Lawrence County, AR: Home-Insurance Distress & Forced-Sale Pressure
Lawrence County, AR: 79/100 (severe) home-insurance distress; Lawrence, AR band MEDIUM; Lawrence, AR #393 of 3,222 counties; Lawrence, AR #9 of 75 in Arkansas; raw Lawrence, AR 72.7.
FEMA hazard, Lawrence, AR: 78/100; Lawrence, AR declarations, three years: 8; Lawrence, AR perils: 3 flood, 4 severe-storm; Lawrence, AR five-year count 12 (severity 24.0); Lawrence, AR ten-year 12; hazard-weighted, Lawrence, AR: 8.0.
Declared incidents on the Lawrence, AR record: 2026 Winter Storm 2; 2025 Severe Storm 4 (Lawrence, AR); 2025 Flood 2 (Lawrence, AR).
NFIP claims, Lawrence, AR, three years: 3; Lawrence, AR payouts $209,905; per Lawrence, AR claim $69,968; Lawrence, AR claim-stress 80/100.
Lawrence, AR monthly score fell, 80 (March 2026) to 73 (October 2026); Lawrence, AR by month: March 80, April 80, May 77, June 77 (Lawrence, AR), July 75, August 75, September 80, October 73.
Lawrence, AR components: climate 68, NFIP claims 80; Lawrence, AR retreat index 73.
Construction distress, Lawrence, AR: 91/100 as of August 2026 (Lawrence, AR: 62/100 one-to-four unit, 100/100 multifamily).
Lawrence, AR ZIPs, June 2026 (Lawrence, AR, 14 highest): score 0 (Lawrence, AR), climate 65 (Lawrence, AR): 72476; score 0 (Lawrence, AR), climate 64 (Lawrence, AR): 72434, 72572; score 0 (Lawrence, AR), climate 63 (Lawrence, AR): 72410, 72415, 72433, 72440, Lawrence, AR 72445, 72457, 72458, 72459, Lawrence, AR 72469; score 0 (Lawrence, AR), climate 62 (Lawrence, AR): 72466; score 0 (Lawrence, AR), climate 60 (Lawrence, AR): 72482.
DLRadar rescores Lawrence, AR monthly; Lawrence, AR readings join Lawrence, AR foreclosure, lien and ownership parcels (Lawrence, AR), so cost-squeezed Lawrence, AR owners surface before listing.
Inside Arkansas, Lawrence County ranks 10th of 75 counties for home-insurance distress at 79/100; Pulaski County (80/100) sits just above Lawrence County, and Desha County (79/100) sits just below Lawrence County.
Deterministic. Every Lawrence County, AR signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, AR) · how insurance distress works in Lawrence, AR · methodology
FAQ: Lawrence County, AR insurance distress
What is the Lawrence County, AR home-insurance-distress score?
Lawrence, AR: 79/100 (MEDIUM), #393 of 3,222, #9 in Arkansas. FEMA hazard, Lawrence, AR: 78/100; NFIP stress, Lawrence, AR: 80/100; construction, Lawrence, AR: 91/100; Lawrence, AR rescores monthly.
Is Lawrence County insurance distress getting better or worse (AR)?
Lawrence, AR: 80 in March 2026; Lawrence, AR: 73 in October 2026 (better); Lawrence, AR climate component 68; Lawrence, AR NFIP claims score 80.
How many flood-insurance claims has Lawrence County, AR had?
Lawrence, AR: 3 NFIP claims, three years; Lawrence, AR paid $209,905; per Lawrence, AR claim $69,968; carriers reprice Lawrence, AR against that record.
Which Lawrence County ZIP codes carry the most insurance distress (AR)?
Lawrence, AR, June 2026: 72476 at 0, 72434 at 0, 72572 at 0, 72410 at 0; Lawrence, AR climate scores there: 65, 64, 64, 63.
Why does Lawrence, AR insurance distress create sellers?
A Lawrence, AR premium outruns the Lawrence, AR budget; a carrier leaves Lawrence, AR; Lawrence, AR carrying cost passes plan; Lawrence, AR owners sell while current; Lawrence, AR insurance distress leads Lawrence, AR foreclosure data.