Sharp County, AR: Home-Insurance Distress & Forced-Sale Pressure
Sharp County, AR: 89/100 (severe) home-insurance distress; Sharp, AR band HIGH; Sharp, AR #123 of 3,222 counties; Sharp, AR #1 of 75 in Arkansas.
FEMA hazard, Sharp, AR: 87/100; Sharp, AR declarations, three years: 15; Sharp, AR perils: 3 flood, 9 severe-storm; Sharp, AR five-year count 15 (severity 28.5); Sharp, AR ten-year 15; hazard-weighted, Sharp, AR: 15.0.
Declared incidents on the Sharp, AR record: 2026 Winter Storm 2; 2025 Severe Storm 4 (Sharp, AR); 2025 Flood 2; 2024 Severe Storm 2 (Sharp, AR).
NFIP claims, Sharp, AR, three years: 22; Sharp, AR payouts $1,771,599; per Sharp, AR claim $80,527; Sharp, AR claim-stress 93/100.
Sharp, AR monthly score fell, 87 (March 2026) to 81 (October 2026); Sharp, AR by month: March 87, April 87, May 85, June 85 (Sharp, AR), July 83, August 84, September 90, October 81.
Sharp, AR components: climate 73, NFIP claims 93; Sharp, AR retreat index 81.
Construction distress, Sharp, AR: 13/100 as of August 2026 (Sharp, AR: 9/100 one-to-four unit, 27/100 multifamily).
Sharp, AR ZIPs, June 2026 (Sharp, AR, 13 highest): score 0 (Sharp, AR), climate 66 (Sharp, AR): 72579; score 0 (Sharp, AR), climate 63 (Sharp, AR): 72459, 72469, 72521; score 0 (Sharp, AR), climate 62 (Sharp, AR): 72466; score 0 (Sharp, AR), climate 60 (Sharp, AR): 72482, 72569; score 0 (Sharp, AR), climate 58 (Sharp, AR): 72532; score 0 (Sharp, AR), climate 57 (Sharp, AR): 72542; score 0 (Sharp, AR), climate 52 (Sharp, AR): 72529; score 0 (Sharp, AR), climate 51 (Sharp, AR): 72513; score 0 (Sharp, AR), climate 50 (Sharp, AR): 72577; score 0 (Sharp, AR), climate 45 (Sharp, AR): 72554.
DLRadar rescores Sharp, AR monthly; Sharp, AR readings join Sharp, AR foreclosure, lien and ownership parcels (Sharp, AR), so cost-squeezed Sharp, AR owners surface before listing.
Inside Arkansas, Sharp County ranks 1st of 75 counties for home-insurance distress at 89/100; Randolph County (86/100) sits just below Sharp County.
Deterministic. Every Sharp County, AR signal traces to a public Sharp dataset (FEMA, NFIP, Census for Sharp, AR) · how insurance distress works in Sharp, AR · methodology
FAQ: Sharp County, AR insurance distress
What is the Sharp County, AR home-insurance-distress score?
Sharp, AR: 89/100 (HIGH), #123 of 3,222, #1 in Arkansas. FEMA hazard, Sharp, AR: 87/100; NFIP stress, Sharp, AR: 93/100; construction, Sharp, AR: 13/100; Sharp, AR rescores monthly.
Is Sharp County insurance distress getting better or worse (AR)?
Sharp, AR: 87 in March 2026; Sharp, AR: 81 in October 2026 (better); Sharp, AR climate component 73; Sharp, AR NFIP claims score 93.
How many flood-insurance claims has Sharp County, AR had?
Sharp, AR: 22 NFIP claims, three years; Sharp, AR paid $1,771,599; per Sharp, AR claim $80,527; carriers reprice Sharp, AR against that record.
Which Sharp County ZIP codes carry the most insurance distress (AR)?
Sharp, AR, June 2026: 72579 at 0, 72459 at 0, 72469 at 0, 72521 at 0; Sharp, AR climate scores there: 66, 63, 63, 63.
Why does Sharp, AR insurance distress create sellers?
A Sharp, AR premium outruns the Sharp, AR budget; a carrier leaves Sharp, AR; Sharp, AR carrying cost passes plan; Sharp, AR owners sell while current; Sharp, AR insurance distress leads Sharp, AR foreclosure data.