Jefferson County, AR: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, AR: 60/100 (elevated) home-insurance distress; Jefferson, AR band MEDIUM; Jefferson, AR #893 of 3,222 counties; Jefferson, AR #37 of 75 in Arkansas.
FEMA hazard, Jefferson, AR: 50/100; Jefferson, AR declarations, three years: 6; Jefferson, AR perils: 3 severe-storm; Jefferson, AR five-year count 9 (severity 15.0); Jefferson, AR ten-year 9; hazard-weighted, Jefferson, AR: 3.0.
Declared incidents on the Jefferson, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Jefferson, AR); 2023 Winter Storm 3 (Jefferson, AR).
NFIP claims, Jefferson, AR, three years: 4; Jefferson, AR payouts $116,556; per Jefferson, AR claim $29,139; Jefferson, AR claim-stress 75/100.
Jefferson, AR monthly score fell, 62 (March 2026) to 54 (October 2026); Jefferson, AR by month: March 62, April 62, May 59, June 59 (Jefferson, AR), July 57, August 56, September 60, October 54.
Jefferson, AR components: climate 40, NFIP claims 75; Jefferson, AR retreat index 54.
Construction distress, Jefferson, AR: 44/100 as of August 2026 (Jefferson, AR: 44/100 one-to-four unit, 4/100 multifamily).
Jefferson, AR ZIPs, June 2026 (Jefferson, AR, 16 highest): score 0 (Jefferson, AR), climate 82 (Jefferson, AR): 71659, 72133, 72152, 72168, Jefferson, AR 72182; score 0 (Jefferson, AR), climate 81 (Jefferson, AR): 71601, 72004, 72046, 72175; score 0 (Jefferson, AR), climate 79 (Jefferson, AR): 72072; score 0 (Jefferson, AR), climate 72 (Jefferson, AR): 71603; score 0 (Jefferson, AR), climate 71 (Jefferson, AR): 71602; score 0 (Jefferson, AR), climate 60 (Jefferson, AR): 72073; score 0 (Jefferson, AR), climate 59 (Jefferson, AR): 72079; score 0 (Jefferson, AR), climate 55 (Jefferson, AR): 72160; score 0 (Jefferson, AR), climate 54 (Jefferson, AR): 72132.
DLRadar rescores Jefferson, AR monthly; Jefferson, AR readings join Jefferson, AR foreclosure, lien and ownership parcels (Jefferson, AR), so cost-squeezed Jefferson, AR owners surface before listing.
Inside Arkansas, Jefferson County ranks 37th of 75 counties for home-insurance distress at 60/100; Bradley County (62/100) sits just above Jefferson County, and Phillips County (59/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, AR signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, AR) · how insurance distress works in Jefferson, AR · methodology
FAQ: Jefferson County, AR insurance distress
What is the Jefferson County, AR home-insurance-distress score?
Jefferson, AR: 60/100 (MEDIUM), #893 of 3,222, #37 in Arkansas. FEMA hazard, Jefferson, AR: 50/100; NFIP stress, Jefferson, AR: 75/100; construction, Jefferson, AR: 44/100; Jefferson, AR rescores monthly.
Is Jefferson County insurance distress getting better or worse (AR)?
Jefferson, AR: 62 in March 2026; Jefferson, AR: 54 in October 2026 (better); Jefferson, AR climate component 40; Jefferson, AR NFIP claims score 75.
How many flood-insurance claims has Jefferson County, AR had?
Jefferson, AR: 4 NFIP claims, three years; Jefferson, AR paid $116,556; per Jefferson, AR claim $29,139; carriers reprice Jefferson, AR against that record.
Which Jefferson County ZIP codes carry the most insurance distress (AR)?
Jefferson, AR, June 2026: 71659 at 0, 72133 at 0, 72152 at 0, 72168 at 0; Jefferson, AR climate scores there: 82, 82, 82, 82.
Why does Jefferson, AR insurance distress create sellers?
A Jefferson, AR premium outruns the Jefferson, AR budget; a carrier leaves Jefferson, AR; Jefferson, AR carrying cost passes plan; Jefferson, AR owners sell while current; Jefferson, AR insurance distress leads Jefferson, AR foreclosure data.