Union County, AR: Home-Insurance Distress & Forced-Sale Pressure
Union County, AR: 73/100 (severe) home-insurance distress; Union, AR band MEDIUM; Union, AR #559 of 3,222 counties; Union, AR #24 of 75 in Arkansas.
FEMA hazard, Union, AR: 72/100; Union, AR declarations, three years: 9; Union, AR perils: 3 fire, 3 severe-storm; Union, AR five-year count 6 (severity 12.0); Union, AR ten-year 6; hazard-weighted, Union, AR: 9.0.
Declared incidents on the Union, AR record: 2026 Winter Storm 3; 2026 Fire 3 (Union, AR); 2025 Severe Storm 3 (Union, AR).
NFIP claims, Union, AR, three years: 4; Union, AR payouts $98,606; per Union, AR claim $24,651; Union, AR claim-stress 74/100.
Union, AR monthly score rose, 61 (March 2026) to 65 (October 2026); Union, AR by month: March 61, April 61, May 58, June 58 (Union, AR), July 57, August 69, September 74, October 65.
Union, AR components: climate 60, NFIP claims 74; Union, AR retreat index 65.
Construction distress, Union, AR: 50/100 as of August 2026 (Union, AR: 50/100 one-to-four unit, 0/100 multifamily).
Union, AR ZIPs, June 2026 (Union, AR, 10 highest): score 0 (Union, AR), climate 49 (Union, AR): 71724, 71730, 71747, 71749, Union, AR 71758, 71759, 71762, 71765; score 0 (Union, AR), climate 39 (Union, AR): 71764; score 0 (Union, AR), climate 36 (Union, AR): 71753.
DLRadar rescores Union, AR monthly; Union, AR readings join Union, AR foreclosure, lien and ownership parcels (Union, AR), so cost-squeezed Union, AR owners surface before listing.
Inside Arkansas, Union County ranks 24th of 75 counties for home-insurance distress at 73/100; Izard County (73/100) sits just above Union County, and Clay County (72/100) sits just below Union County.
Deterministic. Every Union County, AR signal traces to a public Union dataset (FEMA, NFIP, Census for Union, AR) · how insurance distress works in Union, AR · methodology
FAQ: Union County, AR insurance distress
What is the Union County, AR home-insurance-distress score?
Union, AR: 73/100 (MEDIUM), #559 of 3,222, #24 in Arkansas. FEMA hazard, Union, AR: 72/100; NFIP stress, Union, AR: 74/100; construction, Union, AR: 50/100; Union, AR rescores monthly.
Is Union County insurance distress getting better or worse (AR)?
Union, AR: 61 in March 2026; Union, AR: 65 in October 2026 (worse); Union, AR climate component 60; Union, AR NFIP claims score 74.
How many flood-insurance claims has Union County, AR had?
Union, AR: 4 NFIP claims, three years; Union, AR paid $98,606; per Union, AR claim $24,651; carriers reprice Union, AR against that record.
Which Union County ZIP codes carry the most insurance distress (AR)?
Union, AR, June 2026: 71724 at 0, 71730 at 0, 71747 at 0, 71749 at 0; Union, AR climate scores there: 49, 49, 49, 49.
Why does Union, AR insurance distress create sellers?
A Union, AR premium outruns the Union, AR budget; a carrier leaves Union, AR; Union, AR carrying cost passes plan; Union, AR owners sell while current; Union, AR insurance distress leads Union, AR foreclosure data.