Searcy County, AR: Home-Insurance Distress & Forced-Sale Pressure
Searcy County, AR: 37/100 (moderate) home-insurance distress; Searcy, AR band LOW; Searcy, AR #1,439 of 3,222 counties; Searcy, AR #58 of 75 in Arkansas; raw Searcy, AR 35.3; Searcy, AR coverage multiplier 0.85.
FEMA hazard, Searcy, AR: 72/100; Searcy, AR declarations, three years: 6; Searcy, AR perils: 3 flood, 2 severe-storm; Searcy, AR five-year count 12 (severity 21.0); Searcy, AR ten-year 12; hazard-weighted, Searcy, AR: 6.0.
Declared incidents on the Searcy, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Searcy, AR); 2025 Flood 2; 2023 Winter Storm 3 (Searcy, AR).
NFIP claims, Searcy, AR, three years: none; Searcy, AR claim-stress 0/100.
Searcy, AR monthly score fell, 37 (March 2026) to 30 (October 2026); Searcy, AR by month: March 37, April 37, May 35, June 35 (Searcy, AR), July 33, August 33, September 38, October 30.
Searcy, AR components: climate 60; Searcy, AR retreat index 30; Searcy, AR climate multiplier 0.85.
Construction distress, Searcy, AR: 39/100 as of August 2026 (Searcy, AR: 40/100 one-to-four unit, 3/100 multifamily).
Searcy, AR ZIPs, June 2026 (Searcy, AR, 12 highest): score 0 (Searcy, AR), climate 67 (Searcy, AR): 72617; score 0 (Searcy, AR), climate 55 (Searcy, AR): 72686; score 0 (Searcy, AR), climate 45 (Searcy, AR): 72633; score 0 (Searcy, AR), climate 41 (Searcy, AR): 72680; score 0 (Searcy, AR), climate 30 (Searcy, AR): 72645; score 0 (Searcy, AR), climate 28 (Searcy, AR): 72679; score 0 (Searcy, AR), climate 26 (Searcy, AR): 72675; score 0 (Searcy, AR), climate 25 (Searcy, AR): 72639; score 0 (Searcy, AR), climate 24 (Searcy, AR): 72650; score 0 (Searcy, AR), climate 23 (Searcy, AR): 72636, 72669; score 0 (Searcy, AR), climate 16 (Searcy, AR): 72685.
DLRadar rescores Searcy, AR monthly; Searcy, AR readings join Searcy, AR foreclosure, lien and ownership parcels (Searcy, AR), so cost-squeezed Searcy, AR owners surface before listing.
Inside Arkansas, Searcy County ranks 57th of 75 counties for home-insurance distress at 37/100; Scott County (37/100) sits just above Searcy County, and Ashley County (36/100) sits just below Searcy County.
Deterministic. Every Searcy County, AR signal traces to a public Searcy dataset (FEMA, NFIP, Census for Searcy, AR) · how insurance distress works in Searcy, AR · methodology
FAQ: Searcy County, AR insurance distress
What is the Searcy County, AR home-insurance-distress score?
Searcy, AR: 37/100 (LOW), #1,439 of 3,222, #58 in Arkansas. FEMA hazard, Searcy, AR: 72/100; NFIP stress, Searcy, AR: 0/100; construction, Searcy, AR: 39/100; Searcy, AR rescores monthly.
Is Searcy County insurance distress getting better or worse (AR)?
Searcy, AR: 37 in March 2026; Searcy, AR: 30 in October 2026 (better); Searcy, AR climate component 60.
Which Searcy County ZIP codes carry the most insurance distress (AR)?
Searcy, AR, June 2026: 72617 at 0, 72686 at 0, 72633 at 0, 72680 at 0; Searcy, AR climate scores there: 67, 55, 45, 41.
Why does Searcy, AR insurance distress create sellers?
A Searcy, AR premium outruns the Searcy, AR budget; a carrier leaves Searcy, AR; Searcy, AR carrying cost passes plan; Searcy, AR owners sell while current; Searcy, AR insurance distress leads Searcy, AR foreclosure data.