Lonoke County, AR: Home-Insurance Distress & Forced-Sale Pressure
Lonoke County, AR: 75/100 (severe) home-insurance distress; Lonoke, AR band MEDIUM; Lonoke, AR #492 of 3,222 counties; Lonoke, AR #20 of 75 in Arkansas.
FEMA hazard, Lonoke, AR: 72/100; Lonoke, AR declarations, three years: 9; Lonoke, AR perils: 3 flood, 3 severe-storm; Lonoke, AR five-year count 15 (severity 24.0); Lonoke, AR ten-year 15; hazard-weighted, Lonoke, AR: 9.0.
Declared incidents on the Lonoke, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Lonoke, AR); 2025 Flood 2; 2023 Severe Storm 2 (Lonoke, AR).
NFIP claims, Lonoke, AR, three years: 6; Lonoke, AR payouts $207,117; per Lonoke, AR claim $34,520; Lonoke, AR claim-stress 80/100.
Lonoke, AR monthly score fell, 76 (March 2026) to 68 (October 2026); Lonoke, AR by month: March 76, April 76, May 74, June 74 (Lonoke, AR), July 71, August 71, September 77, October 68.
Lonoke, AR components: climate 60, NFIP claims 80; Lonoke, AR retreat index 68.
Construction distress, Lonoke, AR: 16/100 as of August 2026 (Lonoke, AR: 15/100 one-to-four unit, 95/100 multifamily).
Lonoke, AR ZIPs, June 2026 (Lonoke, AR, 11 highest): score 0 (Lonoke, AR), climate 94 (Lonoke, AR): 72076; score 0 (Lonoke, AR), climate 86 (Lonoke, AR): 72142; score 0 (Lonoke, AR), climate 83 (Lonoke, AR): 72023; score 0 (Lonoke, AR), climate 81 (Lonoke, AR): 72046; score 0 (Lonoke, AR), climate 79 (Lonoke, AR): 72072; score 0 (Lonoke, AR), climate 78 (Lonoke, AR): 72007, 72083; score 0 (Lonoke, AR), climate 76 (Lonoke, AR): 72086; score 0 (Lonoke, AR), climate 75 (Lonoke, AR): 72024; score 0 (Lonoke, AR), climate 64 (Lonoke, AR): 72176; score 0 (Lonoke, AR), climate 55 (Lonoke, AR): 72160.
DLRadar rescores Lonoke, AR monthly; Lonoke, AR readings join Lonoke, AR foreclosure, lien and ownership parcels (Lonoke, AR), so cost-squeezed Lonoke, AR owners surface before listing.
Inside Arkansas, Lonoke County ranks 20th of 75 counties for home-insurance distress at 75/100; Garland County (76/100) sits just above Lonoke County, and Craighead County (75/100) sits just below Lonoke County.
Deterministic. Every Lonoke County, AR signal traces to a public Lonoke dataset (FEMA, NFIP, Census for Lonoke, AR) · how insurance distress works in Lonoke, AR · methodology
FAQ: Lonoke County, AR insurance distress
What is the Lonoke County, AR home-insurance-distress score?
Lonoke, AR: 75/100 (MEDIUM), #492 of 3,222, #20 in Arkansas. FEMA hazard, Lonoke, AR: 72/100; NFIP stress, Lonoke, AR: 80/100; construction, Lonoke, AR: 16/100; Lonoke, AR rescores monthly.
Is Lonoke County insurance distress getting better or worse (AR)?
Lonoke, AR: 76 in March 2026; Lonoke, AR: 68 in October 2026 (better); Lonoke, AR climate component 60; Lonoke, AR NFIP claims score 80.
How many flood-insurance claims has Lonoke County, AR had?
Lonoke, AR: 6 NFIP claims, three years; Lonoke, AR paid $207,117; per Lonoke, AR claim $34,520; carriers reprice Lonoke, AR against that record.
Which Lonoke County ZIP codes carry the most insurance distress (AR)?
Lonoke, AR, June 2026: 72076 at 0, 72142 at 0, 72023 at 0, 72046 at 0; Lonoke, AR climate scores there: 94, 86, 83, 81.
Why does Lonoke, AR insurance distress create sellers?
A Lonoke, AR premium outruns the Lonoke, AR budget; a carrier leaves Lonoke, AR; Lonoke, AR carrying cost passes plan; Lonoke, AR owners sell while current; Lonoke, AR insurance distress leads Lonoke, AR foreclosure data.