Graham County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Graham County, AZ: 21/100 (low) home-insurance distress; Graham, AZ band LOW; Graham, AZ #2,100 of 3,222 counties; Graham, AZ #9 of 15 in Arizona; raw Graham, AZ 24.6; Graham, AZ coverage multiplier 0.85.
FEMA hazard, Graham, AZ: 0/100; Graham, AZ declarations, three years: none.
NFIP claims, Graham, AZ, three years: 4; Graham, AZ payouts $13,740; per Graham, AZ claim $3,435; Graham, AZ claim-stress 61/100.
Graham, AZ monthly score fell, 22 (March 2026) to 21 (October 2026); Graham, AZ by month: March 22, April 22, May 21, June 21 (Graham, AZ), July 21, August 21, September 21, October 21.
Graham, AZ components: NFIP claims 61; Graham, AZ retreat index 21; Graham, AZ climate multiplier 0.85.
Construction distress, Graham, AZ: 43/100 as of August 2026 (Graham, AZ: 39/100 one-to-four unit, 100/100 multifamily).
Graham, AZ ZIPs, June 2026 (Graham, AZ, 11 highest): score 0 (Graham, AZ), climate 76 (Graham, AZ): 85643; score 0 (Graham, AZ), climate 65 (Graham, AZ): 85542; score 0 (Graham, AZ), climate 61 (Graham, AZ): 85530, 85531, 85535, 85536, Graham, AZ 85543, 85546, 85551, 85552; score 0 (Graham, AZ), climate 28 (Graham, AZ): 85533.
DLRadar rescores Graham, AZ monthly; Graham, AZ readings join Graham, AZ foreclosure, lien and ownership parcels (Graham, AZ), so cost-squeezed Graham, AZ owners surface before listing.
Inside Arizona, Graham County ranks 9th of 15 counties for home-insurance distress at 21/100; Santa Cruz County (22/100) sits just above Graham County, and Cochise County (20/100) sits just below Graham County.
Deterministic. Every Graham County, AZ signal traces to a public Graham dataset (FEMA, NFIP, Census for Graham, AZ) · how insurance distress works in Graham, AZ · methodology
FAQ: Graham County, AZ insurance distress
What is the Graham County, AZ home-insurance-distress score?
Graham, AZ: 21/100 (LOW), #2,100 of 3,222, #9 in Arizona. FEMA hazard, Graham, AZ: 0/100; NFIP stress, Graham, AZ: 61/100; construction, Graham, AZ: 43/100; Graham, AZ rescores monthly.
Is Graham County insurance distress getting better or worse (AZ)?
Graham, AZ: 22 in March 2026; Graham, AZ: 21 in October 2026 (better); Graham, AZ NFIP claims score 61.
How many flood-insurance claims has Graham County, AZ had?
Graham, AZ: 4 NFIP claims, three years; Graham, AZ paid $13,740; per Graham, AZ claim $3,435; carriers reprice Graham, AZ against that record.
Which Graham County ZIP codes carry the most insurance distress (AZ)?
Graham, AZ, June 2026: 85643 at 0, 85542 at 0, 85530 at 0, 85531 at 0; Graham, AZ climate scores there: 76, 65, 61, 61.
Why does Graham, AZ insurance distress create sellers?
A Graham, AZ premium outruns the Graham, AZ budget; a carrier leaves Graham, AZ; Graham, AZ carrying cost passes plan; Graham, AZ owners sell while current; Graham, AZ insurance distress leads Graham, AZ foreclosure data.