Madison County, AR: Home-Insurance Distress & Forced-Sale Pressure
Madison County, AR: 32/100 (moderate) home-insurance distress; Madison, AR band LOW; Madison, AR #1,514 of 3,222 counties; Madison, AR #62 of 75 in Arkansas; raw Madison, AR 31.2; Madison, AR coverage multiplier 0.85.
FEMA hazard, Madison, AR: 63/100; Madison, AR declarations, three years: 6; Madison, AR perils: 4 severe-storm; Madison, AR five-year count 9 (severity 16.5); Madison, AR ten-year 9; hazard-weighted, Madison, AR: 4.0.
Declared incidents on the Madison, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Madison, AR); 2024 Severe Storm 2 (Madison, AR).
NFIP claims, Madison, AR, three years: none; Madison, AR claim-stress 0/100.
Madison, AR monthly score fell, 33 (March 2026) to 26 (October 2026); Madison, AR by month: March 33, April 33, May 30, June 30 (Madison, AR), July 27, August 26, September 32, October 26.
Madison, AR components: climate 52; Madison, AR retreat index 26; Madison, AR climate multiplier 0.85.
Construction distress, Madison, AR: 53/100 as of August 2026 (Madison, AR: 59/100 one-to-four unit, 18/100 multifamily).
Madison, AR ZIPs, June 2026 (Madison, AR, 13 highest): score 0 (Madison, AR), climate 90 (Madison, AR): 72703; score 0 (Madison, AR), climate 85 (Madison, AR): 72756; score 0 (Madison, AR), climate 59 (Madison, AR): 72632, 72727; score 0 (Madison, AR), climate 53 (Madison, AR): 72738; score 0 (Madison, AR), climate 47 (Madison, AR): 72852; score 0 (Madison, AR), climate 45 (Madison, AR): 72773; score 0 (Madison, AR), climate 44 (Madison, AR): 72740; score 0 (Madison, AR), climate 43 (Madison, AR): 72760, 72776; score 0 (Madison, AR), climate 42 (Madison, AR): 72721; score 0 (Madison, AR), climate 39 (Madison, AR): 72742; score 0 (Madison, AR), climate 36 (Madison, AR): 72752.
DLRadar rescores Madison, AR monthly; Madison, AR readings join Madison, AR foreclosure, lien and ownership parcels (Madison, AR), so cost-squeezed Madison, AR owners surface before listing.
Inside Arkansas, Madison County ranks 62nd of 75 counties for home-insurance distress at 32/100; Carroll County (32/100) sits just above Madison County, and Arkansas County (25/100) sits just below Madison County.
Deterministic. Every Madison County, AR signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, AR) · how insurance distress works in Madison, AR · methodology
FAQ: Madison County, AR insurance distress
What is the Madison County, AR home-insurance-distress score?
Madison, AR: 32/100 (LOW), #1,514 of 3,222, #62 in Arkansas. FEMA hazard, Madison, AR: 63/100; NFIP stress, Madison, AR: 0/100; construction, Madison, AR: 53/100; Madison, AR rescores monthly.
Is Madison County insurance distress getting better or worse (AR)?
Madison, AR: 33 in March 2026; Madison, AR: 26 in October 2026 (better); Madison, AR climate component 52.
Which Madison County ZIP codes carry the most insurance distress (AR)?
Madison, AR, June 2026: 72703 at 0, 72756 at 0, 72632 at 0, 72727 at 0; Madison, AR climate scores there: 90, 85, 59, 59.
Why does Madison, AR insurance distress create sellers?
A Madison, AR premium outruns the Madison, AR budget; a carrier leaves Madison, AR; Madison, AR carrying cost passes plan; Madison, AR owners sell while current; Madison, AR insurance distress leads Madison, AR foreclosure data.