Crawford County, AR: Home-Insurance Distress & Forced-Sale Pressure
Crawford County, Arkansas carries a elevated home-insurance-distress reading of 59/100 — ranked #870 nationally, in the upper half of U.S. counties. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.
Replacement economics add to the squeeze — a 70/100 construction-distress reading means rebuilding here is costly, and premiums follow rebuild cost.
Because coverage pressure seldom acts alone, Crawford County's 59/100 is cross-checked against foreclosure filings, liens and ownership churn to isolate the truly insurance-driven sellers.
The Crawford County figures refresh on a monthly cadence as FEMA hazard revisions, new NFIP claim settlements and updated carrier filings land, so the 59/100 reading reflects the current renewal environment rather than a historical average.
It is the combination -- 51/100 hazard, 72/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
Practically, Crawford County's 59/100 score points acquisition teams at owners for whom the next renewal, not the next payment, is the pressure point.
With 1 flood claims and $62,875 in payouts on the three-year record, Crawford County gives underwriters a concrete reason to reprice or exit.
Driving it: a FEMA hazard score of 51/100; NFIP flood-claim stress of 72/100 over three years, all of which push carriers toward higher rates or non-renewal.
DLRadar rebuilds insurance distress nationwide each month and wires Crawford County score into the parcel-level foreclosure and ownership graph. The point is reaching those owners while carrying cost is still the problem, not after the filing.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Crawford County insurance distress — FAQ
How bad is home-insurance distress in Crawford County, Arkansas?
Crawford County registers 59/100 on DLRadar home-insurance distress scale, a monthly read built from FEMA hazard, NFIP claim and carrier-pressure inputs.
How many flood-insurance claims has Crawford County had?
Over the trailing three years, Crawford County recorded 1 NFIP flood claims with $62,875 paid out, roughly $62,875 per claim. That loss history is a primary input insurers use when they raise premiums or decline to renew.
How does insurance cost turn into seller supply in Crawford County?
In Crawford County, a coverage bill that outruns the owner's budget - or a carrier that simply exits - can push total carrying cost past the breaking point. Those owners frequently sell ahead of any missed payment, so insurance distress works as an early, upstream read on future seller supply.