Howard County, AR: Home-Insurance Distress & Forced-Sale Pressure
Howard County, AR: 25/100 (moderate) home-insurance distress; Howard, AR band LOW; Howard, AR #1,893 of 3,222 counties; Howard, AR #68 of 75 in Arkansas; raw Howard, AR 29.7; Howard, AR coverage multiplier 0.85.
FEMA hazard, Howard, AR: 50/100; Howard, AR declarations, three years: 6; Howard, AR perils: 3 severe-storm; Howard, AR five-year count 6 (severity 12.0); Howard, AR ten-year 6; hazard-weighted, Howard, AR: 3.0.
Declared incidents on the Howard, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Howard, AR).
NFIP claims, Howard, AR, three years: none; Howard, AR claim-stress 0/100.
Howard, AR monthly score fell, 26 (March 2026) to 20 (October 2026); Howard, AR by month: March 26, April 26, May 24, June 24 (Howard, AR), July 23, August 21, September 25, October 20.
Howard, AR components: climate 40; Howard, AR retreat index 20; Howard, AR climate multiplier 0.85.
Construction distress, Howard, AR: 49/100 as of August 2026 (Howard, AR: 49/100 one-to-four unit, 0/100 multifamily).
Howard, AR ZIPs, June 2026 (Howard, AR, 9 highest): score 0 (Howard, AR), climate 48 (Howard, AR): 71838; score 0 (Howard, AR), climate 46 (Howard, AR): 71859; score 0 (Howard, AR), climate 43 (Howard, AR): 71831, 71833; score 0 (Howard, AR), climate 42 (Howard, AR): 71851; score 0 (Howard, AR), climate 41 (Howard, AR): 71973; score 0 (Howard, AR), climate 39 (Howard, AR): 71852, 71971; score 0 (Howard, AR), climate 32 (Howard, AR): 71959.
DLRadar rescores Howard, AR monthly; Howard, AR readings join Howard, AR foreclosure, lien and ownership parcels (Howard, AR), so cost-squeezed Howard, AR owners surface before listing.
Inside Arkansas, Howard County ranks 68th of 75 counties for home-insurance distress at 25/100; Franklin County (25/100) sits just above Howard County, and Johnson County (25/100) sits just below Howard County.
Deterministic. Every Howard County, AR signal traces to a public Howard dataset (FEMA, NFIP, Census for Howard, AR) · how insurance distress works in Howard, AR · methodology
FAQ: Howard County, AR insurance distress
What is the Howard County, AR home-insurance-distress score?
Howard, AR: 25/100 (LOW), #1,893 of 3,222, #68 in Arkansas. FEMA hazard, Howard, AR: 50/100; NFIP stress, Howard, AR: 0/100; construction, Howard, AR: 49/100; Howard, AR rescores monthly.
Is Howard County insurance distress getting better or worse (AR)?
Howard, AR: 26 in March 2026; Howard, AR: 20 in October 2026 (better); Howard, AR climate component 40.
Which Howard County ZIP codes carry the most insurance distress (AR)?
Howard, AR, June 2026: 71838 at 0, 71859 at 0, 71831 at 0, 71833 at 0; Howard, AR climate scores there: 48, 46, 43, 43.
Why does Howard, AR insurance distress create sellers?
A Howard, AR premium outruns the Howard, AR budget; a carrier leaves Howard, AR; Howard, AR carrying cost passes plan; Howard, AR owners sell while current; Howard, AR insurance distress leads Howard, AR foreclosure data.