Yell County, AR: Home-Insurance Distress & Forced-Sale Pressure

DLRadar grades Yell County, Arkansas at 26/100 for home-insurance distress, a moderate level that places it #1726 of 3,222 counties, in the lower-risk band nationally. More and more, it is the insurance bill rather than the mortgage that turns a Yell County owner into a seller.

Behind the score sit a FEMA hazard score of 51/100; NFIP flood-claim stress of 0/100 over three years, each a factor insurers weigh when they raise rates or exit a market.

Construction distress sits at 1/100, so the replacement cost insurers underwrite against is elevated here.

Yell County's 26/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.

Hazard exposure of 51/100 alongside 0/100 in flood-claim stress is the combination that turns Yell County owners into insurance-motivated sellers.

A #1726 national standing means little alone; DLRadar pairs Yell County's coverage stress with default and ownership data before calling a parcel distressed.

Yell County re-scores on every fresh federal and carrier filing, so the number reflects today's coverage environment, not a frozen snapshot.

NFIP paid $0 across 0 Yell County flood claims in three years, roughly $0 each; that record is what reprices coverage.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. The point is reaching those owners while carrying cost is still the problem, not after the filing.