Hempstead County, AR: Home-Insurance Distress & Forced-Sale Pressure
Hempstead County, AR: 66/100 (elevated) home-insurance distress; Hempstead, AR band MEDIUM; Hempstead, AR #744 of 3,222 counties; Hempstead, AR #31 of 75 in Arkansas.
FEMA hazard, Hempstead, AR: 72/100; Hempstead, AR declarations, three years: 9; Hempstead, AR perils: 3 flood, 3 severe-storm; Hempstead, AR five-year count 9 (severity 18.0); Hempstead, AR ten-year 9; hazard-weighted, Hempstead, AR: 9.0.
Declared incidents on the Hempstead, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Hempstead, AR); 2025 Flood 2 (Hempstead, AR).
NFIP claims, Hempstead, AR, three years: 1; Hempstead, AR payouts $11,578; per Hempstead, AR claim $11,578; Hempstead, AR claim-stress 56/100.
Hempstead, AR monthly score fell, 68 (March 2026) to 59 (October 2026); Hempstead, AR by month: March 68, April 68, May 65, June 65 (Hempstead, AR), July 63, August 63, September 68, October 59.
Hempstead, AR components: climate 60, NFIP claims 56; Hempstead, AR retreat index 59.
Construction distress, Hempstead, AR: 98/100 as of August 2026 (Hempstead, AR: 98/100 one-to-four unit, 0/100 multifamily).
Hempstead, AR ZIPs, June 2026 (Hempstead, AR, 11 highest): score 0 (Hempstead, AR), climate 48 (Hempstead, AR): 71838; score 0 (Hempstead, AR), climate 47 (Hempstead, AR): 71825, 71847, 71855, 71862; score 0 (Hempstead, AR), climate 46 (Hempstead, AR): 71801, 71859; score 0 (Hempstead, AR), climate 43 (Hempstead, AR): 71831; score 0 (Hempstead, AR), climate 39 (Hempstead, AR): 71852; score 0 (Hempstead, AR), climate 28 (Hempstead, AR): 71835; score 0 (Hempstead, AR), climate 26 (Hempstead, AR): 71857.
DLRadar rescores Hempstead, AR monthly; Hempstead, AR readings join Hempstead, AR foreclosure, lien and ownership parcels (Hempstead, AR), so cost-squeezed Hempstead, AR owners surface before listing.
Inside Arkansas, Hempstead County ranks 31st of 75 counties for home-insurance distress at 66/100; Independence County (66/100) sits just above Hempstead County, and White County (66/100) sits just below Hempstead County.
Deterministic. Every Hempstead County, AR signal traces to a public Hempstead dataset (FEMA, NFIP, Census for Hempstead, AR) · how insurance distress works in Hempstead, AR · methodology
FAQ: Hempstead County, AR insurance distress
What is the Hempstead County, AR home-insurance-distress score?
Hempstead, AR: 66/100 (MEDIUM), #744 of 3,222, #31 in Arkansas. FEMA hazard, Hempstead, AR: 72/100; NFIP stress, Hempstead, AR: 56/100; construction, Hempstead, AR: 98/100; Hempstead, AR rescores monthly.
Is Hempstead County insurance distress getting better or worse (AR)?
Hempstead, AR: 68 in March 2026; Hempstead, AR: 59 in October 2026 (better); Hempstead, AR climate component 60; Hempstead, AR NFIP claims score 56.
How many flood-insurance claims has Hempstead County, AR had?
Hempstead, AR: 1 NFIP claims, three years; Hempstead, AR paid $11,578; per Hempstead, AR claim $11,578; carriers reprice Hempstead, AR against that record.
Which Hempstead County ZIP codes carry the most insurance distress (AR)?
Hempstead, AR, June 2026: 71838 at 0, 71825 at 0, 71847 at 0, 71855 at 0; Hempstead, AR climate scores there: 48, 47, 47, 47.
Why does Hempstead, AR insurance distress create sellers?
A Hempstead, AR premium outruns the Hempstead, AR budget; a carrier leaves Hempstead, AR; Hempstead, AR carrying cost passes plan; Hempstead, AR owners sell while current; Hempstead, AR insurance distress leads Hempstead, AR foreclosure data.