Garland County, AR: Home-Insurance Distress & Forced-Sale Pressure
Garland County, AR: 76/100 (severe) home-insurance distress; Garland, AR band MEDIUM; Garland, AR #484 of 3,222 counties; Garland, AR #19 of 75 in Arkansas; raw Garland, AR 67.6.
FEMA hazard, Garland, AR: 72/100; Garland, AR declarations, three years: 6; Garland, AR perils: 3 flood, 2 severe-storm; Garland, AR five-year count 9 (severity 18.0); Garland, AR ten-year 9; hazard-weighted, Garland, AR: 6.0.
Declared incidents on the Garland, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Garland, AR); 2025 Flood 2 (Garland, AR).
NFIP claims, Garland, AR, three years: 14; Garland, AR payouts $284,849; per Garland, AR claim $20,346; Garland, AR claim-stress 81/100.
Garland, AR monthly score fell, 76 (March 2026) to 68 (October 2026); Garland, AR by month: March 76, April 76, May 74, June 74 (Garland, AR), July 72, August 71, September 77, October 68.
Garland, AR components: climate 60, NFIP claims 81; Garland, AR retreat index 68.
Construction distress, Garland, AR: 0/100 as of August 2026 (Garland, AR: 64/100 one-to-four unit, 0/100 multifamily).
Garland, AR ZIPs, June 2026 (Garland, AR, 10 highest): score 44 (Garland, AR), climate 87, price stress 25 (Garland, AR): 71901, 71949, 71956, 71968; score 43 (Garland, AR), climate 85, price stress 25 (Garland, AR): 71909; score 42 (Garland, AR), climate 81, price stress 25 (Garland, AR): 71964; score 41 (Garland, AR), climate 79, price stress 25 (Garland, AR): 71913; score 0 (Garland, AR), climate 82 (Garland, AR): 72087; score 0 (Garland, AR), climate 55 (Garland, AR): 71933; score 0 (Garland, AR), climate 52 (Garland, AR): 72104.
DLRadar rescores Garland, AR monthly; Garland, AR readings join Garland, AR foreclosure, lien and ownership parcels (Garland, AR), so cost-squeezed Garland, AR owners surface before listing.
Inside Arkansas, Garland County ranks 19th of 75 counties for home-insurance distress at 76/100; Jackson County (77/100) sits just above Garland County, and Lonoke County (75/100) sits just below Garland County.
Deterministic. Every Garland County, AR signal traces to a public Garland dataset (FEMA, NFIP, Census for Garland, AR) · how insurance distress works in Garland, AR · methodology
FAQ: Garland County, AR insurance distress
What is the Garland County, AR home-insurance-distress score?
Garland, AR: 76/100 (MEDIUM), #484 of 3,222, #19 in Arkansas. FEMA hazard, Garland, AR: 72/100; NFIP stress, Garland, AR: 81/100; construction, Garland, AR: 0/100; Garland, AR rescores monthly.
Is Garland County insurance distress getting better or worse (AR)?
Garland, AR: 76 in March 2026; Garland, AR: 68 in October 2026 (better); Garland, AR climate component 60; Garland, AR NFIP claims score 81.
How many flood-insurance claims has Garland County, AR had?
Garland, AR: 14 NFIP claims, three years; Garland, AR paid $284,849; per Garland, AR claim $20,346; carriers reprice Garland, AR against that record.
Which Garland County ZIP codes carry the most insurance distress (AR)?
Garland, AR, June 2026: 71901 at 44, 71949 at 44, 71956 at 44, 71968 at 44; Garland, AR climate scores there: 87, 87, 87, 87.
Why does Garland, AR insurance distress create sellers?
A Garland, AR premium outruns the Garland, AR budget; a carrier leaves Garland, AR; Garland, AR carrying cost passes plan; Garland, AR owners sell while current; Garland, AR insurance distress leads Garland, AR foreclosure data.