Yuma County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Yuma County, AZ: 25/100 (moderate) home-insurance distress; Yuma, AZ band LOW; Yuma, AZ #1,952 of 3,222 counties; Yuma, AZ #7 of 15 in Arizona; raw Yuma, AZ 29.2; Yuma, AZ coverage multiplier 0.85.
FEMA hazard, Yuma, AZ: 0/100; Yuma, AZ declarations, three years: none.
NFIP claims, Yuma, AZ, three years: 4; Yuma, AZ payouts $91,299; per Yuma, AZ claim $22,825; Yuma, AZ claim-stress 73/100.
Yuma, AZ monthly score fell, 26 (March 2026) to 25 (October 2026); Yuma, AZ by month: March 26, April 26, May 25, June 25 (Yuma, AZ), July 25, August 25, September 25, October 25.
Yuma, AZ components: NFIP claims 73; Yuma, AZ retreat index 25; Yuma, AZ climate multiplier 0.85.
Construction distress, Yuma, AZ: 43/100 as of August 2026 (Yuma, AZ: 44/100 one-to-four unit, 41/100 multifamily).
Yuma, AZ ZIPs, June 2026 (Yuma, AZ, 10 highest): score 0 (Yuma, AZ), climate 96 (Yuma, AZ): 85333; score 0 (Yuma, AZ), climate 91 (Yuma, AZ): 85336, 85347, 85349, 85350, Yuma, AZ 85352, 85356, 85364, 85365, Yuma, AZ 85367.
DLRadar rescores Yuma, AZ monthly; Yuma, AZ readings join Yuma, AZ foreclosure, lien and ownership parcels (Yuma, AZ), so cost-squeezed Yuma, AZ owners surface before listing.
Inside Arizona, Yuma County ranks 7th of 15 counties for home-insurance distress at 25/100; Yavapai County (26/100) sits just above Yuma County, and Santa Cruz County (22/100) sits just below Yuma County.
Deterministic. Every Yuma County, AZ signal traces to a public Yuma dataset (FEMA, NFIP, Census for Yuma, AZ) · how insurance distress works in Yuma, AZ · methodology
FAQ: Yuma County, AZ insurance distress
What is the Yuma County, AZ home-insurance-distress score?
Yuma, AZ: 25/100 (LOW), #1,952 of 3,222, #7 in Arizona. FEMA hazard, Yuma, AZ: 0/100; NFIP stress, Yuma, AZ: 73/100; construction, Yuma, AZ: 43/100; Yuma, AZ rescores monthly.
Is Yuma County insurance distress getting better or worse (AZ)?
Yuma, AZ: 26 in March 2026; Yuma, AZ: 25 in October 2026 (better); Yuma, AZ NFIP claims score 73.
How many flood-insurance claims has Yuma County, AZ had?
Yuma, AZ: 4 NFIP claims, three years; Yuma, AZ paid $91,299; per Yuma, AZ claim $22,825; carriers reprice Yuma, AZ against that record.
Which Yuma County ZIP codes carry the most insurance distress (AZ)?
Yuma, AZ, June 2026: 85333 at 0, 85336 at 0, 85347 at 0, 85349 at 0; Yuma, AZ climate scores there: 96, 91, 91, 91.
Why does Yuma, AZ insurance distress create sellers?
A Yuma, AZ premium outruns the Yuma, AZ budget; a carrier leaves Yuma, AZ; Yuma, AZ carrying cost passes plan; Yuma, AZ owners sell while current; Yuma, AZ insurance distress leads Yuma, AZ foreclosure data.