Sebastian County, AR: Home-Insurance Distress & Forced-Sale Pressure
Sebastian County, AR: 62/100 (elevated) home-insurance distress; Sebastian, AR band MEDIUM; Sebastian, AR #846 of 3,222 counties; Sebastian, AR #35 of 75 in Arkansas; raw Sebastian, AR 56.3.
FEMA hazard, Sebastian, AR: 50/100; Sebastian, AR declarations, three years: 4; Sebastian, AR perils: 2 severe-storm; Sebastian, AR five-year count 6 (severity 12.0); Sebastian, AR ten-year 6; hazard-weighted, Sebastian, AR: 2.0.
Declared incidents on the Sebastian, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Sebastian, AR).
NFIP claims, Sebastian, AR, three years: 5; Sebastian, AR payouts $216,755; per Sebastian, AR claim $43,351; Sebastian, AR claim-stress 80/100.
Sebastian, AR monthly score fell, 63 (March 2026) to 56 (October 2026); Sebastian, AR by month: March 63, April 63, May 61, June 61 (Sebastian, AR), July 59, August 57, September 62, October 56.
Sebastian, AR components: climate 40, NFIP claims 80; Sebastian, AR retreat index 56.
Construction distress, Sebastian, AR: 54/100 as of August 2026 (Sebastian, AR: 54/100 one-to-four unit, 53/100 multifamily).
Sebastian, AR ZIPs, June 2026 (Sebastian, AR, 16 highest): score 0 (Sebastian, AR), climate 86 (Sebastian, AR): 72901, 72903, 72904, 72905, Sebastian, AR 72908, 72916, 72923, 72936, Sebastian, AR 72937, 72938, 72940, 72941, Sebastian, AR 72945; score 0 (Sebastian, AR), climate 67 (Sebastian, AR): 72944; score 0 (Sebastian, AR), climate 53 (Sebastian, AR): 72930; score 0 (Sebastian, AR), climate 47 (Sebastian, AR): 72933.
DLRadar rescores Sebastian, AR monthly; Sebastian, AR readings join Sebastian, AR foreclosure, lien and ownership parcels (Sebastian, AR), so cost-squeezed Sebastian, AR owners surface before listing.
Inside Arkansas, Sebastian County ranks 35th of 75 counties for home-insurance distress at 62/100; Chicot County (63/100) sits just above Sebastian County, and Bradley County (62/100) sits just below Sebastian County.
Deterministic. Every Sebastian County, AR signal traces to a public Sebastian dataset (FEMA, NFIP, Census for Sebastian, AR) · how insurance distress works in Sebastian, AR · methodology
FAQ: Sebastian County, AR insurance distress
What is the Sebastian County, AR home-insurance-distress score?
Sebastian, AR: 62/100 (MEDIUM), #846 of 3,222, #35 in Arkansas. FEMA hazard, Sebastian, AR: 50/100; NFIP stress, Sebastian, AR: 80/100; construction, Sebastian, AR: 54/100; Sebastian, AR rescores monthly.
Is Sebastian County insurance distress getting better or worse (AR)?
Sebastian, AR: 63 in March 2026; Sebastian, AR: 56 in October 2026 (better); Sebastian, AR climate component 40; Sebastian, AR NFIP claims score 80.
How many flood-insurance claims has Sebastian County, AR had?
Sebastian, AR: 5 NFIP claims, three years; Sebastian, AR paid $216,755; per Sebastian, AR claim $43,351; carriers reprice Sebastian, AR against that record.
Which Sebastian County ZIP codes carry the most insurance distress (AR)?
Sebastian, AR, June 2026: 72901 at 0, 72903 at 0, 72904 at 0, 72905 at 0; Sebastian, AR climate scores there: 86, 86, 86, 86.
Why does Sebastian, AR insurance distress create sellers?
A Sebastian, AR premium outruns the Sebastian, AR budget; a carrier leaves Sebastian, AR; Sebastian, AR carrying cost passes plan; Sebastian, AR owners sell while current; Sebastian, AR insurance distress leads Sebastian, AR foreclosure data.