 16th of 75 counties for home-insurance distress at 77/100; Cross County (77/100) sits just above Clark County, and Lee County (77/100) sits just below Clark County.

Insurance distress
77/100
Clark, AR: MEDIUM
National rank
#447
Clark, AR: of 3,222 counties
FEMA hazard
72/100
Clark County hazard
NFIP claim stress
84/100
Clark, AR 3-year
Flood claims (3y)
6
Clark, AR
Claims paid (3y)
$343,937
Clark, AR payouts
Per claim
$57,323
Clark, AR
Construction distress
76/100
Clark, AR

Deterministic. Every Clark County, AR signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, AR) · how insurance distress works in Clark, AR · methodology

FAQ: Clark County, AR insurance distress

What is the Clark County, AR home-insurance-distress score?

Clark, AR: 77/100 (MEDIUM), #447 of 3,222, #17 in Arkansas. FEMA hazard, Clark, AR: 72/100; NFIP stress, Clark, AR: 84/100; construction, Clark, AR: 76/100; Clark, AR rescores monthly.

Is Clark County insurance distress getting better or worse (AR)?

Clark, AR: 78 in March 2026; Clark, AR: 69 in October 2026 (better); Clark, AR climate component 60; Clark, AR NFIP claims score 84.

How many flood-insurance claims has Clark County, AR had?

Clark, AR: 6 NFIP claims, three years; Clark, AR paid $343,937; per Clark, AR claim $57,323; carriers reprice Clark, AR against that record.

Which Clark County ZIP codes carry the most insurance distress (AR)?

Clark, AR, June 2026: 71929 at 0, 71721 at 0, 71728 at 0, 71743 at 0; Clark, AR climate scores there: 51, 38, 38, 38.

Why does Clark, AR insurance distress create sellers?

A Clark, AR premium outruns the Clark, AR budget; a carrier leaves Clark, AR; Clark, AR carrying cost passes plan; Clark, AR owners sell while current; Clark, AR insurance distress leads Clark, AR foreclosure data.

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