Gila County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Gila County, AZ: 29/100 (moderate) home-insurance distress; Gila, AZ band LOW; Gila, AZ #1,647 of 3,222 counties; Gila, AZ #5 of 15 in Arizona; raw Gila, AZ 33.5; Gila, AZ coverage multiplier 0.85.
FEMA hazard, Gila, AZ: 0/100; Gila, AZ declarations, three years: none.
NFIP claims, Gila, AZ, three years: 16; Gila, AZ payouts $423,369; per Gila, AZ claim $26,461; Gila, AZ claim-stress 84/100.
Gila, AZ monthly score held, 29 (March 2026) to 29 (October 2026); Gila, AZ by month: March 29, April 29, May 28, June 28 (Gila, AZ), July 28, August 28, September 28, October 29.
Gila, AZ components: NFIP claims 84; Gila, AZ retreat index 29; Gila, AZ climate multiplier 0.85.
Construction distress, Gila, AZ: 81/100 as of August 2026 (Gila, AZ: 81/100 one-to-four unit, 15/100 multifamily).
Gila, AZ ZIPs, June 2026 (Gila, AZ, 14 highest): score 0 (Gila, AZ), climate 100 (Gila, AZ): 85264; score 0 (Gila, AZ), climate 94 (Gila, AZ): 85545; score 0 (Gila, AZ), climate 92 (Gila, AZ): 85192; score 0 (Gila, AZ), climate 89 (Gila, AZ): 85539; score 0 (Gila, AZ), climate 88 (Gila, AZ): 85135, 85501, 85532, 85541, Gila, AZ 85544, 85550, 85553, 85554; score 0 (Gila, AZ), climate 86 (Gila, AZ): 85941; score 0 (Gila, AZ), climate 65 (Gila, AZ): 85542.
DLRadar rescores Gila, AZ monthly; Gila, AZ readings join Gila, AZ foreclosure, lien and ownership parcels (Gila, AZ), so cost-squeezed Gila, AZ owners surface before listing.
Inside Arizona, Gila County ranks 5th of 15 counties for home-insurance distress at 29/100; Mohave County (29/100) sits just above Gila County, and Yavapai County (26/100) sits just below Gila County.
Deterministic. Every Gila County, AZ signal traces to a public Gila dataset (FEMA, NFIP, Census for Gila, AZ) · how insurance distress works in Gila, AZ · methodology
FAQ: Gila County, AZ insurance distress
What is the Gila County, AZ home-insurance-distress score?
Gila, AZ: 29/100 (LOW), #1,647 of 3,222, #5 in Arizona. FEMA hazard, Gila, AZ: 0/100; NFIP stress, Gila, AZ: 84/100; construction, Gila, AZ: 81/100; Gila, AZ rescores monthly.
Is Gila County insurance distress getting better or worse (AZ)?
Gila, AZ: 29 in March 2026; Gila, AZ: 29 in October 2026 (unchanged); Gila, AZ NFIP claims score 84.
How many flood-insurance claims has Gila County, AZ had?
Gila, AZ: 16 NFIP claims, three years; Gila, AZ paid $423,369; per Gila, AZ claim $26,461; carriers reprice Gila, AZ against that record.
Which Gila County ZIP codes carry the most insurance distress (AZ)?
Gila, AZ, June 2026: 85264 at 0, 85545 at 0, 85192 at 0, 85539 at 0; Gila, AZ climate scores there: 100, 94, 92, 89.
Why does Gila, AZ insurance distress create sellers?
A Gila, AZ premium outruns the Gila, AZ budget; a carrier leaves Gila, AZ; Gila, AZ carrying cost passes plan; Gila, AZ owners sell while current; Gila, AZ insurance distress leads Gila, AZ foreclosure data.