Lafayette County, AR: Home-Insurance Distress & Forced-Sale Pressure
Lafayette County, AR: 37/100 (moderate) home-insurance distress; Lafayette, AR band LOW; Lafayette, AR #1,431 of 3,222 counties; Lafayette, AR #49 of 75 in Arkansas; raw Lafayette, AR 43.5; Lafayette, AR coverage multiplier 0.85.
FEMA hazard, Lafayette, AR: 72/100; Lafayette, AR declarations, three years: 9; Lafayette, AR perils: 3 flood, 3 severe-storm; Lafayette, AR five-year count 9 (severity 18.0); Lafayette, AR ten-year 9; hazard-weighted, Lafayette, AR: 9.0.
Declared incidents on the Lafayette, AR record: 2026 Winter Storm 3; 2025 Severe Storm 3 (Lafayette, AR); 2025 Flood 3 (Lafayette, AR).
NFIP claims, Lafayette, AR, three years: none; Lafayette, AR claim-stress 0/100.
Lafayette, AR monthly score fell, 37 (March 2026) to 30 (October 2026); Lafayette, AR by month: March 37, April 37, May 35, June 35 (Lafayette, AR), July 33, August 33, September 38, October 30.
Lafayette, AR components: climate 60; Lafayette, AR retreat index 30; Lafayette, AR climate multiplier 0.85.
Construction distress, Lafayette, AR: 30/100 as of August 2026 (Lafayette, AR: 30/100 one-to-four unit, 0/100 multifamily).
Lafayette, AR ZIPs, June 2026 (Lafayette, AR, 6 highest): score 0 (Lafayette, AR), climate 46 (Lafayette, AR): 71801; score 0 (Lafayette, AR), climate 31 (Lafayette, AR): 71861; score 0 (Lafayette, AR), climate 29 (Lafayette, AR): 71860; score 0 (Lafayette, AR), climate 28 (Lafayette, AR): 71826, 71845; score 0 (Lafayette, AR), climate 26 (Lafayette, AR): 71827.
DLRadar rescores Lafayette, AR monthly; Lafayette, AR readings join Lafayette, AR foreclosure, lien and ownership parcels (Lafayette, AR), so cost-squeezed Lafayette, AR owners surface before listing.
Inside Arkansas, Lafayette County ranks 49th of 75 counties for home-insurance distress at 37/100; Dallas County (37/100) sits just above Lafayette County, and Little River County (37/100) sits just below Lafayette County.
Deterministic. Every Lafayette County, AR signal traces to a public Lafayette dataset (FEMA, NFIP, Census for Lafayette, AR) · how insurance distress works in Lafayette, AR · methodology
FAQ: Lafayette County, AR insurance distress
What is the Lafayette County, AR home-insurance-distress score?
Lafayette, AR: 37/100 (LOW), #1,431 of 3,222, #49 in Arkansas. FEMA hazard, Lafayette, AR: 72/100; NFIP stress, Lafayette, AR: 0/100; construction, Lafayette, AR: 30/100; Lafayette, AR rescores monthly.
Is Lafayette County insurance distress getting better or worse (AR)?
Lafayette, AR: 37 in March 2026; Lafayette, AR: 30 in October 2026 (better); Lafayette, AR climate component 60.
Which Lafayette County ZIP codes carry the most insurance distress (AR)?
Lafayette, AR, June 2026: 71801 at 0, 71861 at 0, 71860 at 0, 71826 at 0; Lafayette, AR climate scores there: 46, 31, 29, 28.
Why does Lafayette, AR insurance distress create sellers?
A Lafayette, AR premium outruns the Lafayette, AR budget; a carrier leaves Lafayette, AR; Lafayette, AR carrying cost passes plan; Lafayette, AR owners sell while current; Lafayette, AR insurance distress leads Lafayette, AR foreclosure data.